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| Bank/NBFC Name | Annual/Joining Fee | Income Required | Cibil | Apply for Card |
|---|---|---|---|---|
| HDFC Bank Regalia Credit Card | Rs.2,500 + Applicable Taxes | Rs.1 Lakh per month | 750 or above | Apply Now |
| ICICI Bank Emeralde Credit Card | Rs.500 + GST | Rs.20,000 per month | 750 or above | Apply Now |
| SBI Prime Credit Card | Rs.2,999 + Taxes | Rs.25,000 Per Month | 750 or above | Apply Now |
| HDFC Bank Moneyback credit card | Rs. 500 | Rs.25,000 per month | 750 or above | Apply Now |
| Kotak League Platinum Credit Card | Rs. 499 | Rs.5 Lakh per annum | 650 or above | Apply Now |
| Kotak Mojo Platinum Credit Card | Rs. 1,000 | Rs.4 lakh per annum | 650 or above | Apply Now |
| YES Bank Prosperity Rewards Plus Credit Card | Rs.399 | Rs.25,000 per month | 650 or above | Apply Now |
| Standard Chartered Ultimate Credit Card | Rs. 5,000 | Communicated at the time of sourcing | 700 plus | Apply Now |
| Axis Bank Neo Credit Card | Rs. 250 | Must have a stable source of income | 750 | Apply Now |
| AU Altura Plus Credit Card | Rs. 499 + applicable taxes | Must have a stable source of income | 700 | Apply Now |
| HDFC Bank Business Moneyback Credit Card | Rs. 500 + Taxes | Must have a stable source of income | 750 or Above | Apply Now |
| HDFC Bank Millennia Credit Card | Rs.1000 + GST | 35,000 per month | 750 or above | Apply Now |
| Standard Chartered Smart Credit Card | Rs.499 | To be communicated at the time of sourcing | 700 above | Apply Now |
| Standard Chartered Manhattan Platinum Credit Card | Rs. 999 | Rs.90,000 per month | 700 above | Apply Now |
| Standard Chartered Super Value Titanium Credit Card | Rs. 750 | Rs. 55,000 per month | 700 above | Apply Now |
| Axis Flipkart Credit Card | Rs.500 | Rs.15,000 per month | 650 above | Apply Now |
| Axis Bank Neo Credit Card | Rs. 250 | Rs.25,000 per month | 650 above | Apply Now |
| IndianOil Axis credit card | Rs. 500 | 6 lakh per annum | 700 | Apply Now |
| AU Altura Plus Credit Card | Rs. 499 + applicable taxes | Must have a stable source of income | 700 | Apply Now |
Features & Benefits of Reward and Cashback Credit card
Who said spending can't be fun? With a Reward and Cashback Credit Card, it surely can be. With a Reward and Cashback Credit Card, you will be getting exciting rewards on every payment at any merchant outlet or online shopping.
Earn While Spending
Credit cards with rewards programs can be useful tools to maximize the money you put toward purchases while creating a budget that works for you.
Low Fees
There are now cash-back credit cards that give you great benefits without hefty annual fees, rewards points that you can actually redeem, and perks that you are going to love.
Cashback
Cash-back cards reward you with a percentage of each purchase you make. These cards allow you to earn money on your purchases minus typical credit card fees.
Higher Reward Rates
Compared to normal credit card reward programs a Reward Credit Card offers you higher rates when it comes to rewarding points.
Welcome benefit
To help you get the most out of your cash-back credit card, many cards offer a sign-up bonus if you meet a minimum spending requirement within the first few months!
Milestone rewards
Most Reward Credit Cards offer their customer's bonus reward points once they reach a certain milestone set by the concerned lenders.
Low Introductory APR
A low introductory rate can mean an interest-free period on new purchases. This type of card allows you to make big-ticket purchases without worrying about paying fat interest charges.
Side Benefits
Cash-back cards may offer other perks not usually associated with rewards, such as 1% APR on new purchases or other types of loans.
Your Rewarding Experience is Here
Visit Our Website
For the first step, you will have to visit our website to explore the credit card options that fit your needs.
Select and Apply
Once you shortlist the card you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your credit card shortly.
your rewards are just a swipe away
Reward & Cashback Credit Cards by ReferLoan
Approved Instantly
A majority of people spend more than they earn. In fact, it's not that unusual to live from paycheck to paycheck. But what if there was a way you could earn extra money while shopping? That's exactly what reward credit cards do. Reward credit cards by ReferLoan are one of the best opportunities right now to earn free gift cards, cash, or other rewards when you make a purchase at a participating merchant or online store with your credit card.
Cashback Credit Cards
- HDFC Bank Business Moneyback Credit Card
- HDFC Bank Millennia Credit Card
- Standard Chartered Smart Credit Card
- Standard Chartered Manhattan Platinum Credit Card
- Standard Chartered Super Value Titanium Credit Card
- Axis Flipkart Credit Card
- Axis Bank Neo Credit Card
- IndianOil Axis credit card
- AU Altura Plus Credit Card
FREQUENTLY ASKED QUESTIONS
The received cashback from your credit card will be credited to your registered bank account
As soon as you've made a purchase that's eligible for cashback, you'll receive your cashback within 5 working days.
No, non-banking financial companies are not allowed to issue credit cards without the Reserve Bank of India's approval.
Rewards and cashback programs have a similar concept. They're incentives for using your credit card, although cashbacks are easier to manage than points programs. Both reward programs allow you to convert points into cash, although you may get the same amount in each case. Some cards let you convert points into miles.
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