Here are a few factors

Rating 0 /
Total - 0 ratings
Location 50 Km from Branch
CIBIL Score 650+
Applicant Any Self Employed
Applicant Age 21 Year to 65 Year
Loan Amount & Tenure 10 Lac- 20 Cr
( 3 Year to 15 Year)
Login Fees Nil
Rate of Interest & Type 9%-12% (Reducing)
TAT 15 days
Processing Fees 0.50%-1.50%
Foreclosure Charges Upto 4%
Insurance As per Age
Minimum Business Vintage 2 year
Lock In Period 12 Month
Part Payment Allowed No
LTV (i) Residential-100% (ii) Commercial-100% (iii) Industrial-70% (iv) Residential or Commercial Plot-90%
(v) School-90% (vi) Hospital-90% (vii) Hotel & Restaurent-90%
Product (i) Fresh Loan (ii) BT+Topup (iii) Commercial or Industrial Purchase (iv) Lease Rental Discounting (v) DOD Product
Program (i) Banking Program-5 Cr
(ii) Income Program-20 Cr
(iii) GST Surrogate-5 Cr 
FOIR 100% of Cash Profit 
Cautious Profile No Cautious Profile
Negative Profile (i) Politian (ii) NBFC (iii) Real Estate (iv) Share Traders
Funded Property (i) Residential Property (ii) Commercial Property (iii) Industrial Property (iv)Plot
(v) Warehouse & Commercial Complex (vi) Hotel & Restaurent (vii) School (viii) Hospital & Restaurant
(ix) Sub-divided Property (x) Regularized Colony (xi) Khasra & Khatauni
Negative Property (i) Without MAP Property (ii) Lease hold Property without PTM (iii)Basement
(iv) Lal Dora Property (v) Legal & Technical not clear
(vi) Gift Deed, Single Sale Deed, Subject to Sale Deed, GPA Property (vii) Farm House
Accepted Collateral Other than Negative Property
Specific Property wise Funding Limit No
Any Specfic Product for Professionals No
USP No Login Fees & LTV upto 100%
Additional (i) Maximum Turnover should not be more than 100 Cr (ii) CMR Rating should be less than 5
AU Bank Business Banking (LAP/DOD upto 20Cr)