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Cholamandalam Personal Loan
If we start counting on the list of much-awaited tasks that have been lying away because of financial crunches, the list is endless. If you are also among those people, we have the perfect solution. With Cholamandalam’s Personal Loan, you can tick off all your bucket-list with instant financing. With Digital Process and Instant Approvals, they make sure to make the process as easy as possible for you.Powered By
Cholamandalam Personal Loan
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Here are a few factors
| Location | DELHI-NCR(NCR,UTTARKAHAND,ORISSA) |
| CIBIL Score | 675+ |
| Minimum Salary Per Month | 20000/-Per Month |
| Salary Mode | NEFT,IMPS BUT COMPANY NAME MENTION ,COMPANY TRANSFER,RTGS |
| Applicant Age | 23 Year to 65 Year |
| Loan Amount & Tenure | 10000 to 20 Lac (6 Month to 60 Month) |
| Rate of Interest (Type) | 14% to 22% (Reducing) |
| Processing Fees | 1% - 3% |
| Processing Mode & TAT | Processing: Online TAT: 1 Day to 3 Days |
| Foreclosure Charges | NIL Charge |
| Part Payment Allowed | No |
| OD Product | Yes |
| BT+TopUp | No |
| Minimum Job Experience | 6 month |
| Employer Business Vintage | 2 year |
| FOIR | 65% of Net Salary |
| Whether Co-Applicant Mandatory | No |
Key highlights of Cholamandalam Personal Loan
The sudden need for finances is sometimes unavoidable, whether personally or professionally. So, consider a loan against property as the first and best option for immediate funds. Also, as per the market trends, Cholamandalam Personal Loan has been acting like a boom because of its lowest interest rates and higher loan amounts. Let us move ahead in this article and learn more about the benefits and other details of Cholamandalam Personal Loan.
Documents required for Cholamandalam Personal Loan
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KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
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Last 3 month Salary Slip
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Last 6 month Bank Statement in PDF
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Form 16 of last 2 year
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Rent Agreement if rented or Utility Bill if residence is owned
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Sanction Letter of all current running loan if any
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Office ID Card or Official EMAIL ID if any
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
The Annualised Interest Rate of a Cholamandalam Personal Loan is 14% p.a.
Yes, Cholamandalm is approved by the RBI.
The minimum age to apply for a Cholamandalm personal loan is 23.
The minimum required salary to apply for Cholamandalam Personal Loan is Rs. 10,000 per month.
The Processing Fee to apply for Cholamandalam Personal Loan is 3%
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