Credit Card Joining Fee Minimum Required Income Apply to get credit card
HDFC Bank Credit Card Rs. 499 + GST. Salaried - Rs. 20,000 p.m Self-Employed - 6 Lakhs p.a Apply Now
Kotak Bank Credit Card Rs. 500 onwards Above Rs. 5 lakhs p.a Apply Now
SBI Bank CardCredit Depends on the Card Variant Up to Rs. 3 Lakhs p.a Apply Now
Yes Bank Credit Card Depends on the Card Variant Salaried - Rs. 25,000 p.m Self-Employed - Rs. 41,666 p.m. Apply Now
ICICI Bank Credit Card Rs 500 + Goods and Services Tax (GST) Up to Rs. 2.5 Lakhs Apply Now
Standard Chartered Bank Credit Card Depends on the Card Variant Salaried - Rs. 27,500 p.m Self-Employed - Rs. 5 lakhs p.a Apply Now
Axis Bank Credit Card Depends on the Card Variant Salaried - Rs. 25,000 p.m Self-Employed - Rs. 6 lakhs Apply Now
Indusind Bank Credit Card Depends on the Card Variant Depends on the Card Variant Apply Now
AU Bank Credit Card Rs. 200 onwards Depends on the Card Variant Apply Now

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Required Documents

PAN Card

Aadhaar Card

Driving Licence

Voter ID


Registered rent agreement

Current passport size photograph

Salaried income documents

Self Employed person documents

Salaried income documents

  • Last 3 months' salary slip
  • Form 16 of last 2 years
  • Income Tax Return if any of last 2 Years
  • Last 3 months' bank statement if the salary directly credited in the bank account
  • Certificate of employment from current employer

Self Employed person documents

  • Income tax returns of previous 2 years
  • Statement of finances with a proper balance sheet with profit and loss in that sheet
  • Bank statement with continuity of business
  • GST registration evidence of business

Card to Card Documents

The documents required for a card-to-card application vary, but common documents include:

  • Government Issued Photo ID
  • Proof of Residency
  • Proof of Income
  • Applcation Form
  • Authorization to run a Credit Check (if required)

Note : Banks may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Leave Your Question


A credit card is an essential financial tool. It enables its holders to make purchases and pay back the amount later. A bank-approved credit limit will give you a certain amount of purchasing power, which must be repaid on the due date that's mutually decided by both parties: The holder and their bank.

This is the maximum amount of money that one can spend on their card. Having a high limit for your credit card will allow you to spend more and help your score in return.

A good guideline would be that if your score falls below 750, then it's best not to apply.

If you're looking for a credit card, the best and easiest way to get one is to apply on our platform. It's easy to compare features and benefits, fees as well as interest rates from different cards before making your final decision.

Premium cards offer perks like airport lounge access, concierge service, air accident insurance, etc., as well as substantial annual fees. And of course, not all benefits are included in the fees; international travel comes with several attendant expenses on top of it!

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