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ABHI LOAN AGAINST SHARES

Getting a loan against your shares is no rocket science, especially when you have got Ahi Loans by your side.

ABHI LOAN AGAINST SHARES

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ABHI LOAN AGAINST SHARES

Here are a few factors

How To Apply

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Features	EMI Based Product	OD Based Product
Mode	Online	Online
Loan Type	EMI-based product where a customer pays a regular EMI every month.	Overdraft-based product where customers can pay and debit anytime
ROI	Starting 8% Per Annum Flat	Starting 8% Per Annum Flat
Prepayment	NIL	NIL
Loan Amount	Rs. 15,000 to Rs. 1,00,00,000	Rs. 15,000 to Rs. 1,00,00,000
Penal Interest Rate	2% per month on total outstanding principal	2% per month on total outstanding principal
Processing Fees	2% (of loan amount) or Rs.1,000 (whichever is higher) + GST	Upto 2% (excluding GST)
Repayment Tenure	Minimum repayment period of zero months , Maximum 1 year	Indefinite, renewed every year

ABHI LOAN AGAINST SHARES EMI Calculator

Interest Type

FlatReducing

Loan Amount

₹

Interest Rate

Loan Tenure

YearsMonths

Loan Amount	₹100,000
Interest %	9 %
Tenure (months)	12
Emi (monthly)	₹ 8,745
Total Interest	₹ 4,942
Loan Amount + Interest	₹ 104,942

Year

Total Principal
( A )

Total Interest
( B )

Balance
( A + B)

Total Payment

Loan Paid Till Date (%)

2023

₹ 57,240

₹ 3,975

₹ 61,215

₹ 42,760

57.24 %

Jun	₹ 7,995	₹ 750	₹ 8,745	₹ 92,005	7.99 %
Jul	₹ 8,055	₹ 690	₹ 8,745	₹ 83,950	16.05 %
Aug	₹ 8,115	₹ 630	₹ 8,745	₹ 75,835	24.16 %
Sep	₹ 8,176	₹ 569	₹ 8,745	₹ 67,659	32.34 %
Oct	₹ 8,238	₹ 507	₹ 8,745	₹ 59,421	40.58 %
Nov	₹ 8,299	₹ 446	₹ 8,745	₹ 51,122	48.88 %
Dec	₹ 8,362	₹ 383	₹ 8,745	₹ 42,760	57.24 %

2024

₹ 42,757

₹ 968

₹ 43,725

₹ 3

100.00 %

Jan	₹ 8,424	₹ 321	₹ 8,745	₹ 34,336	65.66 %
Feb	₹ 8,487	₹ 258	₹ 8,745	₹ 25,849	74.15 %
Mar	₹ 8,551	₹ 194	₹ 8,745	₹ 17,298	82.70 %
Apr	₹ 8,615	₹ 130	₹ 8,745	₹ 8,683	91.32 %
May	₹ 8,680	₹ 65	₹ 8,745	₹ 3	100.00 %

Work Process

Save Your Time with a Simple Loan Process

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Right Documents - Easy Process

Required Documents to Apply for Abhi loans

PAN Card

Aadhaar Card

Driving Licence

Voter ID

Passport

Registered rent agreement

Current passport size photograph

Salaried income documents

Self Employed person documents

Note : Abhi Loans Against Share Funds may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Documents Required & Eligibility

PAN, Aadhar, Address proof
Approved Shares in Demat Form or Approved Mutual Funds in either Demat Form or Physical.
Shares units reflected in the NSDL portal to be eligible for a loan with a low CIBIL score.
All the approved shares units in NSDL is accepted.
You need to have share units in CAMS, KFintech & in DEMAT can get lending too

Advantages of Getting Loans

Lowest EMI: For your loan against securities, Abhi Loans provide a cheap EMI. For a loan of Rs. 1,000,000, EMIs start at Rs. 1166 per month.
Instant Acceptance: Receive immediate approval for your loan against securities, which will be paid in four hours. Moreover, they will refund half of your processing fees if they are late!
No Prepayment Fees: Since no prepayment fees are associated with your loan, you are free to pay whenever you like.
Flexible Amounts: Get immediate funding in the range of Rs. 5,000 to Rs. 1,000,000 against your securities.

Key Features of Abhi Loans Loan Against Mutual Funds

There are zero prepayment charges on low-interest loans for shares.
Loan value can be up to 65% of your shares.
Flexible loan ranges from Rs. 5,000 to Rs. 1,00,00,000.
Completely digital process with approval & disbursal within 4 hours.
Get an instant loan even with bad credit in India.

Apply for Loan

Let us take an example, How EMI is being calculated

For instance, if "Shubham" applies for Abhi Loan Loan Against Shares of INR 1 Lacs and get the loan sanctioned at the rate of 15 % with a tenure range of 36 Months , in such a case his EMI would be INR 3,467 and complete repayment amount till the end of 36 Months tenure would be INR 1,24,795 (i.e 3,467 EMI * 36 Months), wherein the total interest amount is INR 24,795 along with principal repayment of INR ₹1,24,795 . Few additional charges like those of minimal one-time processing fee Upto 2% (excluding GST) of loan amount may apply. T&C apply.

Year	Principal (A)	Interest (B)	Total Payment (A + B)	Balance	Loan Paid To Date
2022	₹ 11,363	₹ 5,969	₹ 17,333	₹ 88,637	11.36%
Aug	₹ 2,217	₹ 1,250	₹ 3,467	₹ 97,783	2.22%
Sep	₹ 2,244	₹ 1,222	₹ 3,467	₹ 95,539	4.46%
Oct	₹ 2,272	₹ 1,194	₹ 3,467	₹ 93,267	6.73%
Nov	₹ 2,301	₹ 1,166	₹ 3,467	₹ 90,966	9.03%
Dec	₹ 2,329	₹ 1,137	₹ 3,467	₹ 88,637	11.36%
2023	₹ 30,332	₹ 11,266	₹ 41,598	₹ 58,305	41.70%
Jan	₹ 2,359	₹ 1,108	₹ 3,467	₹ 86,278	13.72%
Feb	₹ 2,388	₹ 1,078	₹ 3,467	₹ 83,890	16.11%
Mar	₹ 2,418	₹ 1,049	₹ 3,467	₹ 81,472	18.53%
Apr	₹ 2,448	₹ 1,018	₹ 3,467	₹ 79,024	20.98%
May	₹ 2,479	₹ 988	₹ 3,467	₹ 76,545	23.45%
Jun	₹ 2,510	₹ 957	₹ 3,467	₹ 74,036	25.96%
Jul	₹ 2,541	₹ 925	₹ 3,467	₹ 71,495	28.51%
Aug	₹ 2,573	₹ 894	₹ 3,467	₹ 68,922	31.08%
Sep	₹ 2,605	₹ 862	₹ 3,467	₹ 66,317	33.68%
Oct	₹ 2,638	₹ 829	₹ 3,467	₹ 63,679	36.32%
Nov	₹ 2,671	₹ 796	₹ 3,467	₹ 61,009	38.99%
Dec	₹ 2,704	₹ 763	₹ 3,467	₹ 58,305	41.70%
2024	₹ 35,208	₹ 6,390	₹ 41,598	₹ 23,097	76.90%
Jan	₹ 2,738	₹ 729	₹ 3,467	₹ 55,567	44.43%
Feb	₹ 2,772	₹ 695	₹ 3,467	₹ 52,795	47.20%
Mar	₹ 2,807	₹ 660	₹ 3,467	₹ 49,988	50.01%
Apr	₹ 2,842	₹ 625	₹ 3,467	₹ 47,147	52.85%
May	₹ 2,877	₹ 589	₹ 3,467	₹ 44,270	55.73%
Jun	₹ 2,913	₹ 553	₹ 3,467	₹ 41,356	58.64%
Jul	₹ 2,950	₹ 517	₹ 3,467	₹ 38,407	61.59%
Aug	₹ 2,986	₹ 480	₹ 3,467	₹ 35,420	64.58%
Sep	₹ 3,024	₹ 443	₹ 3,467	₹ 32,397	67.60%
Oct	₹ 3,062	₹ 405	₹ 3,467	₹ 29,335	70.67%
Nov	₹ 3,100	₹ 367	₹ 3,467	₹ 26,235	73.76%
Dec	₹ 3,139	₹ 328	₹ 3,467	₹ 23,097	76.90%
2025	₹ 23,097	₹ 1,169	₹ 24,266	₹ 0	100.00%
Jan	₹ 3,178	₹ 289	₹ 3,467	₹ 19,919	80.08%
Feb	₹ 3,218	₹ 249	₹ 3,467	₹ 16,701	83.30%
Mar	₹ 3,258	₹ 209	₹ 3,467	₹ 13,443	86.56%
Apr	₹ 3,298	₹ 168	₹ 3,467	₹ 10,145	89.86%
May	₹ 3,340	₹ 127	₹ 3,467	₹ 6,805	93.19%
Jun	₹ 3,381	₹ 85	₹ 3,467	₹ 3,424	96.58%
Jul	₹ 3,424	₹ 43	₹ 3,467	₹ 0	100.00%

FREQUENTLY ASKED QUESTIONS

A loan against shares is better than a personal loan as it doesn’t charge any high processing fee on your loan, and your loan even gets approved if you have a bad credit score.

An interest rate of 13.00% to 16.00% is applicable on loans against shares.

Make sure you fall under the following eligibility criteria for getting a loan against shares: All the approved shares units in NSDL are accepted. You need to have share units in CAMS, KFintech & DEMAT can get lending too

You may be charged 2% of your loan amount as a processing fee for getting a loan against shares.

The best part of getting a loan against shares is that you do not need to maintain a good credit score. Your loan will be approved if you have shares in your name, despite your low credit score.

Refer Loan is a Phy-zital Fintech that connects Lenders and Borrowers digitally as well physically. It provides a Financial Bouquet to the users with multiple Financial solutions. Its AI-based detailed comparison enables users to find the best financial product from the best financial institutions.

ABHI LOAN AGAINST SHARES

Loan Value : up to 65% of your shares

Rate of Interest : 13% IRR

Fully digital with approval & disbursal within 4 hours

Processing Fee : Upto 2% (excluding GST)

ABHI LOAN AGAINST SHARES

Here are a few factors

Product Rating

ABHI LOAN AGAINST SHARES EMI Calculator

Interest Type

Loan Amount

Interest Rate

Loan Tenure

Save Your Time with a Simple Loan Process

Visit Our Website

Select and Apply

Submit Your Document

Enjoy Your Financial Freedom!

Required Documents to Apply for Abhi loans

Documents Required & Eligibility

PAN, Aadhar, Address proof

Approved Shares in Demat Form or Approved Mutual Funds in either Demat Form or Physical.

Shares units reflected in the NSDL portal to be eligible for a loan with a low CIBIL score.

All the approved shares units in NSDL is accepted.

You need to have share units in CAMS, KFintech & in DEMAT can get lending too

Advantages of Getting Loans

Lowest EMI: For your loan against securities, Abhi Loans provide a cheap EMI. For a loan of Rs. 1,000,000, EMIs start at Rs. 1166 per month.

Instant Acceptance: Receive immediate approval for your loan against securities, which will be paid in four hours. Moreover, they will refund half of your processing fees if they are late!

No Prepayment Fees: Since no prepayment fees are associated with your loan, you are free to pay whenever you like.

Flexible Amounts: Get immediate funding in the range of Rs. 5,000 to Rs. 1,000,000 against your securities.

Key Features of Abhi Loans Loan Against Mutual Funds

There are zero prepayment charges on low-interest loans for shares.

Loan value can be up to 65% of your shares.

Flexible loan ranges from Rs. 5,000 to Rs. 1,00,00,000.

Completely digital process with approval & disbursal within 4 hours.

Get an instant loan even with bad credit in India.

Let us take an example, How EMI is being calculated

FREQUENTLY ASKED QUESTIONS

ABHI LOAN AGAINST SHARES

Loan Value : up to 65% of your shares

Rate of Interest : 13% IRR

Fully digital with approval & disbursal within 4 hours

Processing Fee : Upto 2% (excluding GST)

ABHI LOAN AGAINST SHARES

Here are a few factors

Product Rating

ABHI LOAN AGAINST SHARES EMI Calculator

Interest Type

Loan Amount

Interest Rate

Loan Tenure

Save Your Time with a Simple Loan Process

Visit Our Website

Select and Apply

Submit Your Document

Enjoy Your Financial Freedom!

Required Documents to Apply for Abhi loans

Documents Required & Eligibility

PAN, Aadhar, Address proof

Approved Shares in Demat Form or Approved Mutual Funds in either Demat Form or Physical.

Shares units reflected in the NSDL portal to be eligible for a loan with a low CIBIL score.

All the approved shares units in NSDL is accepted.

You need to have share units in CAMS, KFintech & in DEMAT can get lending too

Advantages of Getting Loans

Lowest EMI: For your loan against securities, Abhi Loans provide a cheap EMI. For a loan of Rs. 1,000,000, EMIs start at Rs. 1166 per month.

Instant Acceptance: Receive immediate approval for your loan against securities, which will be paid in four hours. Moreover, they will refund half of your processing fees if they are late!

No Prepayment Fees: Since no prepayment fees are associated with your loan, you are free to pay whenever you like.

Flexible Amounts: Get immediate funding in the range of Rs. 5,000 to Rs. 1,000,000 against your securities.

Key Features of Abhi Loans Loan Against Mutual Funds

There are zero prepayment charges on low-interest loans for shares.

Loan value can be up to 65% of your shares.

Flexible loan ranges from Rs. 5,000 to Rs. 1,00,00,000.

Completely digital process with approval & disbursal within 4 hours.

Get an instant loan even with bad credit in India.

Let us take an example, How EMI is being calculated

FREQUENTLY ASKED QUESTIONS

Why is a loan against shares better than a personal loan?

What is the interest rate on loans against shares?

What is the eligibility for getting a loan against shares?

What is the processing fee for the loan against shares?

I have a very low CIBIL score. Can I still get a loan against shares?