Here are a few factors
|Minimum Salary Per Month||20000/- Per Month|
|Salary Mode||NEFT,RTGS, ACCOUNT TRANSFER|
|Applicant Age||23 Year to 60 Year|
|Loan Amount & Tenure||1
Lac to 50 Lac
(12 Month to 84 Month)
|Rate of Interest (Type)||14% to 25% (Reducing)|
|Processing Fees||1% - 3%|
|Processing Mode & TAT||Processing: Online
TAT: 3 Day to 7 Days
|Foreclosure Charges||After 12 Month|
|Part Payment Allowed||Yes|
|Minimum Job Experience||2 year|
|Current Employer Business Vintage||3 year|
|FOIR||80% of Net Salary|
|Whether Co-Applicant Mandatory||No|
|USP||1. Funding to Minus 1 CIBIL Applicant upto 7 lac|
2. Applicant receiving Salary in Cash/UPI/IMPS
3. NGO Employee
4. MCD 4th Grade Employee
aditya birla personal loan EMI Calculator
|Interest %||14 %|
|Emi (monthly)||₹ 8,979|
|Total Interest||₹ 7,745|
|Loan Amount + Interest||₹ 107,745|
|Year||Total Principal |
( A )
|Total Interest |
( B )
( A + B)
|Total Payment||Loan Paid Till Date (%)|
|₹ 100,002||₹ 7,746||₹ 107,748||₹ 0||100.00 %|
Required Documents to Apply for Aditya Birla Personal Loan
KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
Last 3 month Salary Slip
Last 6 month Bank Statement in PDF
Form 16 of last 2 year
Rent Agreement if rented or Utility Bill if residence is owned
Sanction Letter of all current running loan if any
Office ID Card or Official EMAIL ID if any
About Aditya Birla Personal Loan
Aditya Birla Finance offers Personal Loan to salaried individuals at competitive rates of interest. Taking a personal loan from Aditya Birla is one of the most variable options for consolidating your bills, wedding expenses, children's education, healthcare, and travel. Availing a personal loan that suits your requirement can help an individual to manage his/her financial commitments for the short term. Getting a personal loan from Aditya Birla is the easiest way to make all your financial dreams come true. With the best personal loan interest rates in the industry and a quick approval process, you can achieve your goals with greater ease.
Start with Aditya Birla Personal Loans in few steps
If you are planning to apply for a personal loan at Aditya Birla there are certain details that you should be aware of, Let’s discuss:
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, the amount will be disbursed to your account shortly.
FREQUENTLY ASKED QUESTIONS
Aditya Birla is providing personal loans to customers who are in need of sudden cash to meet some requirements. The process of availing of the loan is easy, and you can get that from their website.
When you need credit, you can apply for an Aditya Birla personal loan. The Bank verifies and accepts your unique loan application when you submit it to them. The loan money is then transferred to your bank account. You must reimburse the lender via EMIs for the duration of the loan repayment period after receiving the loan amount.
Aditya Birla Financial Services has always tried to make it easy for customers to get loans. To help you manage your account, they have introduced a new secure service platform called ABFL Connect. You can use your login details to access this secure website and manage your loan account.
To apply for a Personal Loan at Aditya Birla, your minimum salary needs to be Rs. 20,000 at least.
Yes, the processing fee for Aditya Birla Personal Loan is 3% of the loan amount.
The minimum ROI of Aditya Birla Personal Loan is 14% per annum
The minimum ROI of Aditya Birla Personal Loan is 25% per annum
The highest loan amount you can avail with Aditya Birla Personal Loan is Rs. 50 Lacs
The minimum loan amount you can avail of with Aditya Birla Personal Loan is Rs. 5 Lacs.
The processing fee for Aditya Birla’s Personal loan is between 2% to 2.5% of your loan amount.
The minimum repayment tenure of Aditya Birla's Personal Loan is 12 months.
The maximum repayment tenure of Aditya Birla’s Personal loan is 84 months
Yes, you can apply for an Aditya Birla Personal Loan anywhere from India as it holds a PAN India access
The minimum required salary to apply for an Aditya Birla Personal Loan is Rs. 20,000 Monthly.
To apply for Aditya Birla Personal Loan your Minimum CIBIL score must be 650
No, to apply for Aditya Birla Personal Loan your Minimum CIBIL score must be 650
Yes, to apply for Aditya Birla Personal Loan your Minimum CIBIL score must be 650
You can go to the official website of Aditya Birla or you can also switch to ReferLoan for an easy and smooth loan application process.
Yes, Aditya Birla accepts minus CIBIL scores for Personal loans but only for loans upto Rs. 5 lakhs.
The minimum required age to apply for Aditya Birla Personal Loan is 23
The maximum required age to apply for Aditya Birla Personal Loan is 60
Yes, Aditya Birla offers funding to the Proprietorship Firm Employees too.
Yes, Aditya Birla offers funding to the Partnership Firm Employees too
If you are planning to apply for Aditya Birla Personal Loan, your minimum employment period must be 2 years.
The minimum vintage of the applicant’s employer must be 3 years to apply for Aditya Birla Personal Loan
No, it is not mandatory to provide a Co-applicant to apply for Aditya Birla Personal Loan
No, Aditya Birla doesn’t fund NRIs for Personal Loans.
No, the job profile of the Police is considered as a negative profile in Aditya Birla's Personal Loan.
No, the job profile of the Advocate is considered as a negative profile in Aditya Birla's Personal Loan.
No, employees of 4th grade occupation are considered as a negative profile in Aditya Birla’s Personal Loan.
Yes, partial payment is allowed in Aditya Birla’s personal loan
The foreclosure charges on Aditya Birla's Personal loan are applicable after 12 months
No, MCD employees are not applicable to apply for Aditya Birla Personal Loan
Yes, You can apply for Aditya Birla Personal Loan if you receive your salary through NEFT
Yes, You can apply for Aditya Birla Personal Loan if you receive your salary through RTGS
Yes, You can apply for Aditya Birla Personal Loan if you receive your salary through Company Transfer.
No, you can’t apply for Aditya Birla Personal Loan if you are receiving our salary in cash.
No, you can’t apply for Aditya Birla Personal Loan if you are receiving our salary through UPI.
The FOIR of Aditya Birla Personal Loan is 70%
Aditya Birla takes 7 days for the disbursement of a personal loan
Aditya Birla takes 3 days for the confirmation of a personal loan
Yes, you can apply for Aditya Birla Personal Loan online
What are the Repayment Options for Aditya Birla's Personal Loan?
You can repay your personal loan through RTGS, NACH, or through a cheque favoring Aditya Birla Finance Limited.
You can pay processing fees for Aditya Birla Personal Loan through cheques/NEFT/RTGS facility.
The customer care number of Aditya Birla is 1-800-270-7000
No, the Aditya Birla Personal Loans processing fee is non-refundable.