Here are a few factors

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Location 50Km from Branch
CIBIL Score 650+
Minimum Salary Per Month CAT A & B- 40000/- Month CAT C & D-50000 Per Month
Salary Mode NEFT,COMPANY TRANSFER,RTGS
Applicant Age 21 Year to 58 Year
Loan Amount & Tenure 1 Lac to 50 Lac
(12 Month to 60 Month)
Rate of Interest (Type) 14% to 16% (Reducing)
Processing Fees 1%-3%
Processing Mode & TAT Processing: Online
TAT: 1 Day to 3 Days
Foreclosure Charges After 1 month 4%+GST
Part Payment Allowed After 1 Month 25%
OD Product No
BT+TopUp Yes
Minimum Job Experience 3 month Continuous Salary 
Current Employer Business Vintage 3 year
FOIR 70% of Net Salary
Whether Co-Applicant Mandatory No
No of Enquiry Allowed (i) 5 in Last 3 Months (ii) In BT Topup Max 10 in last 3 month
USP Funding to All Company Employee
Negative Profile 1. Employee receiving Salary in Cash & IMPS
2. NRI Applicant
3. Minus 1 CIBIL Applicant
4. Employee working with Proprietorship Firm, Partnership Firm, LLP
5. Employee working with Jewellers, Police, Defence, Hotel, MCD 4th Grade, Advocate, Spa & Saloon, Malls, Real Estate, GYM, Delivery Boys, NGO, Bar Tender, Taxi Driver
6. Any Employeed Director who is Shareholder in Company
7. Applicant receiving Salary in Tranches

Documents Required for Axis Finance Personal Loan

Application form

Pan Card

Form 60

Address Proof ” Aadhar card, Driving license, Passport, Voter ID”

Bank Statement, Rent Agreement, Telephone Bill, Water Bill, Gas Bill

Bank statement of 3 months

Company ID Proof/ Offer Letter

Basic Eligibility Criteria for Axis Finance Personal Loan

The Applicant’s age should be within 21 to 58 years.

The Applicant should have a CIBIL score of 650+.

The applicant should be employed for at least 3 months

The applicant’s current employer’s business vintage should be of at least 3 years.

About Axis Finance Personal Loan

All of us understand that asking for a loan requires quite a lot of documentation. Then it gets annoying. Additionally, this could cause the application procedure to lag. However, all you have to do is fill out a few forms to apply for an Axis Finance personal loan. It won't take long to do everything that is required.

One of the greatest solutions out there, Axis Loan, has helped thousands of Indians through difficult times. It has an adjustable repayment period and a variable interest rate. Additionally, it is among the top lenders offering loans in the industry.

Axis Finance Customer Care Details

Leave Your Question

FREQUENTLY ASKED QUESTIONS

Your minimum CIBIL score should be at least 650+.

You can get upto Rs. 50 lakhs from Axis Finance. 

 No, Axis Finance does not allow Cash-salaried people for loans.

Generally, Axis Finance allows salaried people of at least 40K. You once speak to Axis Finance customer support representatives to get further details. 

 Yes, you can apply as per Axis Finance’s age criteria. But double check the other eligibility criteria requirements set by Axis Finance.