Credset Personal loan

Here are a few factors

Product Rating

( 0 /5 )

Total - 0 ratings

Location Delhi NCR
CIBIL Score 650+
Minimum Salary Per Month 25000+
Salary Mode Any
Applicant Age 21 to 60 Year
Loan Amount & Tenure 50K to 5 Lac
(3 Month to 1 Year)
Rate of Interest (Type) 18% to 30% (Reducing)
Processing Fees 3%-5%
Processing Mode & TAT Mail 2 Days
Foreclosure Charges Nil
Part Payment Allowed Yes
OD Product No
BT+TopUp No
Minimum Job Experience 6 Month
Employer Business Vintage 1 Year
FOIR 50% of Net Salary
Whether Co-Applicant Mandatory No
No of Enquiry Allowed NA
USP Loan to Cash Salary Also
Negative Profile No

Credset Personal loan EMI Calculator

Interest Type

Loan Amount

Interest Rate


Loan Tenure

Loan Amount100,000
Interest %18 %
Tenure (months)12
Emi (monthly)9,168
Total Interest10,016
Loan Amount + Interest110,016
YearTotal Principal
( A )
Total Interest
( B )
( A + B)
Total Payment Loan Paid Till Date (%)
23,3514,15327,50476,64923.35 %
Oct7,6681,5009,16892,3327.67 %
Nov7,7831,3859,16884,54915.45 %
Dec7,9001,2689,16876,64923.35 %
76,6515,86182,5120100.00 %
Jan8,0181,1509,16868,63131.37 %
Feb8,1391,0299,16860,49239.51 %
Mar8,2619079,16852,23147.77 %
Apr8,3857839,16843,84656.15 %
May8,5106589,16835,33664.66 %
Jun8,6385309,16826,69873.30 %
Jul8,7684009,16817,93082.07 %
Aug8,8992699,1689,03190.97 %
Sep9,0331359,1680100.00 %

Key highlights of Cred Set Personal Loan

Most of the Banks and NBFCs in the market deny loan approvals over cash salaries. But what if we tell you now you can get a personal loan easily even on your Cash salary? Yes, it’s possible with a Credset Personal Loan. With a high loan amount and flexible repayment tenure, Credset Personal Loan liberates you to fulfill all your dreams.

Documents required for Credset Personal Loan

  • KYC of Applicant 
  • Last 3 month Salary Slip 
  • Last 6 month Bank Statement in PDF
  • Rent Agreement if rented or Latest Utility Bill if residence is owned

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Leave Your Question


Yes, Cred Set provide loan on the basis of cash salary

Yes, If applicant profile is found satisfactory then applicant having least documents can be funded.

The interest rate on Credset Personal Loan is 18% onwards

The processing fee of Credset Personal Loan is 3% to 5%.

No, Credset does not offer any OD facility on Personal Loan.

No, part payment is not allowed in a Credset Personal Loan.

The applicant needs to have a minimum experience of 6 months to apply for Credset Personal Loan. 

The maximum loan amount that one can avail with Credset Personal Loan is Rs. 5 Lacs. 

The minimum loan amount one can avail of with a Credset Personal Loan is Rs. 50,000.

The minimum required age to apply for Credset Personal Loan is 21.

No, there is no Negative Profile in Credset Personal Loan.

Yes, Credset offer personal loan to applicants receiving a salary in cash