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Shubham Housing Finance Home Loan

Here are a few factors

How To Apply
Product Rating

( 4.7 /5 )

Total - 536 ratings

5 ★
387
4 ★
128
3 ★
16
2 ★
5
1 ★
0

ROI

9.90% to 16%.

Loan Amount

Upto 50 lacs

Repayment Tenure

25 years

Property value consideration

Upto 80%

Location

Cities where the office of Shubham Housing Finance is situated.

Repayment Options

EMI amount can be paid through Electronic Clearing Services (ECS) and the National Automated Clearing House (NACH).

Shubham Housing Finance Home Loan EMI Calculator

Interest Type

Loan Amount

₹

Interest Rate

%

Loan Tenure

Mo
Loan Amount₹100,000
Interest %10 %
Tenure (months)12
Emi (monthly)₹ 8,792
Total Interest₹ 5,499
Loan Amount + Interest₹ 105,499
YearTotal Principal
( A )		Total Interest
( B )		Balance
( A + B)		Total Payment Loan Paid Till Date (%)
₹ 57,123₹ 4,421₹ 61,544₹ 42,87757.12 %
Jun₹ 7,959₹ 833₹ 8,792₹ 92,0417.96 %
Jul₹ 8,025₹ 767₹ 8,792₹ 84,01615.98 %
Aug₹ 8,092₹ 700₹ 8,792₹ 75,92424.08 %
Sep₹ 8,159₹ 633₹ 8,792₹ 67,76532.23 %
Oct₹ 8,227₹ 565₹ 8,792₹ 59,53840.46 %
Nov₹ 8,296₹ 496₹ 8,792₹ 51,24248.76 %
Dec₹ 8,365₹ 427₹ 8,792₹ 42,87757.12 %
₹ 42,882₹ 1,078₹ 43,960₹ 0100.01 %
Jan₹ 8,435₹ 357₹ 8,792₹ 34,44265.56 %
Feb₹ 8,505₹ 287₹ 8,792₹ 25,93774.06 %
Mar₹ 8,576₹ 216₹ 8,792₹ 17,36182.64 %
Apr₹ 8,647₹ 145₹ 8,792₹ 8,71491.29 %
May₹ 8,719₹ 73₹ 8,792₹ 0100.01 %
Work Process

Start with SHUBHAM HOUSING FINANCE HOME LOAN in few steps

If you are planning to apply for a home loan at SHUBHAM HOUSING FINANCE HOME LOAN there are certain details that you should be aware of, Let’s discuss

01
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

02
Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

 

Documents and Eligibility Required for SHUBHAM HOUSING FINANCE HOME LOAN

Purpose of Home Loan

  • For purchasing a new or old house/flat.
  • Purchase of new plot along with constructing a house on your own.
  • Constructing a home on an already owned plot.
  • Home extension to add a room, build extra space, or add an additional floor to your already existing property.
  • Loan transfer.

Eligibility

  • The criteria you must meet when applying for a house or housing loan are known as home loan eligibility criteria. Before submitting an application for a loan, you must confirm that you fall under the below criteria.
  • Customer should be more than 21 years of age but not more than 65 years at the time of loan maturity.
  • Borrower should have a bank account..
  • Borrower should reside in a city where Shubham’s Office is located.
  • No guarantor required.
  • All the owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.

Application form with all required details filled in.

Identity proof such as Pan Card, Voters ID Card, Passport.

Address proof such as electricity bill, ration card.

Income proof documents, if available.

Income proof documents, if available..

Property documents, if the property is identified.

Apply for Loan

Benefits of Home Loan from Shubham Housing Finance

There are several benefits of a Shubham Housing Finance, as follows:

Our process is 100% efficient and hassle-free

Loan can be processed quickly with less documentation

Can avail of long tenure loans

Can opt for customizable EMI's

Low processing fees

No prepayment penalties

Transparent application process

Flexible repayment options

About Shubham Housing Finance

With an aim to empower and provide Home Loans to those with low income Shubham Housing Finance has been pioneering in India. It is one of the first companies in India to provide customized credit programs for every borrower instead of document-based underwriting. Customers are given step-by-step instructions on determining the affordability of their EMIs and official housing financing procedures.

Shubham Housing Finance Company has served more than 8700 satisfied clients and has more than 80 branches in 78 cities. You won't have to worry about any of the typical difficulties involved in purchasing and financing a house when you have a pioneer in the home loan industry like Shubham Housing Finance on your side.

Leave Your Question

FREQUENTLY ASKED QUESTIONS

Yes, you can get a Home Loan to construct a new floor on the existing property.

If you meet the eligibility criteria of Shubham Housing Finance, then you can easily get a Home Loan.

EMI amount can be paid through Electronic Clearing Services (ECS) and the National Automated Clearing House (NACH).

No, Shubham Housing Finance doesn’t charge any prepayment penalty on their Home Loans.

Yes, providing income proof is mandatory to avail of any sort of loan, as it represents your credibility whether you are financially stable or not to repay the loan amount on time every month.

Refer Loan is a Phy-zital Fintech that connects Lenders and Borrowers digitally as well physically. It provides a Financial Bouquet to the users with multiple Financial solutions. Its AI-based detailed comparison enables users to find the best financial product from the best financial institutions.

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