Here are a few factors
|Product||Fresh Card & Card to Card|
|Card Limit & Vintage in case of Card to Card Product||9
Month old Card with
50k credit limit with 30% available limit
|Applicant||Any Self Employed or Salaried Individual|
2. Self employed 21-65
Salaried- 25K net Monthly Salary
2. Self Employed- 3 Lac Annual Income
|Type of Cards||11
(iii) Platinum Identify
(v) British Airways Classic
(vi) Ascent American Express
(vii) Rubye Visa
(viii) Sapphira Visa
(ix) Visa Signature
(x) Make my trip Signature
(xi) Manchester United Signature
|Most Popular Card||Carbon Card & Visa Signature|
|Annual Fees||As per table|
|Reward Point||As per table|
Applicant working with Jewellers, Police, Tour & Travel, Aviation, Real
2. Single Name not allowed, Name mismatch not allowed, short address not allowed
|USP||Instant approval on the basis of existing Card|
The Financial Safety Net You Can Trust!
ICICI Bank is one of the major financial institutions that offer many credit cards and other banking services to its customers. ICICI Bank has a number of different credit cards that offer reward points, cash back, discounts, exciting benefits, and lots more benefits. The customers of ICICI Bank can take advantage of numerous credit cards offered by ICICI Bank for travel, fuel, entertainment, dining, and shopping. Thus, with the help of these reward points you can redeem exciting gifts and discounts from various shopping websites.
Choose What Suits Your NeedHave a different need? No problem, with an ICICI Credit Card you can deal with it
One Step Closer to a Better Lifestyle
Visit Our Website
For the first step, you will have to visit our website to explore the options that fit your needs.
Select and Apply
Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Credit Card!
Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.
Features & Benefits
HPCL Super Saver (Fresh) Credit Card
- 4% Cashback on fuel spends (HPCL fuel pump) + 1.5% CashBack using HP Pay app
- 2000 Reward Points on card activation
- Cashback: Rs.100 (HP pay app)
- 5% CashBack (grocery, departmental stores, and utility bill spends)
- 24X7 Roadside Assistance Service.
- 25% Discount on BookMyShow /Inox.
- 1 free lounge access.
Make My Trip Signature (Card to Card)
- Spend Rs.200 = 1.25My Cash (domestic transactions outside MakeMyTrip)
- Spend Rs.200 = 1.50 My Cash (international transactions outside MakeMyTrip)
- Spend Rs.200 = 2 My Cash (flight bookings via MakeMyTrip)
- Spend Rs.200 = 4 My Cash (hotel/ holiday bookings via MakeMyTrip)
- Spend Rs.2.5Lacs = 1100 My Cash (on anniversary year)
- Spend Rs.5Lacs = 4400 My Cash (anniversary year).
- 2 free domestic airport lounge + 1 free railway, International airport lounge & SPA
- 1 % fuel surcharge
- 1500 as my cash (*after 1st payment under 45Days)
- MMTBLACK Exclusive membership
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Salaried income documents
Last 3 months' salary slip
Form 16 of last 2 years
Income Tax Return if any of last 2 Years
Last 3 months' bank statement if the salary directly credited in the bank account
Certificate of employment from current employer
Self Employed person documents
Income tax returns of previous 2 years
Statement of finances with a proper balance sheet with profit and loss in that sheet
Bank statement with continuity of business
GST registration evidence of business
Card to Card Documents
The documents required for a card-to-card application vary, but common documents include:
Government Issued Photo ID
Proof of Residency
Proof of Income
Authorization to run a Credit Check (if required)
Note : ICICI may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
How to Apply for ICICI Credit Card?
Follow the steps to apply for Kotak Credit Cards through ReferLoan:
Visit the website of ReferLoan
There you can find the list of credit cards on the top.
Choose ICICI Credit Card and click on the ‘Check Eligibility’ button
Answer these questions to know your eligibility.
You will be prompted with a list of questions
Fill in all the required fields on the page before clicking on ‘Submit’.
Answer them to know your eligibility.
If you’re eligible for the card, you will be redirected to the online application page.
Now you will be asked to upload the required documents - upload them and click on 'Submit'
How to Redeem Reward Points on ICICI Credit Card?
Visit : www.icicibank.com
Log in using your credentials
In the Account Summary section, click on the Reward Points tab
To redeem your reward points, click on View Rewards on the Rewards page, then click Redeem Now next to your ICICI Bank account details
You can redeem your e-voucher from this Rewards Catalogue. To do so, please follow the steps - View, Select, and Redeem.
Eligibility to apply for ICICI Credit Card
|Minimum Age||21 Years|
|Maximum Age||60-65 Years|
|Minimum Income||Card to Card Varies|
|Other Criteria||Must have a steady Income source|
ICICI Bank credit card charges
|Card||Joining Fee/Rs.||Annual Fee/Rs.||Income Eligibility/Rs||Best Suited For|
|Amazon Pay ICICI Credit Card||NIL||NIL||NIL||Shopping|
|MakeMyTrip ICICI Bank Platinum Credit Card||500/-||NIL||30,000/-||Travel|
|ICICI Bank Rubyx Credit Card||3,000/-||2,000/-||50,000/-||Shopping|
|ICICI Coral Contactless Card||500/-||NIL||20,000/-||Reward Points|
|ICICI Bank Sapphiro Credit Card||6,500/-||3,500/-||80,000/-||Travel|
ICICI Bank Additional credit card charges
|Card||Joining Fee/Rs.||Best Suited For|
|ICICI Bank Emeralde Credit Card||12,000/-||Lifestyle|
|Manchester United Platinum Credit Card||499/-||Shopping|
|ICICI Platinum Chip Credit Card-Visa||NIL||Shopping|
|ICICI Bank HPCL Credit Card||199/-||Fuel|
Late Payment Fee
|More than 50,000/-||1,200/-|
How can I obtain an ICICI Bank credit card statement through the Internet banking system?
Firstly, log in to your ICICI Bank online banking account through the phone number registered there or your consumer ID.
There you can find the list of credit cards on the top.
Navigate to the "My Account" subsection and select the "Credit Cards" option.
Select the "Service Requests" option available and continue.
Select the "Credit Card Statement Request" choice and select a suitable date.
The screen appears with your credit card statement, which you hae the option to download or print in the form of a PDF.
How to Check the Application Status Online
Go to the ICICI Bank credit card application status by clicking here.
If you've received an application number, input it along with your phone number as well as your birth date.
In case you haven't received an application number, a second authentication is required.
. Fill in your mobile number along with your date of birth, and then an OTP is likely to be sent to the phone number you have registered.
After the phone number has been confirmed, you will have the option to verify the progress of your application.
Why will you choose ICICI bank credit card? Benefits of ICICI Bank Credit Cards
ICICI Bank credit cards include rewards programmes that provide points for rewards for each transaction performed with the card. All of these reward points can be obtained for a variety of advantages, such as cashback, vouchers, and discounts.
Lounge access: A number of ICICI Bank credit cards provide free lounge access at selected airports in India as well as throughout the world.
Travelling advantages: ICICI Bank credit cards include a variety of travel advantages, such as airline tickets plus hotel discounts, complimentary insurance for travelling, and fuel surcharge waivers.
Shopping advantages: ICICI Bank credit cards provide discounts along with cashback on purchases made at selected merchants as well as online stores. Some cards also provide entertainment and dining offers.
EMI options: ICICI Bank credit cards provide simple and flexible EMI payment plan options for card purchases. Customers can convert transactions into regular payments with low-interest rates.
Contactless payments: ICICI Bank credit cards include contactless payment advances in technology, which enables buyers to complete transactions with minimal effort.
Secure transactions: ICICI Bank credit cards include advanced security features such as chip and PIN technology, three-dimensional secure verification, and systems that identify fraud.
In summary, ICICI Bank credit cards provide a variety of advantages as well as rewards to consumers, offering a straightforward and adaptable payment choice.
What Does Represent an ICICI Credit Card Statement
The ICICI Credit Card Statement is a general overview of the way you utilized a credit card during a particular time frame. It contains every single piece of data about the money spent with your ICICI Credit Card. The explanation is a significant record that needs to be thoroughly and periodically reviewed.
Statement Period: This statement period is also known as the billing session. Defines the process during which the invoice gets issued and the card must be paid.
The payments Due Date: The deadline on which you must make the necessary payments in order to stay out of interest as well as penalty charges.
The Amount in Total Due: This is the sum that's owed as of that statement date. It covers the initial balance, newly made purchases, and fees, along with additional financing costs.
The Minimum Amount Due: This is the sum of money that you must reimburse before or by the deadline for paying to stay out of penalty fees for late payments.
Closing Balance: The closing balance, or balance, is the entire amount owed on the credit card you have during the closing date or time frame. Otherwise, if you wish to completely pay off the whole credit card debt, you must allude to this sum.
Outstanding Balance: This is the overall sum of cash you're estimated to have to repay to the banking institution at any particular point in time.
In conclusion, the ICICI Bank credit card statement shows a comprehensive overview of the cardholder's spending throughout the billing period, as well as any bank-related fees or charges. Individuals should review their billing statements periodically to keep track of how much they spend while making sure that repayments are made on time.
To use the ICICI EMI On-Call Service, comply with the steps below:
Use your login credentials to access your ICICI Bank online banking service.
Navigate to the "My Accounts" tab.
Select the "Credit Card" alternative.
Select "Convert to EMI."
Choose your card, transaction, as well as EMI tenure.
Finally, press the "Submit" button.
FREQUENTLY ASKED QUESTIONS
Goods and Services Tax or popularly called the GST an indirect tax on the supply of goods and services applied by the GOI.
It is 1860 120 7777.
To redeem the PayBack points you can visit the PayBack website of ICICI Bank.
Yes, you can redeem PAYBACK Points to buy fuel
It may take up to 2 weeks for an item to reach your billing address.
The initial course of action is to notify the organization that issued the card, ICICI Bank, related to the theft of the card by contacting the customer support number.
You are able to make payments with your ICICI Credit Card offline as well as online. You can make payments on the bill online using Internet banking, mobile banking through ICICI Bank's mobile application, or a debit card.
If it turns out that you do not meet the banking institution's eligibility requirements, your request is rejected.
A consumer is required to pay interest on the entire amount owed if it fails to be reimbursed by the due date.
The banking institution provides credit cards to individuals with good credit, usually above 750.
Absolutely the bank provides credit cards for individuals with a steady source of income.
No, the system will require you to first sign in to your Internet banking website or your bank's mobile application in order to print out your statement from your credit card.
There are no yearly or renewal charges with the Amazon Pay ICICI credit card. As a result, there are no expenses or fees associated with this card.
Each of the earnings is listed in the corresponding statements issued every month.
You are going to get a physical card within seven business days following this card's authorization.
The minimum balance due is the minimum amount that must be paid by the deadline for making payments. It is determined as 5% of the total of your unpaid balance, including all credit card fees.
In this case, if you bought Rs. 15,000 on the 15th of August and the due date for the payment is the 26th of September, the minimum amount due is Rs. 750 (about five percent of Rs. 15,000).
You can submit an application for just about any of the ICICI credit card offers by going to the banking institution's official portal. All you're required to do is browse for a suitable card and submit the online application form. Aside from that, you can submit an application for credit cards by visiting any of the bank's branches located nearby. The banking institution will check your information and sort out the verification process.
ICICI Bank provides an array of credit cards with various advantages, parameters, as well as attractive offers. From the convenience of your own place of residence or work, you may submit an application for an ICICI Bank card of your choice with just one click.
You may additionally utilize internet-based application offerings, that'll not just assist you when you submit an application to get credit cards but will also allow you to keep updated with the ICICI credit card application progression effectively.
After applying effectively for an ICICI Bank credit card, you can check the current condition of your request online as well as offline.
To verify your credit card status updates online, just comply with a few simple steps. Keep these papers on hand at all times to keep out the confusion:
1. Form of application along with reference I'd
2. PAN Card information
3. Mobile phone number, date of birth, and so on as specified on the online application form.
If you have recently become a new consumer of credit cards, please open an online banking account using the details regarding your freshly issued ICICI credit card.
Please sign in to your ICICI Internet banking account.
Select "My Accounts."
Choose "Credit Cards."
Now select and click on "Generate Credit Card PIN Online."
After that, ICICI Bank will reach out with an OTP to the phone number you have specified.