Here are a few factors

Product Rating

( 4.6 /5 )

Total - 127 ratings

Location PAN India
CIBIL Score 700+
Processing Online
Business Vintage 1 Year
Minimum Turnover 20 Lac+
Loan Amount & Tenure 1 Lac-1 Cr
(12 month to 36 month)
Loan Product Term Loan & OD Limit
Rate of Interest & Type 18% to 27% (Reducing)
TAT Sanction-2 Days
Disbursement-3 Days
Processing Fees Upto 3%
Foreclosure Charges 4%
Applicant Type Any Self Employed Person
Whether Co-Applicant Mandatory Yes if Applicant is Other than Proprietorship Firm
Proprietor Age/Co-Applicant Age 23 year to 65 year
Part Payment Allowed Yes
Whether Ownership Proof Required Yes, either office or residence one should be owned anywhere in India
Business Registration Proof Mandatory Yes
Program Banking -25 Lac, GST Program-25 Lac, Income-1 Cr
Product for Professionals No
Negative Profile School, Advocates, Share Traders, Real Estate
USP 1. 1 Year Business Vintage required
2. Both Side Rented applicant
Additional 100% Shareholding required on Loan if applicant is LLP/Partnership firm/Company 

flexiloans EMI Calculator

Interest Type

Loan Amount

Interest Rate


Loan Tenure

Loan Amount100,000
Interest %17 %
Tenure (months)12
Emi (monthly)9,120
Total Interest9,446
Loan Amount + Interest109,446
YearTotal Principal
( A )
Total Interest
( B )
( A + B)
Total Payment Loan Paid Till Date (%)
23,4383,92227,36076,56223.44 %
Oct7,7031,4179,12092,2977.70 %
Nov7,8121,3089,12084,48515.52 %
Dec7,9231,1979,12076,56223.44 %
76,5545,52682,080899.99 %
Jan8,0351,0859,12068,52731.47 %
Feb8,1499719,12060,37839.62 %
Mar8,2658559,12052,11347.89 %
Apr8,3827389,12043,73156.27 %
May8,5006209,12035,23164.77 %
Jun8,6214999,12026,61073.39 %
Jul8,7433779,12017,86782.13 %
Aug8,8672539,1209,00091.00 %
Sep8,9921289,120899.99 %
Right Documents - Easy Process

Required Documents to Apply for Flexiloans Business Loans

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Copy of GST registration
  • Copy of MSME registration
  • Copy of Last 12 month GST return
  • Sanction letter of all running loan
  • Debt Sheet
  • Latest utility Bill of residence if owned or rent agreement if rented
  • Latest utility Bill of Office if owned or rent agreement if rented
  • 2 Reference with contact details
  • Last 3 year Debtors & Creditors on letter head
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Note : Flexiloans Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Some Important Points

1. KYC Means
If Applicant is
  • Company-MOA, AOA, COI , PAN Card
  • Partnership Firm/LLP- Partnership Deed & PAN Card
  • Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
For Co-Applicant
  • KYC means  Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
  • Company : Directors
  • Partnership firm/LLP : Partners
  • Proprietorship Firm : Spouse of Proprietor
2. If applicant is professional, then his professional degree is required

About Flexiloans Business Loans

It may be a difficult, time-consuming, and stressful process to launch a business. There are so many choices to make and actions to take. How a businessperson will fund their company venture is a crucial choice that has to be made early in the entrepreneurial process. A business loan is among the most common ways to raise funding for your company.

Business loans help you raise funds for your business so that you may, among other things, grow your operations, boost supplies, put your business online, or buy new equipment. The quick supply of cash provided by business loans enables you to complete necessary operations and make payments on time, retaining the flawless operation of your business.

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Leave Your Question


The minimum sale of the business to apply for a FlexiLoan Business Loan must be at least Rs. 20 lakhs per year. 

FlexiLoans offers business loans to those businesses that have been running for at least 1 year.

FlexiLoans Business Loans are available to individual corporations, sole proprietors, and private companies involved in trading, production, or services.

The minimum age to apply for FlexiLoan Business Loan is 23

The maximum age to apply for FlexiLoan Business Loan is 65

While submitting your application for a FlexiLoan Business Loan the applicant will have to submit a few business KYC documents such as a GST registration certificate, Shops & Establishment certificate, and Business PAN Card.

The bank charges a one-time fee for processing the loan application. They can range from Rs 2,000 to Rs 6,000.

The lender charges this monthly fee for maintaining the loan account. It can range from 0.025-0.075% per month.

No, you don’t need to provide collateral to apply for FlexiLoans Business Loan.

With Flexi Loan Business Loan, one can avail of a maximum loan amount of up to Rs. 1 Crore