Here are a few factors

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Card Type:
Entertainment
Best Suited:
Entertainment
Joining Fee:
Rs. 499
Annual Fee:
Rs. 499
Finance Charges:
0.0399% per month
Best feature:
1,000 RPs on the first EMI transaction, one-year Lenskart Gold membership, and one-year Times Prime membership.
Negative Profile:

Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers,

Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee,

Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc.

Enjoy the delight of Saving with reward points!

  • Get 1,000 Reward Points on 1st successful EMI transaction within the first 30 days from card issuance.
  • Enjoy discounts on brands like Dominos, EaseMyTrip, ZOMATO and Tata CLiQ.

Check Here Some Exciting Perks

  • Every quarter, enjoy free access to 4 railway lounges.
  • No Capping on Usage of Reward Point.
  • 25 % discount on movie tickets.
  • No add-on card fee.

Required Documents

PAN card photocopy or Form 60

Latest payslip/Form 16/IT return copy as proof of income

Residence proof (any one of the following):

Ration card

Electricity bill

Driving License

Passport

Landline telephone bill

Eligibility to Apply for IDFC First Bank SWYP Credit Card

Primary cardholders must be between the age of 21 years to 65 years

Add-on cardholders should be of 18 years or above.

Applicants Should have a minimum monthly income as per the bank’s policy.

Resident Indian

Leave Your Question

FREQUENTLY ASKED QUESTIONS

This credit card is open to Indian citizens with a consistent source of income.

The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .

There is a little joining fee of Rs. 499.

There is a low Annual fee of only Rs. 499 associated with this card.

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