Here are a few factors

Rating 4.6 /
Total - 263 ratings
Location PAN INDIA
CIBIL Score 650+
Minimum Salary Per Month 20000/- Per Month
Applicant Age 23 Year to 60 Year
Loan Amount & Tenure 1 Lac to 50 Lac
(12 Month to 84 Month)
Rate of Interest (Type) 14% to 25% (Reducing)
Processing Fees 1% - 3%
Processing Mode & TAT Processing: Online
TAT: 3 Day to 7 Days
Foreclosure Charges After 12 Month
Part Payment Allowed Yes
OD Product Yes
BT+TopUp Yes
Minimum Job Experience 2 year
Current Employer Business Vintage 3 year
FOIR 80% of Net Salary
Whether Co-Applicant Mandatory No
USP 1. Funding to Minus 1 CIBIL Applicant upto 7 lac
Negative Profile 1. NRI Employee
2. Applicant receiving Salary in Cash/UPI/IMPS
3. NGO Employee
4. MCD 4th Grade Employee
5. Police
6. Advocate
Right Document : Easy Process

Required Documents to Apply for Aditya Birla Personal Loan

  • KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
  • Last 3 month Salary Slip
  • Last 6 month Bank Statement in PDF
  • Form 16 of last 2 year
  • Rent Agreement if rented or Utility Bill if residence is owned
  • Sanction Letter of all current running loan if any
  • Office ID Card or Official EMAIL ID if any

About Aditya Birla Personal Loan

Aditya Birla Finance offers Personal Loan to salaried individuals at competitive rates of interest. Taking a personal loan from Aditya Birla is one of the most variable options for consolidating your bills, wedding expenses, children's education, healthcare, and travel. Availing a personal loan that suits your requirement can help an individual to manage his/her financial commitments for the short term. Getting a personal loan from Aditya Birla is the easiest way to make all your financial dreams come true. With the best personal loan interest rates in the industry and a quick approval process, you can achieve your goals with greater ease.

Customer Care Details

You can reach out to Aditya Birla India, if you have any queries or require assistance.

Contact No. :- 1800 270 7000

Email :- [email protected] 

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, the amount will be disbursed to your account shortly.

Leave Your Question


Aditya Birla is providing personal loans to customers who are in need of sudden cash to meet some requirements. The process of availing of the loan is easy, and you can get that from their website.

When you need credit, you can apply for an Aditya Birla personal loan. The Bank verifies and accepts your unique loan application when you submit it to them. The loan money is then transferred to your bank account. You must reimburse the lender via EMIs for the duration of the loan repayment period after receiving the loan amount.

Aditya Birla Financial Services has always tried to make it easy for customers to get loans. To help you manage your account, they have introduced a new secure service platform called ABFL Connect. You can use your login details to access this secure website and manage your loan account.

To apply for a Personal Loan at Aditya Birla, your minimum salary needs to be Rs. 20,000 at least.

Yes, the processing fee for Aditya Birla Personal Loan is 3% of the loan amount.