Bank/NBFC Name Annual/Joining Fee Income Required Cibil Apply for Card
HDFC Bank Infinia Credit Card Metal Edition Rs.10,000 + Applicable Taxes Rs.35,000 per month 750 or above Apply Now
YES Bank Prosperity Edge Credit Card Rs.399 + Applicable Taxes Rs.50,000 Per Month 750 or above Apply Now
IndusInd Bank Platinum Credit Card Rs.12,500 Rs.20,000 Per Month 750 or above Apply Now
Kotak Royale Signature Credit Card Nil Rs.24 lakh per annum 650 or above Apply Now
ICICI Bank Emerald Credit Card Rs. 12,000 Rs.3 lakh per month 750 Apply Now
AXIS Select Rs. 3,000 (NIL for Burgundy Clients) Rs.9 lakh per month 750 Apply Now
IndusInd Bank Legend Credit Card Rs. 9,999 Rs.25000 per month 750 Apply Now
Vetta Credit Card Rs. 2,999 + applicable taxes Rs.1 lakh 44 thousand - Rs.25 lakh per annum 750 and above Apply Now
Dining Benefits

A Credit Card that provides you gold standard dining privileges and myriad offers over meals will make your lives easy.

Travel with

It's hard to imagine modern-day life without travel. With a Credit Card, you can get valuable discounts on your travel expenses.

Lounge Access

Make your flight delays comfortable with exclusive lounge accesses at airports. No more stress of waiting for those uncomfortable chairs.

Save on Your Fuel

Count the good times, not the extra miles. With a lifestyle credit card, you can save extra bucks on your fuel expenses.

Concierge Facilities

Lifestyle credit cards tend to offer superior concierge services, allowing you access to all things you need while on vacation, whether it's finding a great dinner, booking a hotel, or even buying gifts.

Movie Offers

With lifestyle credit cards, your entertainment expenses will get a discount. You can get one ticket and another ticket at 50% off, or you can get free tickets too.

Health and Wellness

Health emergencies don’t come announced. With a Credit Card, you can stay prepared for any emergency expenses as well as you can get discounts on the same.

Insurance Covers

With a Credit Card, you can get various insurance coverage such as air accidental death, emergency hospitalization abroad, loss of card, loss of travel documents, etc.

Visit Our Website

For the first step, you will have to visit our website to explore the credit card options that fit your needs.

Select and Apply

Once you shortlist the card you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your credit card shortly.

Why ReferLoan

You are unique and so are your credit needs. At ReferLoan, we make sure you fulfill those needs with our wide range of lifestyle credit cards. These credit cards include offers from top banks and easy accessibility for our customers. Our range of credit cards includes travel, cash back, rewards points, and more. They're ideal for people looking to improve their lifestyles as well as travel and get cash back on their spending.

Leave Your Question


A lifestyle card can offer you great benefits, such as discounts at restaurants and stores, cash back when you make purchases (which you can redeem against your credit card statement), and insurance coverage for travel.

Before choosing a lifestyle credit card, be sure to do some research. All banks offer lifestyle credit cards, and it's important to understand your spending habits before choosing one. You can apply for a lifestyle credit card directly through the bank's website or through ReferLoan.

With some credit cards, you get a complimentary concierge program where you can call or email the concierge service any time of the day or night. The concierge service helps you make travel arrangements and book restaurant reservations, among other things.

It is recommended to have a CIBIL Score of at least 750 to apply for a Lifestyle Credit Card.