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Stashfin Personal Loan
Applying for a personal loan can be a time-consuming process. You need to fill out a long online form, wait for hours, and then get a call from the bank official. On top of it all, you will have to visit the bank again when you need your money to be transferred.
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Stashfin Personal Loan
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Stashfin Personal LoanHere are a few factors
| Location | PAN INDIA |
| CIBIL Score | 725+ |
| Minimum Salary Per Month | 20000+ |
| Salary Mode | NEFT,RTGS,IMPS,CHEQUE &COMPANY TRANSFER |
| Applicant Age | 21 Year to 60 Year |
| Loan Amount & Tenure | 5000 to 5 Lac (Limit) |
| Rate of Interest (Type) | 1.5% Per month onwards |
| Processing Fees | Each time 2% flat for withdrawl |
| Processing Mode & TAT | Processing:
Online TAT: Same Day |
| Foreclosure Charges | No |
| Part Payment Allowed | Yes |
| OD Product | Line |
| BT+TopUp | No |
| Minimum Job Experience | Not Required |
| Current Employer Business Vintage | Not Required |
| FOIR | 120% of Net Salary |
| Whether Co-Applicant Mandatory | No |
| USP | 1.
Funding to All Profile 2. Salary Slip not required 3. Upto 30 days No Interest |
| Negative Profile | 1.
NRI Employee 2. Cash Salary |
Stashfin Personal Loan EMI Calculator
Interest Type
Loan Amount
Interest Rate
Loan Tenure
| Loan Amount | ₹100,000 |
| Interest % | 1 % |
| Tenure (months) | 12 |
| Emi (monthly) | ₹ 8,379 |
| Total Interest | ₹ 542 |
| Loan Amount + Interest | ₹ 100,542 |
| Year | Total Principal ( A ) | Total Interest ( B ) | Balance ( A + B) | Total Payment | Loan Paid Till Date (%) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ₹ 24,908 | ₹ 229 | ₹ 25,137 | ₹ 75,092 | 24.91 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ₹ 75,096 | ₹ 315 | ₹ 75,411 | ₹ 0 | 100.00 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Stashfin is here to address all your urgent needs and keep you from getting burdened with heavy interest rate charges. Stashfin provides the personal loan in such a way that you can receive the amount that you need with ease. The loan is provided through a quick application process. The loan application is submitted online and, within no time, your request is processed. Once your application has been processed, the money is transferred directly to your existing bank account within 48-72 hours.
Required Documents to Apply for Stashfin Personal Loan
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KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
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Last 3 month Salary Slip
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Last 6 month Bank Statement in PDF
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Form 16 of last 2 year
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Rent Agreement if rented or Utility Bill if residence is owned
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Sanction Letter of all current running loan if any
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Office ID Card or Official EMAIL ID if any
About StashFin Personal Loan
The path of life is filled with pitfalls. A personal loan may be your dependable partner, giving you the financial support you need to overcome any obstacle, whether you're starting a new journey, taking on a challenge, or celebrating a milestone.
Online personal loan applications from StashFin are instantly approved for StashFin credit line cards. You may take out a loan for any amount between Rs. 1,000 and Rs. 5 lakh at enticing interest rates between 11.99% and 59.99% per annum. Repay in manageable installments for a term of three to six years.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
Let us take an example, How EMI is being calculated
For instance, if "Shubham" applies for a Personal loan of INR 1 Lacs and get the loan sanctioned at the rate of 15 % with a tenure range of 36 Months , in such a case his EMI would be INR 3,467 and complete repayment amount till the end of 36 Months tenure would be INR 1,24,795 (i.e 3,467 EMI * 36 Months), wherein the total interest amount is INR 24,795 along with principal repayment of INR ₹1,24,795 . Few additional charges like those of minimal one-time processing fee 2% of the disbursed amount + GST of loan amount may apply. T&C apply.| Year | Principal (A) |
Interest (B) |
Total Payment (A + B) |
Balance | Loan Paid To Date |
|---|---|---|---|---|---|
| 2022 | ₹ 83,031 | ₹ 38,627 | ₹ 1,21,658 | ₹ 9,16,969 | 8.30% |
| Jul | ₹ 13,610 | ₹ 6,667 | ₹ 20,276 | ₹ 9,86,390 | 1.36% |
| Aug | ₹ 13,700 | ₹ 6,576 | ₹ 20,276 | ₹ 9,72,690 | 2.73% |
| Sep | ₹ 13,792 | ₹ 6,485 | ₹ 20,276 | ₹ 9,58,898 | 4.11% |
| Oct | ₹ 13,884 | ₹ 6,393 | ₹ 20,276 | ₹ 9,45,014 | 5.50% |
| Nov | ₹ 13,976 | ₹ 6,300 | ₹ 20,276 | ₹ 9,31,038 | 6.90% |
| Dec | ₹ 14,069 | ₹ 6,207 | ₹ 20,276 | ₹ 9,16,969 | 8.30% |
| 2023 | ₹ 1,76,332 | ₹ 66,985 | ₹ 2,43,317 | ₹ 7,40,637 | 25.94% |
| Jan | ₹ 14,163 | ₹ 6,113 | ₹ 20,276 | ₹ 9,02,805 | 9.72% |
| Feb | ₹ 14,258 | ₹ 6,019 | ₹ 20,276 | ₹ 8,88,548 | 11.15% |
| Mar | ₹ 14,353 | ₹ 5,924 | ₹ 20,276 | ₹ 8,74,195 | 12.58% |
| Apr | ₹ 14,448 | ₹ 5,828 | ₹ 20,276 | ₹ 8,59,746 | 14.03% |
| May | ₹ 14,545 | ₹ 5,732 | ₹ 20,276 | ₹ 8,45,202 | 15.48% |
| Jun | ₹ 14,642 | ₹ 5,635 | ₹ 20,276 | ₹ 8,30,560 | 16.94% |
| Jul | ₹ 14,739 | ₹ 5,537 | ₹ 20,276 | ₹ 8,15,821 | 18.42% |
| Aug | ₹ 14,838 | ₹ 5,439 | ₹ 20,276 | ₹ 8,00,983 | 19.90% |
| Sep | ₹ 14,937 | ₹ 5,340 | ₹ 20,276 | ₹ 7,86,046 | 21.40% |
| Oct | ₹ 15,036 | ₹ 5,240 | ₹ 20,276 | ₹ 7,71,010 | 22.90% |
| Nov | ₹ 15,136 | ₹ 5,140 | ₹ 20,276 | ₹ 7,55,874 | 24.41% |
| Dec | ₹ 15,237 | ₹ 5,039 | ₹ 20,276 | ₹ 7,40,637 | 25.94% |
| 2024 | ₹ 1,90,967 | ₹ 52,350 | ₹ 2,43,317 | ₹ 5,49,670 | 45.03% |
| Jan | ₹ 15,339 | ₹ 4,938 | ₹ 20,276 | ₹ 7,25,298 | 27.47% |
| Feb | ₹ 15,441 | ₹ 4,835 | ₹ 20,276 | ₹ 7,09,857 | 29.01% |
| Mar | ₹ 15,544 | ₹ 4,732 | ₹ 20,276 | ₹ 6,94,313 | 30.57% |
| Apr | ₹ 15,648 | ₹ 4,629 | ₹ 20,276 | ₹ 6,78,665 | 32.13% |
| May | ₹ 15,752 | ₹ 4,524 | ₹ 20,276 | ₹ 6,62,913 | 33.71% |
| Jun | ₹ 15,857 | ₹ 4,419 | ₹ 20,276 | ₹ 6,47,056 | 35.29% |
| Jul | ₹ 15,963 | ₹ 4,314 | ₹ 20,276 | ₹ 6,31,094 | 36.89% |
| Aug | ₹ 16,069 | ₹ 4,207 | ₹ 20,276 | ₹ 6,15,025 | 38.50% |
| Sep | ₹ 16,176 | ₹ 4,100 | ₹ 20,276 | ₹ 5,98,848 | 40.12% |
| Oct | ₹ 16,284 | ₹ 3,992 | ₹ 20,276 | ₹ 5,82,564 | 41.74% |
| Nov | ₹ 16,393 | ₹ 3,884 | ₹ 20,276 | ₹ 5,66,172 | 43.38% |
| Dec | ₹ 16,502 | ₹ 3,774 | ₹ 20,276 | ₹ 5,49,670 | 45.03% |
| 2025 | ₹ 2,06,817 | ₹ 36,499 | ₹ 2,43,317 | ₹ 3,42,852 | 65.71% |
| Jan | ₹ 16,612 | ₹ 3,664 | ₹ 20,276 | ₹ 5,33,058 | 46.69% |
| Feb | ₹ 16,723 | ₹ 3,554 | ₹ 20,276 | ₹ 5,16,335 | 48.37% |
| Mar | ₹ 16,834 | ₹ 3,442 | ₹ 20,276 | ₹ 4,99,501 | 50.05% |
| Apr | ₹ 16,946 | ₹ 3,330 | ₹ 20,276 | ₹ 4,82,555 | 51.74% |
| May | ₹ 17,059 | ₹ 3,217 | ₹ 20,276 | ₹ 4,65,495 | 53.45% |
| Jun | ₹ 17,173 | ₹ 3,103 | ₹ 20,276 | ₹ 4,48,322 | 55.17% |
| Jul | ₹ 17,288 | ₹ 2,989 | ₹ 20,276 | ₹ 4,31,035 | 56.90% |
| Aug | ₹ 17,403 | ₹ 2,874 | ₹ 20,276 | ₹ 4,13,632 | 58.64% |
| Sep | ₹ 17,519 | ₹ 2,758 | ₹ 20,276 | ₹ 3,96,113 | 60.39% |
| Oct | ₹ 17,636 | ₹ 2,641 | ₹ 20,276 | ₹ 3,78,477 | 62.15% |
| Nov | ₹ 17,753 | ₹ 2,523 | ₹ 20,276 | ₹ 3,60,724 | 63.93% |
| Dec | ₹ 17,872 | ₹ 2,405 | ₹ 20,276 | ₹ 3,42,852 | 65.71% |
| 2026 | ₹ 2,23,983 | ₹ 19,334 | ₹ 2,43,317 | ₹ 1,18,869 | 88.11% |
| Jan | ₹ 17,991 | ₹ 2,286 | ₹ 20,276 | ₹ 3,24,862 | 67.51% |
| Feb | ₹ 18,111 | ₹ 2,166 | ₹ 20,276 | ₹ 3,06,751 | 69.32% |
| Mar | ₹ 18,231 | ₹ 2,045 | ₹ 20,276 | ₹ 2,88,520 | 71.15% |
| Apr | ₹ 18,353 | ₹ 1,923 | ₹ 20,276 | ₹ 2,70,167 | 72.98% |
| May | ₹ 18,475 | ₹ 1,801 | ₹ 20,276 | ₹ 2,51,691 | 74.83% |
| Jun | ₹ 18,598 | ₹ 1,678 | ₹ 20,276 | ₹ 2,33,093 | 76.69% |
| Jul | ₹ 18,722 | ₹ 1,554 | ₹ 20,276 | ₹ 2,14,371 | 78.56% |
| Aug | ₹ 18,847 | ₹ 1,429 | ₹ 20,276 | ₹ 1,95,523 | 80.45% |
| Sep | ₹ 18,973 | ₹ 1,303 | ₹ 20,276 | ₹ 1,76,550 | 82.34% |
| Oct | ₹ 19,099 | ₹ 1,177 | ₹ 20,276 | ₹ 1,57,451 | 84.25% |
| Nov | ₹ 19,227 | ₹ 1,050 | ₹ 20,276 | ₹ 1,38,224 | 86.18% |
| Dec | ₹ 19,355 | ₹ 921 | ₹ 20,276 | ₹ 1,18,869 | 88.11% |
| 2027 | ₹ 1,18,869 | ₹ 2,789 | ₹ 1,21,658 | ₹ 0 | 100.00% |
| Jan | ₹ 19,484 | ₹ 792 | ₹ 20,276 | ₹ 99,385 | 90.06% |
| Feb | ₹ 19,614 | ₹ 663 | ₹ 20,276 | ₹ 79,772 | 92.02% |
| Mar | ₹ 19,745 | ₹ 532 | ₹ 20,276 | ₹ 60,027 | 94.00% |
| Apr | ₹ 19,876 | ₹ 400 | ₹ 20,276 | ₹ 40,151 | 95.98% |
| May | ₹ 20,009 | ₹ 268 | ₹ 20,276 | ₹ 20,142 | 97.99% |
| Jun | ₹ 20,142 | ₹ 134 | ₹ 20,276 | ₹ 0 | 100.00% |
FREQUENTLY ASKED QUESTIONS
You can easily check your status of the application by visiting - https://www.stashfin.com or through Stashfin App.
No, Stashfin doesn’t ask for any Guarantor to apply for the personal loan
You can securely share your bank statement via Net Banking. The details of all transactions are encrypted, and only you, as the account holder, will have access to these details. Your Net Banking credentials are never stored on our servers, ensuring that we cannot see them. We can only receive the statement at the end of the transaction.
For security reasons, Stashfin cannot cancel any details you enter in the application form once you have submitted it. If there are any errors, please contact through their Contact Us page on the website or "Help" on the app.
The minimum ROI of Stashfin Personal Loan is 2.45% per month
The minimum ROI of Stashfin Personal Loan is 4% per month
The highest loan amount you can avail with Stashfin Personal Loan is Rs. 5 Lacs
The minimum loan amount you can avail of with Stashfin Personal Loan is Rs. 30,000.
The processing fee for Stashfin’s Personal loan is between 1% to 10% of your loan amount.
The minimum repayment tenure of Stashfin's Personal Loan is 9 months.
The maximum repayment tenure of Stashfin's Personal loan is 36 months.
Yes, you can apply for a Stashfin Personal Loan anywhere from India as it holds a PAN India access
The minimum required salary to apply for a Stashfin Personal Loan is Rs. 20,000 Monthly.
To apply for Stashfin Personal Loan your Minimum CIBIL score must be 725
No, to apply for Stashfin Personal Loan your Minimum CIBIL score must be 725
No, to apply for a Stashfin Personal Loan your Minimum CIBIL score must be 725
You can go to the official website of Stashfin or switch to ReferLoan for an easy and smooth loan application process.
No, Stashfin does not accept minus CIBIL scores for Personal loans.
The minimum required age to apply for Stashfin Personal Loan is 21
The maximum required age to apply for Stashfin Personal Loan is 55
Yes, Stashfin does offer funding to the Proprietorship Firm Employees.
Yes, Stashfin does offer funding to the Partnership Firm Employees.
If you are planning to apply for a Stashfin Personal Loan, your minimum employment period must be 3 months.
The minimum vintage of the applicant’s employer is not required to apply for Stashfin Personal Loan
No, it is not mandatory to provide a Co-applicant to apply for Stashfin Personal Loan
No, Stashfin doesn’t fund NRIs for Personal Loans.
The job profile in Defence is considered an adverse profile in Stashfin's Personal Loan.
Yes, you can apply for a Personal Loan with Stashfin if you have a working profile in Real Estate.
Yes, you can apply for a Personal Loan with Stashfin if you have a working profile in a D-grade occupation.
Yes, you can apply for a Personal Loan with Stashfin if you are working in Real Estate.
The allowance of partial payment in Stashfin's personal loan will be varied from case to case.
The foreclosure interest on Stashfin's Personal loan is Nil after 1 month.
Yes, police officers are eligible to apply for Stashfin Personal Loan.
Yes, MCD employees are applicable to apply for the Stashfin Personal Loan
Yes, You can apply for a Stashfin Personal Loan if you receive your salary through NEFT
Yes, You can apply for Stashfin Personal Loan if you receive your salary through RTGS
Yes, You can apply for a Stashfin Personal Loan if you receive your salary through Company Transfer.
No, you can’t apply for a Stashfin Personal Loan if you receive our salary in cash.
No, you can’t apply for a Stashfin Personal Loan if you receive our salary through UPI.
Stashfin takes 48 hours for the disbursement of a personal loan
Stashfin takes 5 minutes for the confirmation of a personal loan
Yes, you can apply for Stashfin Personal Loan online
The customer care number of Stashfin is 8698010101
With Stashfin Personal Loan the applicant can get 0% interest for up to 30 days.
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