Credit cards are one of the best ways to increase a person's purchasing power. They also offer rewards on your spending, such as cashback and discounts. hey also offer rewards on your spending, such as cashback and discounts. To maximize these benefits, you should compare different credit card offers before choosing the right deal for you. Let’s take a look at the features, benefits, and other important information about credit cards.
Credit Card | Joining Fee | Minimum Required Income | Apply to get credit card |
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HDFC Bank Credit Card | Rs. 499 + GST. | Salaried - Rs. 20,000 p.m Self-Employed - 6 Lakhs p.a | Apply Now |
Kotak Bank Credit Card | Rs. 500 onwards | Above Rs. 5 lakhs p.a | Apply Now |
SBI Bank CardCredit | Depends on the Card Variant | Up to Rs. 3 Lakhs p.a | Apply Now |
Yes Bank Credit Card | Depends on the Card Variant | Salaried - Rs. 25,000 p.m Self-Employed - Rs. 41,666 p.m. | Apply Now |
ICICI Bank Credit Card | Rs 500 + Goods and Services Tax (GST) | Up to Rs. 2.5 Lakhs | Apply Now |
Standard Chartered Bank Credit Card | Depends on the Card Variant | Salaried - Rs. 27,500 p.m Self-Employed - Rs. 5 lakhs p.a | Apply Now |
Axis Bank Credit Card | Depends on the Card Variant | Salaried - Rs. 25,000 p.m Self-Employed - Rs. 6 lakhs | Apply Now |
Indusind Bank Credit Card | Depends on the Card Variant | Depends on the Card Variant | Apply Now |
AU Bank Credit Card | Rs. 200 onwards | Depends on the Card Variant | Apply Now |
To know more about credit cards BY Bank? CLICK HERE
Required Documents
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Salaried income documents
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Last 3 months' salary slip
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Form 16 of last 2 years
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Income Tax Return if any of last 2 Years
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Last 3 months' bank statement if the salary directly credited in the bank account
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Certificate of employment from current employer
Self Employed person documents
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Income tax returns of previous 2 years
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Statement of finances with a proper balance sheet with profit and loss in that sheet
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Bank statement with continuity of business
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GST registration evidence of business
Card to Card Documents
The documents required for a card-to-card application vary, but common documents include:
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Government Issued Photo ID
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Proof of Residency
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Proof of Income
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Applcation Form
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Authorization to run a Credit Check (if required)
Note : Banks may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.