Recent Search and Popular Product
Business Loan
Personal Loan
Home Loan
Education Loan
Car Loan
Credit Card
Loan Against Security
Loan Against Property
Explore Your Options
Insta Money Personal Loan
Insta Money Loan application process is completely digital and the user gets money in his bank account between 10 minutes to 2 hrs after application.Powered By
Insta Money Personal Loan
Apply Now
Here are a few factors
| Location | PAN INDIA |
| CIBIL Score | 650+ |
| Minimum Salary Per Month | 15000+ |
| Salary Mode | Neft, Rtgs,Company Transfer,Imps,Cheque & Upi |
| Applicant Age | 21 Year to 57 Year |
| Loan Amount & Tenure | 5000
to 25000 (1 Month to 6 Month) |
| Rate of Interest (Type) | 13% to 36% (Reducing) |
| Processing Fees | 1% - 4% |
| Processing Mode & TAT | Processing:
Online TAT: same day |
| Foreclosure Charges | 1%-4% |
| Part Payment Allowed | No |
| OD Product | NO |
| BT+TopUp | No |
| Minimum Job Experience | 3 month |
| Current Employer Business Vintage | 3 Month Salary credit in ac |
| FOIR | 70% of Net Salary |
| Whether Co-Applicant Mandatory | No |
| No of Enquiry Allowed | NA |
| USP | 1.
Funding to All Profile 2. Salary Slip not required |
| Negative Profile | 1.
NRI Employee 2. Cash Salary |
Make the Process Easy with the Right Documents
Required Documents to Apply for Insta Money Personal Loan
-
KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
-
Last 3 month Salary Slip
-
Last 6 month Bank Statement in PDF
-
Form 16 of last 2 year
-
Rent Agreement if rented or Utility Bill if residence is owned
-
Sanction Letter of all current running loan if any
-
Office ID Card or Official EMAIL ID if any
About InstaMoney Personal Loan
Now you can receive Personal Loans from InstaMoney with instant approval and minimal documentation. No hidden charges; it's a totally transparent process.Instant Loan up to Rs. 50,000 with a 2-hour disbursal. A fully digital process with adjustable loan terms. Direct Bank Account Transfer without any hassle. Whatever your need is, you can receive a personal loan instantly.
In Case of Any Query
Unit No. 5. Mezzanine Floor,DLH Park, S V Road.Goregaon West, Mumbai,Maharashtra, India 400064
Your Path to Instant Funding - Simplified!
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, the amount will be disbursed to your account shortly.
Let us take an example, How EMI is being calculated
| Year | Principal (A) | Interest (B) | Total Payment (A+B) | Balance Principal | Loan Paid Till Date |
|---|---|---|---|---|---|
| 2022 | ₹ 20,000 | ₹ 1,522 | ₹ 21,522 | ₹ 0 | 100.00% |
| Aug | ₹ 4,781 | ₹ 600 | ₹ 5,381 | ₹ 15,219 | 23.90% |
| Sep | ₹ 4,924 | ₹ 457 | ₹ 5,381 | ₹ 10,296 | 48.52% |
| Oct | ₹ 5,072 | ₹ 309 | ₹ 5,381 | ₹ 5,224 | 73.88% |
| Nov | ₹ 5,224 | ₹ 157 | ₹ 5,381 | ₹ 0 | 100.00% |
FREQUENTLY ASKED QUESTIONS
The interest rates of InstaMoney Personal
Loan are from 24% to 35.88% per annum.
No, only salaried individuals are eligible
for this loan.
The InstaMoney app employs global data
encryption standards to ensure the safety of your data.
The highest loan amount that you can avail of
Insta Money is Rs. 50,000.
The maximum repayment tenure of an
InstaMoney Personal Loan is 5 months
Referloan Support
Consultant
Copyright 2023 © Referloan.in.