Bank/NBFC Name Annual/Joining Fee Income Required Cibil Apply for Card
IndusInd Bank Platinum Aura Edge Credit Card Rs.499+18% GST Rs.32,000 per month 750 or above Apply Now
HDFC Millennia Credit Card Rs.1000 + GST Rs.35,000 per maonth 750 or Above Apply Now
SBI SimplyCLICK Credit Card Rs.499 + Taxes Rs.25,000 Per Month 750 or above Apply Now
HDFC Diners Club Privilege Credit Card Rs.2,500 Rs.70,000 per month 750 or above Apply Now
HDFC Bank Freedom Credit Card Rs.500 Rs.12,000 per month 750 or above Apply Now
Kotak League Platinum Credit card Rs. 499 Rs.5 lakh per annum 750 or above Apply Now
SBI PRIME Credit Card Rs. 2,999 5 lakh per annum 750 or above Apply Now
AU Altura Credit Card Rs.199 + applicable taxes Rs.1 lakh - Rs.25 lakh per annum 750 or above Apply Now
About Shopping Card

When it comes to shopping, credit cards are a blessing for a number of reasons. When you use your card to buy something, you don't always have to pay its price upfront. You can make small daily installments on your purchase instead of paying in a large sum once the month is finished. The latter option means the store gets your money immediately, whereas, in the case of credit cards, you take interest in the deferred payment for 30 days or more, giving you more leeway with your budget plan.

Get Rewards

Not just shopping but rewarding it too. Now, this sounds like a plan. Shop with a Credit Card and Get Rewarded.

Cashback Benefits

Use your Credit Card while shopping and get a percentage of your sendings in the form of Cashback.

Safety from Frauds

The transactions made via credit cards are backed by the buyer protection policy, which makes your shopping experience secure.

Pay Later

Paying for big-ticket purchases with a shopping credit card that offers low-interest rates can be a smart option for people.

Shop Anywhere

A credit card is a universally accepted payment method. You can shop in the USA, Europe, Australia, the UK, etc.

Fuel waiver

Go the extra mile without paying extra. Pay for your fuel using your Shopping Credit Cards and save your money with Fuel Surcharge Waiver.

Huge Discount

Using your credit card for shopping online or sometimes offline can lead you to some exciting discounts. No need to hold yourself back while you shop.


Don’t let any health uncertainty trace you. Pay with your Credit Cards in the merchant outlet without making any physical contact.

Build Cibil Score

Not just all these but you can also accelerate your credit score with the help of a Credit Card. All you need is to use your card for payments frequently.

Milestone Rewards

Most Shopping Credit Cards facilitate their users with a milestone reward after receiving a certain spending milestone.

Accelerated Rewards

Earn rewards more than any other causal credit card. With Accelerated reward points, you can win extra.

Easy to Use

Credit Cards are surely the most sought-after method of paying for all people in need. All you need is to swipe and fill in your PIN.

Visit Our Website

For the first step, you will have to visit our website to explore the credit card options that fit your needs.

Select and Apply

Once you shortlist the card you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your credit card shortly.

Why ReferLoan

Do you shop online often? Are you a fan of using travel credit cards? Do you like to shop for expensive stuff but don't want to pay the full price? With the help of ReferLoan, you can get high-quality shopping credit cards from top banks. We find the best credit card offers and put them together on our website. Whether you are looking for a no-annual-fee credit card or a rewarding shopping credit card, we are sure that you will find the perfect card!

Leave Your Question


Reward points can help you get discounts when you make purchases, which will help you save money. At the same time, you can also redeem them and convert them into cash, shopping vouchers, or discount vouchers.

Redeeming Reward Points online is the easiest way to use your points because you don't have to call customer service or make multiple branch visits.

Most credit card companies charge you interest unless you pay off your balance in full each month. The interest on most credit cards varies and changes from time to time. Some cards have different interest rates for different types of transactions, such as one for purchases and another for cash advances

You can safely use your credit card when buying products online.