Please Enter your mobile number and name to generate OTP
Features |
EMI Based Product |
OD Based Product |
Mode |
Online |
Online |
Loan Type |
EMI-based product where a customer pays a regular EMI every month. |
Overdraft based product where customers can pay and debit anytime |
ROI |
13% IRR |
1% to 1.5% per month on the total outstanding. Total outstanding includes Principal and all other charges, excluding interest. |
Prepayment |
NIL |
NIL |
Loan Amount |
Rs. 5,000 to Rs. 1,000,000 |
Rs. 5,000 to Rs. 1,000,000 |
Penal Charges |
2% per month on total outstanding principal |
2% per month on total outstanding principal |
Processing Fees |
Upto 2% (excluding GST) |
Upto 2% (excluding GST) |
Repayment Tenure |
1 year |
Indefinite, renewed every year |
Sudden financial needs can be very troublesome when you don’t have enough savings to meet that needs. However, we are here to help you out in every possible situation. Now there’s no need to worry about finances as Abhi Loans provides a unique Loan Against Mutual Funds. This loan is curated to keep you secured from the urgent need for money at the time of financial crunches. This loan is meant to keep your mutual funds safe, as you can take a loan against your mutual funds instead of selling them.
It’s high time to choose a fast loan against mutual funds to protect your money. Your units will stay yours, and you’ll keep earning from them throughout your tenure for an instant loan for a low credit score. Thus, with Abhi Loans, you can get instant funds you need for capital or emergencies without redeeming your MF units. Let’s move ahead and know more about the Loan Against Mutual Funds by Abhi Loans.
Features | EMI Based Product | OD Based Product |
Mode | Online | Online |
Loan Type | EMI-based product where a customer pays a regular EMI every month. | Overdraft based product where customers can pay and debit anytime |
ROI | 13% IRR | 1% to 1.5% per month on the total outstanding. Total outstanding includes Principal and all other charges, excluding interest. |
LTV Ratios | 1. LTV of 60% for Nifty 50 shares 2. LTV of 50% for non-Nifty 50 shares 3. LTV of 65% for Equity Mutual Funds 4. LTV of 75% for Debt Mutual Funds | 1. LTV of 60% for Nifty 50 shares 2. LTV of 50% for non-Nifty 50 shares 3. LTV of 65% for Equity Mutual Funds 4. LTV of 75% for Debt Mutual Funds |
Repayment Schedule | Monthly payment of Principal and Interest on the 5th of the Corresponding Month | Interest serving every month on the 5th of the Corresponding Month |
Prepayment | NIL | NIL |
Loan Amount | Rs. 5,000 to Rs. 1,000,000 | Rs. 5,000 to Rs. 1,000,000 |
Penal Charges | 2% per month on total outstanding principal | 2% per month on total outstanding principal |
Processing Fees | Upto 2% (excluding GST) | Upto 2% (excluding GST) |
Repayment Tenure | 1 year | Indefinite, renewed every year |
Lowest EMI: For your loan against securities, Abhi Loans provide a cheap EMI. For a loan of Rs. 1,000,000, EMIs start at Rs. 1166 per month.
Instant Acceptance: Receive immediate approval for your loan against securities, which will be paid in four hours. Moreover, they will refund half of your processing fees if they are late!
No Prepayment Fees: Since there are no prepayment fees associated with your loan, you are free to pay whenever you like.
Flexible Amounts: Get immediate funding in the range of Rs. 5,000 to Rs. 1,000,000 against your securities.
Retain Fund Growth: By pledging your assets, you may ensure that your wealth plan and savings continue to develop despite any borrowing.
Direct Transfer to Bank Account: Apply online from the convenience of your home and receive money instantly into any bank account.
Quick money on mutual funds as the loan is disbursed in 4 hours. If they delay, then they will return 50% of your processing fee!
Flexible loan ranges from Rs. 15,000 to Rs. 1,00,00,000 on your mutual funds.
Enjoy a loan size of up to 75% of your mutual fund unit value.
Very low EMI on your loans.
Pay interest only on the used amount.
Provider for an urgent loan with bad credit in India.
Single mutual fund unit holders can borrow a loan.
Mutual funds units in KFintech, CAMS & DEMAT can get lending too.
Indian residents and NRIs, Individuals between 18 and 75 years. Above 75 years those who provide a medical certificate.
PAN, Aadhar, Address proof
Approved Shares in Demat Form or Approved Mutual Funds in either Demat Form or Physical
You just need to follow 4 simple steps to get your loan from Abhi Loans:
Step 1: Visit the official website of ReferLoan.in
Step 2: Enter your full name and phone and generate OTP to start the lending process.
Step 3: Please fill out the form and submit the necessary documents to complete the KYC..
Step 4: Sit & wait, as your loan will be disbursed into your account within a few hours.
Moreover, for hassle-free loan approval, you can always count on us as we are here to assist you in getting your loan approved within seconds.
For instance, if "Shubham" applies for a Abhi Loan Mutual Funds Loan of INR 1 Lacs and get the loan sanctioned at the rate of 15 % with a tenure range of 36 Months , in such a case his EMI would be INR 3,467 and complete repayment amount till the end of 36 Months tenure would be INR 1,24,795 (i.e 3,467 EMI * 36 Months), wherein the total interest amount is INR 24,795 along with principal repayment of INR ₹1,24,795 . Few additional charges like those of minimal one-time processing fee Upto 2% (excluding GST) of loan amount may apply. T&C apply.
Year | Principal (A) |
Interest (B) |
Total Payment (A + B) |
Balance | Loan Paid To Date |
---|---|---|---|---|---|
2022 | ₹ 11,363 | ₹ 5,969 | ₹ 17,333 | ₹ 88,637 | 11.36% |
Aug | ₹ 2,217 | ₹ 1,250 | ₹ 3,467 | ₹ 97,783 | 2.22% |
Sep | ₹ 2,244 | ₹ 1,222 | ₹ 3,467 | ₹ 95,539 | 4.46% |
Oct | ₹ 2,272 | ₹ 1,194 | ₹ 3,467 | ₹ 93,267 | 6.73% |
Nov | ₹ 2,301 | ₹ 1,166 | ₹ 3,467 | ₹ 90,966 | 9.03% |
Dec | ₹ 2,329 | ₹ 1,137 | ₹ 3,467 | ₹ 88,637 | 11.36% |
2023 | ₹ 30,332 | ₹ 11,266 | ₹ 41,598 | ₹ 58,305 | 41.70% |
Jan | ₹ 2,359 | ₹ 1,108 | ₹ 3,467 | ₹ 86,278 | 13.72% |
Feb | ₹ 2,388 | ₹ 1,078 | ₹ 3,467 | ₹ 83,890 | 16.11% |
Mar | ₹ 2,418 | ₹ 1,049 | ₹ 3,467 | ₹ 81,472 | 18.53% |
Apr | ₹ 2,448 | ₹ 1,018 | ₹ 3,467 | ₹ 79,024 | 20.98% |
May | ₹ 2,479 | ₹ 988 | ₹ 3,467 | ₹ 76,545 | 23.45% |
Jun | ₹ 2,510 | ₹ 957 | ₹ 3,467 | ₹ 74,036 | 25.96% |
Jul | ₹ 2,541 | ₹ 925 | ₹ 3,467 | ₹ 71,495 | 28.51% |
Aug | ₹ 2,573 | ₹ 894 | ₹ 3,467 | ₹ 68,922 | 31.08% |
Sep | ₹ 2,605 | ₹ 862 | ₹ 3,467 | ₹ 66,317 | 33.68% |
Oct | ₹ 2,638 | ₹ 829 | ₹ 3,467 | ₹ 63,679 | 36.32% |
Nov | ₹ 2,671 | ₹ 796 | ₹ 3,467 | ₹ 61,009 | 38.99% |
Dec | ₹ 2,704 | ₹ 763 | ₹ 3,467 | ₹ 58,305 | 41.70% |
2024 | ₹ 35,208 | ₹ 6,390 | ₹ 41,598 | ₹ 23,097 | 76.90% |
Jan | ₹ 2,738 | ₹ 729 | ₹ 3,467 | ₹ 55,567 | 44.43% |
Feb | ₹ 2,772 | ₹ 695 | ₹ 3,467 | ₹ 52,795 | 47.20% |
Mar | ₹ 2,807 | ₹ 660 | ₹ 3,467 | ₹ 49,988 | 50.01% |
Apr | ₹ 2,842 | ₹ 625 | ₹ 3,467 | ₹ 47,147 | 52.85% |
May | ₹ 2,877 | ₹ 589 | ₹ 3,467 | ₹ 44,270 | 55.73% |
Jun | ₹ 2,913 | ₹ 553 | ₹ 3,467 | ₹ 41,356 | 58.64% |
Jul | ₹ 2,950 | ₹ 517 | ₹ 3,467 | ₹ 38,407 | 61.59% |
Aug | ₹ 2,986 | ₹ 480 | ₹ 3,467 | ₹ 35,420 | 64.58% |
Sep | ₹ 3,024 | ₹ 443 | ₹ 3,467 | ₹ 32,397 | 67.60% |
Oct | ₹ 3,062 | ₹ 405 | ₹ 3,467 | ₹ 29,335 | 70.67% |
Nov | ₹ 3,100 | ₹ 367 | ₹ 3,467 | ₹ 26,235 | 73.76% |
Dec | ₹ 3,139 | ₹ 328 | ₹ 3,467 | ₹ 23,097 | 76.90% |
2025 | ₹ 23,097 | ₹ 1,169 | ₹ 24,266 | ₹ 0 | 100.00% |
Jan | ₹ 3,178 | ₹ 289 | ₹ 3,467 | ₹ 19,919 | 80.08% |
Feb | ₹ 3,218 | ₹ 249 | ₹ 3,467 | ₹ 16,701 | 83.30% |
Mar | ₹ 3,258 | ₹ 209 | ₹ 3,467 | ₹ 13,443 | 86.56% |
Apr | ₹ 3,298 | ₹ 168 | ₹ 3,467 | ₹ 10,145 | 89.86% |
May | ₹ 3,340 | ₹ 127 | ₹ 3,467 | ₹ 6,805 | 93.19% |
Jun | ₹ 3,381 | ₹ 85 | ₹ 3,467 | ₹ 3,424 | 96.58% |
Jul | ₹ 3,424 | ₹ 43 | ₹ 3,467 | ₹ 0 | 100.00% |
Here are the contact details in case you require any kind of help from Abhi Loans.
Reg. Office
2 Floor, GR Towers, L-127,
4th Main Rd, Sector 6,
HSR Layout, Bengaluru, Karnataka. 560102
Customer Service e-mail: support@abhiloans.com
Contact Number: +91 93106 37483
CIN Number : U65100KA2015PTC083383
In a loan against mutual funds, your mutual funds are kept as the security or collateral.
As you obtain a fast loan with a low credit score to receive money for an emergency, the units will continue to make returns.
The customer can satisfy all of their personal and investment demands, as well as address any contingencies, financial requirements, or investment needs. It is the best method for obtaining liquidity without selling the securities.
There’s no as such age requirement, but typically, one must be above 18 years of age and must hold a mutual fund as an asset.
The ROI on your loan can vary from 13.00% to 16.00%. It will be confirmed once your loan is approved.
For the KYC purpose, ensure to keep the following documents handy: PAN Card, Address Proof (Aadhaar / Driving License / Passport / Voters Id) Applicant Photo, Applicant Signature Bank Proof (Name printed cheque leaf /Bank statement )