Here are a few factors

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Card Type:
Shopping
Best Suited:
Shopping
Joining Fee:
NIL
Annual Fee:
NIL
Finance Charges:
0.0399% per month
Best feature:
10X Rewards on LIC Insurance Premium spends.
Negative Profile:

Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers,

Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee,

Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc.

Enjoy the delight of Saving with reward points!

  • 5X Rewards on Essentials (Grocery, Utilities, Railways, Education and Government payments) up to 600 RP per month.
  • 5X Rewards on all Other spends.
  • Enjoy a free PharmEasy Plus membership worth Rs. 399 for six months.

Check Here Some Exciting Perks

  • 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.
  • 4 Quarterly Complimentary access to Domestic Railway Lounge.
  • 2 Quarterly Complimentary access to Domestic Airport Lounge.
  • No Capping on Usage of Reward Points.
  • No joining fee.
  • No Annual fee.
  • No add-on card fee.
  • Enjoy a 1-year free Lenskart Gold Membership worth Rs. 500.

Required Documents

PAN card photocopy or Form 60

Latest payslip/Form 16/IT return copy as proof of income

Residence proof (any one of the following):

Ration card

Electricity bill

Driving License

Passport

Landline telephone bill

Eligibility to Apply for IDFC First Bank LIC Select Credit Card

Primary cardholders must be between the age of 21 years to 65 years

Add-on cardholders should be of 18 years or above.

Applicants Should have a minimum monthly Gross income of Rs. 25,000.

Resident Indian