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Here are a few factors

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Location 50Km from Branch
CIBIL Score 650+
Loan Amount & Tenure 1 Lac to 15 Lac
(12 month to 60 month)
Loan to Value(LTV) Upto 80% of on Road Price
Type of Funded Vehicle New Car & Commercial Car
Rate of Interest & Type 18% to 22% (Fixed)
Processing Fees Upto 3% of Loan amount
TAT Sanction-3 Days
Disbursement-3 Days
Foreclosure Charges 5% after 6 month
Applicant Any Salaried or Self Employed Person
Applicant Age 21 Year-55 Year
Applicant Minimum Income No Minimum Income Criteria
Business Vintage for Self Employed Applicant 2 Year
Minimum Job Experience for Salaried Applicant 2 Year
Whether Co-Applicant Mandatory Mandatory
Part Payment Allowed Yes, after 6 month
Product 1. Cash Income-15 Lac
2. Banking Product-15 Lac
3. Income Program-15 Lac
4. No Income Proof-15 Lac
Negative Profile No Negative Profile
USP 1. Cash Rental Income Can be Considered
2. Funding without Income documents
Right Document : Easy Process

Required Documents to Apply for SK Finance Car Loan

Salaried Person

  • KYC of applicant
  • Last 3 Month Salary Slip
  • Last 12 month Bank Statement of applicant
  • Last 3 year ITR with computation of income of applicant or Last 2 Year Form 16 of applicant
  • 26AS of last 2 year of applicant
  • Quotation of Car
  • Latest Utility Bill of co-borrower if Owned premises else rent agreement if rentedSanction letter of all running loan
  • Latest utility Bill if owned residence or rent agreement if rented

Self Employed

  • KYC of applicant & Co-Applicant
  • KYC of Co-BorrowerLast 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • Copy of Last 12 month GST return if applicable
  • Quotation of Car
  • Sanction letter of all running loan
  • Latest utility Bill of residence if owned or rent agreement if rented
  • Latest utility Bill of Office if owned or rent agreement if rented
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
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About SK Finance New Car Loan

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SK Finance provides more than just car loans; they become partners with you on your route to car ownership. That goal is just a few clicks away with a SK Finance car loan. Apply today, and you'll not only get quick approval, but you'll also get limited-time cashback rewards on your first EMI payment. Don't wait any longer; begin your car journey with SK Finance today!"

Work Process

Save Your Time with a Simple Loan Process

01
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

02
Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

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