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Yes Bank Credit Card

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Yes Bank credit cards offer an array of benefits to suit the personal requirements and preferences of cardholders. Each has its own set of features and benefits to cater to different needs. We will discuss some of their best cards here.

Choose the best YES Bank Credit Card for 2022

YES Prosperity Edge Credit Card

Joining Fee: Rs. 399

Renewal Fee: 

YES First Exclusive Credit Card

Joining Fee: Rs. 999

Renewal Fee: Rs. 999

YES Prosperity Reward Plus Credit Card

Joining Fee: Rs.1,199+18%GST

Renewal Fee: Rs. 499

Fees and Charges

Some of the general fees and charges related to the Kotak Credit Cards are mentioned below for your reference:

Fee Type


Joining Fee

Depends on the credit card variant

Annual Fee

Depends on the credit card variant

Finance Charges

Up to 3.50% per month (42.00% p.a.)*

Certain charges may vary depending on the type of card you use. Please refer to the terms and conditions for details on specific types of cards.

What should be the eligibility and documentation

The first and foremost requirement for a Kotak Mahindra Card will be having a good credit score (above 750), apart from that, there are a few more eligibility criteria that you need to meet for being eligible for the Kotak Mahindra Credit Card. 



The applicant’s age needs to be a minimum of 21 years and a maximum of 65 years. 



Both salaried and self-employed individuals can apply for the Kotak Credit Card. 



Setting PIN for YES Bank Credit Card is quite easy with the help of YES bank net banking, or else you can download YES Bank Mobile App.

In case of any such incident, you can get your card blocked by calling the YES bank phone banking number - 18001031212 (Toll-Free for Mobile and Landline in India) / +91 2249350000 (if calling from abroad).

The credit limits may vary on the variant of the card and its guidelines.

All the credit cards of YES Banks serve its own purpose and cater to different audiences and requirements. But the most demanded YES Bank Credit Card is YES First Preferred Credit Card.

You can easily do that by calling 18001031212 and asking customer care to increase your existing credit card limit.