Rewards Credit Cards - Check Eligibility and Offers

Bank/NBFC Name	Annual/Joining Fee	Income Required	Cibil	Apply for Card
HDFC Bank Regalia Credit Card	Rs.2,500 + Applicable Taxes	Rs.1 Lakh per month	750 or above	Apply Now
ICICI Bank Emeralde Credit Card	Rs.500 + GST	Rs.20,000 per month	750 or above	Apply Now
SBI Prime Credit Card	Rs.2,999 + Taxes	Rs.25,000 Per Month	750 or above	Apply Now
HDFC Bank Moneyback credit card	Rs. 500	Rs.25,000 per month	750 or above	Apply Now
Kotak League Platinum Credit Card	Rs. 499	Rs.5 Lakh per annum	650 or above	Apply Now
Kotak Mojo Platinum Credit Card	Rs. 1,000	Rs.4 lakh per annum	650 or above	Apply Now
YES Bank Prosperity Rewards Plus Credit Card	Rs.399	Rs.25,000 per month	650 or above	Apply Now
Standard Chartered Ultimate Credit Card	Rs. 5,000	Communicated at the time of sourcing	700 plus	Apply Now
Axis Bank Neo Credit Card	Rs. 250	Must have a stable source of income	750	Apply Now
AU Altura Plus Credit Card	Rs. 499 + applicable taxes	Must have a stable source of income	700	Apply Now
HDFC Bank Business Moneyback Credit Card	Rs. 500 + Taxes	Must have a stable source of income	750 or Above	Apply Now
HDFC Bank Millennia Credit Card	Rs.1000 + GST	35,000 per month	750 or above	Apply Now
Standard Chartered Smart Credit Card	Rs.499	To be communicated at the time of sourcing	700 above	Apply Now
Standard Chartered Manhattan Platinum Credit Card	Rs. 999	Rs.90,000 per month	700 above	Apply Now
Standard Chartered Super Value Titanium Credit Card	Rs. 750	Rs. 55,000 per month	700 above	Apply Now
Axis Flipkart Credit Card	Rs.500	Rs.15,000 per month	650 above	Apply Now
Axis Bank Neo Credit Card	Rs. 250	Rs.25,000 per month	650 above	Apply Now
IndianOil Axis credit card	Rs. 500	6 lakh per annum	700	Apply Now
AU Altura Plus Credit Card	Rs. 499 + applicable taxes	Must have a stable source of income	700	Apply Now

Credit Card

Features & Benefits of Reward and Cashback Credit card

Who said spending can't be fun? With a Reward and Cashback Credit Card, it surely can be. With a Reward and Cashback Credit Card, you will be getting exciting rewards on every payment at any merchant outlet or online shopping.

Earn While Spending

Credit cards with rewards programs can be useful tools to maximize the money you put toward purchases while creating a budget that works for you.

Low Fees

There are now cash-back credit cards that give you great benefits without hefty annual fees, rewards points that you can actually redeem, and perks that you are going to love.

Cashback

Cash-back cards reward you with a percentage of each purchase you make. These cards allow you to earn money on your purchases minus typical credit card fees.

Higher Reward Rates

Compared to normal credit card reward programs a Reward Credit Card offers you higher rates when it comes to rewarding points.

Welcome benefit

To help you get the most out of your cash-back credit card, many cards offer a sign-up bonus if you meet a minimum spending requirement within the first few months!

Milestone rewards

Most Reward Credit Cards offer their customer's bonus reward points once they reach a certain milestone set by the concerned lenders.

Low Introductory APR

A low introductory rate can mean an interest-free period on new purchases. This type of card allows you to make big-ticket purchases without worrying about paying fat interest charges.

Side Benefits

Cash-back cards may offer other perks not usually associated with rewards, such as 1% APR on new purchases or other types of loans.

Work Process

Your Rewarding Experience is Here

Visit Our Website

For the first step, you will have to visit our website to explore the credit card options that fit your needs.

Select and Apply

Once you shortlist the card you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your credit card shortly.

Credit Card

Reward & Cashback Credit Cards by ReferLoan

Approved Instantly

A majority of people spend more than they earn. In fact, it's not that unusual to live from paycheck to paycheck. But what if there was a way you could earn extra money while shopping? That's exactly what reward credit cards do. Reward credit cards by ReferLoan are one of the best opportunities right now to earn free gift cards, cash, or other rewards when you make a purchase at a participating merchant or online store with your credit card.

Reward Credit Cards

Cashback Credit Cards

FREQUENTLY ASKED QUESTIONS

The received cashback from your credit card will be credited to your registered bank account

As soon as you've made a purchase that's eligible for cashback, you'll receive your cashback within 5 working days.

No, non-banking financial companies are not allowed to issue credit cards without the Reserve Bank of India's approval.

Rewards and cashback programs have a similar concept. They're incentives for using your credit card, although cashbacks are easier to manage than points programs. Both reward programs allow you to convert points into cash, although you may get the same amount in each case. Some cards let you convert points into miles.

Refer Loan is a Phy-zital Fintech that connects Lenders and Borrowers digitally as well physically. It provides a Financial Bouquet to the users with multiple Financial solutions. Its AI-based detailed comparison enables users to find the best financial product from the best financial institutions.