
Here are a few factors
Location | Delhi NCR |
CIBIL Score | 650+ |
Minimum Salary Per Month | 25000+ |
Salary Mode | Any |
Applicant Age | 21 to 60 Year |
Loan Amount & Tenure | 50K
to 5 Lac (3 Month to 1 Year) |
Rate of Interest (Type) | 18% to 30% (Reducing) |
Processing Fees | 3%-5% |
Processing Mode & TAT | Mail 2 Days |
Foreclosure Charges | Nil |
Part Payment Allowed | Yes |
OD Product | No |
BT+TopUp | No |
Minimum Job Experience | 6 Month |
Employer Business Vintage | 1 Year |
FOIR | 50% of Net Salary |
Whether Co-Applicant Mandatory | No |
No of Enquiry Allowed | NA |
USP | Loan to Cash Salary Also |
Negative Profile | No |
Credset Personal loan EMI Calculator
Interest Type
Loan Amount
Interest Rate
Loan Tenure
Loan Amount | ₹100,000 |
Interest % | 18 % |
Tenure (months) | 12 |
Emi (monthly) | ₹ 9,168 |
Total Interest | ₹ 10,016 |
Loan Amount + Interest | ₹ 110,016 |
Year | Total Principal ( A ) | Total Interest ( B ) | Balance ( A + B) | Total Payment | Loan Paid Till Date (%) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
₹ 23,351 | ₹ 4,153 | ₹ 27,504 | ₹ 76,649 | 23.35 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
₹ 76,651 | ₹ 5,861 | ₹ 82,512 | ₹ 0 | 100.00 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Key highlights of Cred Set Personal Loan
Most of the Banks and NBFCs in the market deny loan approvals over cash salaries. But what if we tell you now you can get a personal loan easily even on your Cash salary? Yes, it’s possible with a Credset Personal Loan. With a high loan amount and flexible repayment tenure, Credset Personal Loan liberates you to fulfill all your dreams.
Documents required for Credset Personal Loan
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KYC of Applicant
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Last 3 month Salary Slip
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Last 6 month Bank Statement in PDF
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Rent Agreement if rented or Latest Utility Bill if residence is owned
Save Your Time with a Simple Loan Process

Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
Yes, Cred Set provide loan on the basis of cash salary
Yes, If applicant profile is found satisfactory then applicant having least documents can be funded.
The interest rate on Credset Personal Loan is 18% onwards
The processing fee of Credset Personal Loan is 3% to 5%.
No, Credset does not offer any OD facility on Personal Loan.
No, part payment is not allowed in a Credset Personal Loan.
The applicant needs to have a minimum experience of 6 months to apply for Credset Personal Loan.
The maximum loan amount that one can avail with Credset Personal Loan is Rs. 5 Lacs.
The minimum loan amount one can avail of with a Credset Personal Loan is Rs. 50,000.
The minimum required age to apply for Credset Personal Loan is 21.
No, there is no Negative Profile in Credset Personal Loan.
Yes, Credset offer personal loan to applicants receiving a salary in cash