Bajaj Finserve Business Loan

Here are a few factors

How To Apply
Product Rating

( 4.6 /5 )

Total - 374 ratings


Mode of Process


Lending Size and Tenure

Rs. 25,000 - Rs. 75 Lakhs (12 - 60 months)




Not Required

Processing Fees

Up to 2% of the sanctioned loan amount + GST


After 6 Months

Foreclosure charges

4% + applicable charges

Prepayment charges

2% + applicable charges

EMI bounce charges

Rs. 3000 (inclusive of taxes)

Bajaj Finserve Business Loan EMI Calculator

Interest Type

Loan Amount

Interest Rate


Loan Tenure

Loan Amount100,000
Interest %16 %
Tenure (months)12
Emi (monthly)9,073
Total Interest8,877
Loan Amount + Interest108,877
YearTotal Principal
( A )
Total Interest
( B )
( A + B)
Total Payment Loan Paid Till Date (%)
56,3947,11763,51143,60656.39 %
Jun7,7401,3339,07392,2607.74 %
Jul7,8431,2309,07384,41715.58 %
Aug7,9471,1269,07376,47023.53 %
Sep8,0531,0209,07368,41731.58 %
Oct8,1619129,07360,25639.74 %
Nov8,2708039,07351,98648.01 %
Dec8,3806939,07343,60656.39 %
43,6071,75845,3650100.00 %
Jan8,4925819,07335,11464.89 %
Feb8,6054689,07326,50973.49 %
Mar8,7203539,07317,78982.21 %
Apr8,8362379,0738,95391.05 %
May8,9541199,0730100.00 %
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Bajaj Finserv Business Loan Features

Bajaj Finserv offers some amazing features and benefits for customers applying for business loans:

Flexible loan facility: Bajaj Finserv allows customers to withdraw funds as they see fit. And the interest is calculated only on the withdrawn amount.
High-value capital: as per the market, Bajaj Finserv offers high-value business loans to its customers that are up to Rs. 75 lakhs.
No collateral needed: the business loan by Bajaj Finserv does not require any kind of collateral or security to be submitted to the bank.
Hassle-free loans: these business loans are approved in just 24 hours, with minimal documentation as well.
Exciting offers: Bajaj Finserv always gives exciting offers to its customers in the case of pre-approved loans.

About Bajaj Finserv Business Loan

A business loan is a type of financial offering made by a bank to a customer for them to meet their planned or unplanned business needs and expenses. This is an unsecured loan that you can apply for without putting up any collateral. So, these days, Bajaj Finserv has been one of the great banks that has been offering business loans to its customers at lower interest rates. The most important benefit of availing of a business loan from Bajaj Finserv is that they give the loan approval in just 24 hours.

Documents and Eligibility Required Business Loan

Let’s look into the eligibilities and required Documentation to make your application process even smoother:


  • You must be a self-employed individual.
  • Self-employed professionals can be chartered accountants, doctors, traders, etc.
  • Your age should be between 25 and 65 years old.
  • Any private limited company or partnership business can apply for business loans with Bajaj Finserv.
  • You must have at least 3 years of continuous running business.
  • Your minimum annual income should be Rs. 1.5 lakh per annum.
  • The minimum CIBIL score should be greater than 685.

Documents Required

  • Identity proof: PAN Card, Passport, Voter ID
  • Address proof-Adhaar card, utility bill, lease agreement
  • Bank statements for the last 6 months
  • ITR statement for the last 2 years
  • Authenticated partnership deed
  • Certified copy of the articles of association
  • Any government-issued ID
  • business continuity proof for a minimum of 3 years.
Leave Your Question


Yes, submitting income tax documents increases the chances of getting loan approval and even getting a higher loan amount.

The minimum CIBIL score should be greater than 685.

Yes, if the customer does not require the loan anymore, he or she can cancel the loan application without any penalty fees by just visiting their nearest bank branch.

You can visit the Bajaj Finserv website and check the status there.

Bajaj Finserv offers the following products for both salaried and self-employed individuals: Flexi loans Working capital finance Doctors' loans