Here are a few factors

Rating 0 /
Total - 0 ratings
Location Delhi-NCR
CIBIL Score 650+
Processing Offline
Business Vintage 2 Year
Minimum Turnover 20 Lac+
Loan Amount & Tenure 2 Lac-10 Lac
( 6 Month to 24 Month)
Loan Product Fixed EMI Based
Rate of Interest & Type 18% to 24% (Fixed)
TAT 3 Days
Processing Fees 4%
Foreclosure Charges 4%
Applicant Type Any Self Employed Person
Whether Co-Applicant Mandatory No
Proprietor Age/Co-Applicant Age 21 Year-65 Year
Part Payment Allowed Yes
Whether Ownership Proof Required No
Business Registration Proof Mandatory No
Program Income Program-10 Lac
Product for Professionals No
Negative Profile No
USP No Negative Profile
Right Documents - Easy Process

Required Documents to Apply for Credset Business Loans

Documents Required

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • Copy of GST registration
  • Copy of Last 12 month GST return
  • 2 Reference with contact details
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Some Important Points

1. KYC Means If Applicant is
  • Company-MOA, AOA, COI , PAN Card
  • Partnership Firm/LLP- Partnership Deed & PAN Card
  • Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
For Co-Applicant
  • KYC means  Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
  • Company : Directors
  • Partnership firm/LLP : Partners
  • Proprietorship Firm : Spouse of Proprietor
2. If applicant is professional, then his professional degree is required

Note : Credset Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

About Credset Business Loan

Choose a financing plan that supports strategic growth while simultaneously providing funds. Credset Business Loan offers the tools for transforming your concept into a practical reality, whether you're expanding operations or starting new initiatives.

Beyond the realm of funds, Credset is a partner committed to your success. This is a collaboration that extends beyond business transactions to take your company to new heights with affordable rates, flexible repayment alternatives, and a dedication to your success.

Let your dreams soar as you make the most of the Credset Business Loan's possibilities and lead your company to a prosperous and successful future.

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Leave Your Question


Credset Business Loan is a service provided by Credset, a fintech platform that links SMEs with lenders for customized and flexible credit solutions. These loans serve the purpose of meeting working capital, expansion, or other business needs.

 The application process for Credset Business Loan involves visiting the Credset website and filling out an online application form. Basic details about your business along with some necessary documents, such as KYC, business proof, and financial statements, need to be submitted.

 The criteria for eligibility includes that your business should be a registered proprietorship, partnership, LLP, or private limited company, have been operational for at least 12 months, possess a minimum annual turnover of Rs. 10 lakhs, and maintain a positive net worth, cash flow, and good credit history and score.

Interest rates start at 18% per annum. A processing fee up to 2% of the loan amount plus GST is charged, while foreclosure fees are nil after six months of repayment. There are also no part payment fees, but late payment fees are 2% per month on the overdue amount.

Loan amounts can range from Rs. 50,000 to Rs. 7.5 lakhs with a tenure spanning between 6 months to 36 months.