Jana Bank Loan Against Property

Here are a few factors

Product Rating

( 0 /5 )

Total - 0 ratings

Location 50Km from Branch
CIBIL Score 650+
Applicant Any Salaried or Self Employed Person
Applicant Age Salaried-21 Year to 65 Year
Self Employed-21 Year to 70 Year
Loan Amount & Tenure 50 Lac to 15Cr
(5 Year to 15 Year)
Login Fees 5900+
Rate of Interest & Type (i) Salaried:11% to 15%
(ii)Self Employed: 11.50% to 16.50% (Reducing)
TAT Sanction-10 Days
Disbursement-within 3 days after submission of documents
Processing Fees 1%-1.50%
Foreclosure Charges Upto 4%
Insurance 1%-4%
Minimum Business Vintage 3 Year
Lock In Period 12 Month
Part Payment Allowed No
LTV (i) Residential-90% (ii) Commercial-70% (iii) Industrial-60%
(iv) if residential property is rented/vacant then LTV will be 10% lower
(v) If Commercial/Industrial Property Purchase/vacant/rented then LTV will be 10% lower
Product (i) Fresh Loan (ii) BT+Topup (iii) Commercial & Industrial Purchase (iv) Seller BT
Program (i) Income Program-15 Cr
(ii) LIP Program- 3 Cr
(iii) Without ITR-1 Cr
(iv) Banking Product-3 Cr
FOIR (i) Salaried: Salary<50K-50% of Net Salary, If Salary>50-60% of Salary (ii) Self Employed: 80% of Income
Cautious Profile No Cautious Profile
Negative Profile (i) Politician (ii) NRI (iii) Real Estate (iv) GYM (v) Liquor Seller (vi) Advocate 
Funded Property (i) Residential Property (ii) Commercial Property (iii) Industrial Property (iv) Khasra-Khatauni Property
(v)Un-approved Property (vi)Gram Panchayat Property (vii) Legal & technical not clear
(viii) Sub-divided Property (ix)Without MAP Property (x) Regularized Colony (xi) Stone Slab Property
(xi) Basement with 1st Floor 
Negative Property (i) GPA Property (ii) Stand Alone Basement (iii) Demolition List Property (iv) Bachha Flat
(v) Subject to Registry (vi) Hotel & Restaurent (vii) School (viii) Hospital & Nursing Home
(ix) Godown & Warehouse (x)Gift Deed (xi) Single Sale Deed (xii) Leasehold Property without PTM
(xiii) Any type of Plot (xiv) Multi Tenanted Property
Accepted Collateral Other than Negative Property
Specific Property wise Funding Limit (i) Lal Dora-3 Cr (ii) Other Specific Property-3 Cr
Any Specific  Product for Professionals No Specific Product
USP Funding in Dominated Area
Additional (i) DOD product & LRD Product not doing
(ii) Demolition List Property doing if entire property is coming
(iii) 2 Bouncing in last 6 month accepted

Jana Bank Loan Against Property EMI Calculator

Interest Type

Loan Amount

Interest Rate


Loan Tenure

Loan Amount100,000
Interest %11 %
Tenure (months)12
Emi (monthly)8,838
Total Interest6,058
Loan Amount + Interest106,058
YearTotal Principal
( A )
Total Interest
( B )
( A + B)
Total Payment Loan Paid Till Date (%)
23,9822,53226,51476,01823.98 %
Oct7,9219178,83892,0797.92 %
Nov7,9948448,83884,08515.92 %
Dec8,0677718,83876,01823.98 %
76,0153,52779,5423100.00 %
Jan8,1416978,83867,87732.12 %
Feb8,2166228,83859,66140.34 %
Mar8,2915478,83851,37048.63 %
Apr8,3674718,83843,00357.00 %
May8,4443948,83834,55965.44 %
Jun8,5213178,83826,03873.96 %
Jul8,5992398,83817,43982.56 %
Aug8,6781608,8388,76191.24 %
Sep8,758808,8383100.00 %
Jana Bank Loan Against Property