Recent Search and Popular Product
Business Loan
Personal Loan
Home Loan
Education Loan
Car Loan
Credit Card
Loan Against Security
Loan Against Property
Here are a few factors
Location | 50Km from Branch |
CIBIL Score | 650+ |
Minimum Salary Per Month | CAT A & B- 40000/- Month CAT C & D-50000 Per Month |
Salary Mode | NEFT,COMPANY TRANSFER,RTGS |
Applicant Age | 21 Year to 58 Year |
Loan Amount & Tenure | 1
Lac to 50 Lac (12 Month to 60 Month) |
Rate of Interest (Type) | 14% to 16% (Reducing) |
Processing Fees | 1%-3% |
Processing Mode & TAT | Processing: Online TAT: 1 Day to 3 Days |
Foreclosure Charges | After 1 month 4%+GST |
Part Payment Allowed | After 1 Month 25% |
OD Product | No |
BT+TopUp | Yes |
Minimum Job Experience | 3 month Continuous Salary |
Current Employer Business Vintage | 3 year |
FOIR | 70% of Net Salary |
Whether Co-Applicant Mandatory | No |
No of Enquiry Allowed | (i) 5 in Last 3 Months (ii) In BT Topup Max 10 in last 3 month |
USP | Funding to All Company Employee |
Negative Profile | 1.
Employee receiving Salary in Cash & IMPS 2. NRI Applicant 3. Minus 1 CIBIL Applicant 4. Employee working with Proprietorship Firm, Partnership Firm, LLP 5. Employee working with Jewellers, Police, Defence, Hotel, MCD 4th Grade, Advocate, Spa & Saloon, Malls, Real Estate, GYM, Delivery Boys, NGO, Bar Tender, Taxi Driver 6. Any Employeed Director who is Shareholder in Company 7. Applicant receiving Salary in Tranches |
Documents Required for Axis Finance Personal Loan
Application form
Pan Card
Form 60
Address Proof ” Aadhar card, Driving license, Passport, Voter ID”
Bank Statement, Rent Agreement, Telephone Bill, Water Bill, Gas Bill
Bank statement of 3 months
Company ID Proof/ Offer Letter
Basic Eligibility Criteria for Axis Finance Personal Loan
The Applicant’s age should be within 21 to 58 years.
The Applicant should have a CIBIL score of 650+.
The applicant should be employed for at least 3 months
The applicant’s current employer’s business vintage should be of at least 3 years.
About Axis Finance Personal Loan
All of us understand that asking for a loan requires quite a lot of documentation. Then it gets annoying. Additionally, this could cause the application procedure to lag. However, all you have to do is fill out a few forms to apply for an Axis Finance personal loan. It won't take long to do everything that is required.
One of the greatest solutions out there, Axis Loan, has helped thousands of Indians through difficult times. It has an adjustable repayment period and a variable interest rate. Additionally, it is among the top lenders offering loans in the industry.
Axis Finance Customer Care Details
FREQUENTLY ASKED QUESTIONS
Your minimum CIBIL score should be at least 650+.
You can get upto Rs. 50 lakhs from Axis Finance.
No, Axis Finance does not allow Cash-salaried people for loans.
Generally, Axis Finance allows salaried people of at least 40K. You once speak to Axis Finance customer support representatives to get further details.
Yes, you can apply as per Axis Finance’s age criteria. But double check the other eligibility criteria requirements set by Axis Finance.