ICICI Bank Credit Card

• Visit the website of ReferLoan

• There you can find the list of credit cards on the top.

• Choose ICICI Credit Card and click on the ‘Check Eligibility’ button

• Answer these questions to know your eligibility.

• You will be prompted with a list of questions

• Fill in all the required fields on the page before clicking on ‘Submit’.

• Answer them to know your eligibility.

• If you’re eligible for the card, you will be redirected to the online application page.

• Now you will be asked to upload the required documents - upload them and click on 'Submit'

• Firstly, log in to your ICICI Bank online banking account through the phone number registered there or your consumer ID.

• There you can find the list of credit cards on the top.

• Navigate to the "My Account" subsection and select the "Credit Cards" option.

• Select the "Service Requests" option available and continue.

• Select the "Credit Card Statement Request" choice and select a suitable date.

• The screen appears with your credit card statement, which you hae the option to download or print in the form of a PDF.

• Go to the ICICI Bank credit card application status by clicking here.

• If you've received an application number, input it along with your phone number as well as your birth date.

• In case you haven't received an application number, a second authentication is required.

• . Fill in your mobile number along with your date of birth, and then an OTP is likely to be sent to the phone number you have registered.

After the phone number has been confirmed, you will have the option to verify the progress of your application.

ICICI Bank credit cards include rewards programmes that provide points for rewards for each transaction performed with the card. All of these reward points can be obtained for a variety of advantages, such as cashback, vouchers, and discounts.

• Lounge access: A number of ICICI Bank credit cards provide free lounge access at selected airports in India as well as throughout the world.

• Travelling advantages: ICICI Bank credit cards include a variety of travel advantages, such as airline tickets plus hotel discounts, complimentary insurance for travelling, and fuel surcharge waivers.

• Shopping advantages: ICICI Bank credit cards provide discounts along with cashback on purchases made at selected merchants as well as online stores. Some cards also provide entertainment and dining offers.

• EMI options: ICICI Bank credit cards provide simple and flexible EMI payment plan options for card purchases. Customers can convert transactions into regular payments with low-interest rates.

• Contactless payments: ICICI Bank credit cards include contactless payment advances in technology, which enables buyers to complete transactions with minimal effort.

• Secure transactions: ICICI Bank credit cards include advanced security features such as chip and PIN technology, three-dimensional secure verification, and systems that identify fraud.

In summary, ICICI Bank credit cards provide a variety of advantages as well as rewards to consumers, offering a straightforward and adaptable payment choice.

The ICICI Credit Card Statement is a general overview of the way you utilized a credit card during a particular time frame. It contains every single piece of data about the money spent with your ICICI Credit Card. The explanation is a significant record that needs to be thoroughly and periodically reviewed.

• Statement Period: This statement period is also known as the billing session. Defines the process during which the invoice gets issued and the card must be paid.

• The payments Due Date: The deadline on which you must make the necessary payments in order to stay out of interest as well as penalty charges.

• The Amount in Total Due: This is the sum that's owed as of that statement date. It covers the initial balance, newly made purchases, and fees, along with additional financing costs.

• The Minimum Amount Due: This is the sum of money that you must reimburse before or by the deadline for paying to stay out of penalty fees for late payments.

• Closing Balance: The closing balance, or balance, is the entire amount owed on the credit card you have during the closing date or time frame. Otherwise, if you wish to completely pay off the whole credit card debt, you must allude to this sum.

• Outstanding Balance: This is the overall sum of cash you're estimated to have to repay to the banking institution at any particular point in time.

In conclusion, the ICICI Bank credit card statement shows a comprehensive overview of the cardholder's spending throughout the billing period, as well as any bank-related fees or charges. Individuals should review their billing statements periodically to keep track of how much they spend while making sure that repayments are made on time.

• Use your login credentials to access your ICICI Bank online banking service.

• Navigate to the "My Accounts" tab.

• Select the "Credit Card" alternative.

• Select "Convert to EMI."

• Choose your card, transaction, as well as EMI tenure.

• Finally, press the "Submit" button.