Here are a few factors

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Loan Amount :Rs. 50,000 to Rs. 10 Lakhs                                                                                                        
Product Surrogate :

1. Bureau: From Rs. 50,000 - Rs. 2 Lakhs

2. Banking: From Rs. 50,000 - Rs. 10 lakhs

3. GST: From Rs. 50,000 - Rs. 10 lakhs

Interest Rates :
20% to 28%
Repayment Tenure :
12 months to 48 months
Processing Charges :
2.5%
Min. Business Vintage :

More than 1 year

Required Eligibility

  • The minimum Business Vintage of the applicant must be more than 1 year with valid document proof (1-2 years, manual credit decisions)
  • The minimum CIBIL score of the applicant must be > 650
  • The Age of the applicant must be between 23- 65 years
  • Customer should not be ABFL’s existing BL customer in the last 6 months
  • The customer should not have had any EMI Cheque Bounce or loan Settlement in the last 6 months
  • Average Bank Balance of the applicant must be Rs. 10,000 or above (minus loan and self-credits)

Required Documents to Apply for Aditya Birla UBL Business Loan

  • Audited financials and Income Tax Returns filed for the last two years from the date of application.
  • Bank statement for the last 6 months.
  • KYC documents as required.
  • Address Proof
  • Business Ownership Proof
  • For Loan Amounts > Rs. 2 Lakhs,

  • Either GST return of the last 24 months
  • Bank Statement for min last 6 months of CA/SA or OC/CC accounts. Multiple
  • Bank Accounts can be accessed minimum of 6 months of vintage

Why Choose Aditya Birla UBL Business Loan

End-to-end Digital Process (from Login to Loan Amount Disbursement)

Lowest Rate of Interest (depending on Customer Profile and Loan Specifics)

Dedicated Support team 12 x 5 days from 8 AM to 8 PM

No Collateral requirements

Loan on Low CIBIL score

Leave Your Question

FREQUENTLY ASKED QUESTIONS

The interest rate of Aditya Birla UBL Business Loan is 20% to 28% per annum

Individuals/ Professionals with business entity proofs and Sole Proprietorship Businesses can apply for Aditya Birla UBL Business Loan 

The minimum age to apply for Aditya Birla UBL Business Loan is 23.

 The minimum required Business Vintage to apply for Aditya Birla UBL Business Loan is 1 year. 

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