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Yes Bank Credit Card
YES Bank offers a wide range of credit cards to suit various needs, including those related to shopping, travel, rewards, cashback, lounge access, and more.
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Yes Bank Credit Card
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Credit Card
Your Access to Financial Freedom!
YES Bank offers a wide range of credit cards to suit various needs, including those related to shopping, travel, rewards, cashback, lounge access, and more. Both low annual fee credit cards with minimal perks and premium cards with exceptional privileges are available. Continue reading to learn more about YES Bank Credit Cards in-depth, including their features, and fees.
Say Yes to the Card that Fits You Right
With YES Bank you can get your hands on one of the best credit cards
Credit Card
Making Your Path to Your Credit Card Smoother!
Visit Our Website
For the first step, you will have to visit our website to explore the options that fit your needs.
Select and Apply
Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Credit Card!
Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.
Credit Card
Features & Benefits of the Best Yes Credit Cards
YES Bank Prosperity Edge Credit Card
- Get rewarded faster with Accelerated Reward Points on select transactions.
- 15,000 bonus reward points on reaching INR 6 lakhs worth of spend in each anniversary year.
- A dedicated website is provided for booking flight/hotel/movie tickets with an exclusive catalog of products.
YES Bank Prosperity Rewards Plus Credit Card
- YES Bank Prosperity Rewards Plus Credit Card
- Get 12,000 bonus reward points every year when you spend INR 3.6 lakh or more.
- Enjoy a fuel surcharge waiver at all fuel stations across the country.
YES Bank Prosperity Credit Card
- Get rewarded faster with Accelerated Reward Points on select transactions.
- Earn up to 10,000 bonus reward points when you spend INR 1.8 lakhs or more each anniversary year
- Enjoy a fuel surcharge waiver at all fuel stations across the country.
Required Documents for YES Credit Card
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Salaried income documents
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Last 3 months' salary slip
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Form 16 of last 2 years
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Income Tax Return if any of last 2 Years
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Last 3 months' bank statement if the salary directly credited in the bank account
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Certificate of employment from current employer
Self Employed person documents
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Income tax returns of previous 2 years
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Statement of finances with a proper balance sheet with profit and loss in that sheet
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Bank statement with continuity of business
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GST registration evidence of business
Card to Card Documents
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Government Issued Photo ID
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Proof of Residency
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Proof of Income
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Applcation Form
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Authorization to run a Credit Check (if required)
Eligibility
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Minimum of 21 years of age and maximum of 60 years.
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Salaried or self-employed individuals with a steady source of income.
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Minimum monthly income of INR 40 thousands (can be more for YES Prosperity Edge Credit Cards).
Note : YES may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
How to Apply for an YES Credit Card
The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick. .
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Visit the website of ReferLoan
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There you can find the list of credit cards on the top.
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Choose an YES BANK card and click on the ‘Check Eligibility’ button
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You will be prompted with a list of questions
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If you’re eligible for the card, you will be redirected to the online application page.
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Fill in all the required fields on the page before clicking on ‘Submit’.
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You will then be asked to upload the documents – do the same and click on ‘Submit’
How to Redeem an YES BANK Credit Card Reward Point?
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Log in using your registered number and select your credit card category
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Select the products and add them to the cart
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Proceed with the checkout and enter the required credit card details
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Click on the Redeem button
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The cardholder will receive their redemption confirmation on their registered mail ID and contact number
YES Bank Credit Card Login for Net Banking
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Log on to www.yesbank.in
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In the NetBanking section, select "Retail" and click on "Login"
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Click on the link "Register Online/First Time Users"
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Enter your Customer ID, Debit Card Number & ATM PIN
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Create your NetBanking Password
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Click on "Register Online
In Case of Any Query
Contact : 18001031212
Mail Id : yestouchcc@yesbank.in
YES Bank credit card charges
| Fee Type | Amount |
|---|---|
| Joining/Annual Fee | Varies from one card to Another |
| Finance Charges |
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| Late Payment Fee |
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Yes Bank Credit Card Approval Process
The approval process for a Yes Bank credit card typically involves the following steps:
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Check eligibility: The first step is to check if you meet the eligibility criteria set by the bank. This usually includes factors such as age, income, credit score, employment status, etc.
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Submit application: Once you have checked your eligibility, you can submit an application for a credit card through the bank's website or by visiting a branch in person. You will need to provide details such as your personal information, contact details, employment details, income details, etc.
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Verification: After you submit your application, the bank will verify the information you have provided. This may involve a background check, checking your credit score, and verifying your income and employment details.
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Approval: If your application is approved, the bank will inform you and issue you a credit card. The approval process usually takes a few days to a few weeks, depending on the bank's internal processes and the completeness of the information you have provided.
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Activation: Once you receive your credit card, you will need to activate it by following the instructions provided by the bank. You will typically need to call a phone number or visit the bank's website to activate your card.
FREQUENTLY ASKED QUESTIONS
Setting PIN for YES Bank Credit Card is quite easy with the help of YES bank net banking, or else you can download YES Bank Mobile App.
In case of any such incident, you can get your card blocked by calling the YES bank phone banking number - 18001031212 (Toll-Free for Mobile and Landline in India) / +91 2249350000 (if calling from abroad).
The credit limits may vary on the variant of the card and its guidelines.
All the credit cards of YES Banks serve its own purpose and cater to different audiences and requirements. But the most demanded YES Bank Credit Card is YES First Preferred Credit Card.
You can easily do that by calling 18001031212 and asking customer care to increase your existing credit card limit.
The annual fee of YES Bank Credit Card may differ on your choice of card, whereas the fee starts from Rs. 399.
The joining fee of YES Bank Credit Card may differ on your choice of card, whereas the fee starts from Rs. 399 to Rs. 1,499.
YES Prosperity Rewards Plus Credit Card and YES Prosperity Business Credit Card offer an annual charge of Rs. 399, which is the lowest amongst all the other YES Credit Cards.
YES Bank FinBooster Credit Card doesn’t ask for any joining fees.
YES Bank FinBooster Credit Card doesn’t ask for any joining fees.
The joining fee for YES First Preferred Credit Card is Rs 999 + Applicable Taxes
YES First Preferred Credit Card and YES First Exclusive Credit Card are the most demanded YES Bank Credit Cards.
If you are a salaried individual your net monthly income must be at least Rs.25,000. And if you are Self-employed your Income Tax returns must be Rs.5 lakh or above.
No, you can’t apply for a YES Bank Credit Card with a monthly salary of Rs. 10,000 as the minimum required monthly salary for the same is Rs. 25,000. Although you can get in touch with the bank in case of any exceptions.
No, you can’t apply for a YES Bank Credit Card with a monthly salary of Rs. 15,000 as the minimum required monthly salary for the same is Rs. 25,000. Although you can get in touch with the bank in case of any exceptions.
No, you can’t apply for a YES Bank Credit Card with a monthly salary of Rs. 15,000 as the minimum required monthly salary for the same is Rs. 25,000. Although you can get in touch with the bank in case of any exceptions.
No, you can’t apply for a YES Bank Credit Card with a monthly salary of Rs. 20,000 as the minimum required monthly salary for the same is Rs. 25,000. Although you can get in touch with the bank in case of any exceptions.
Yes, you can apply for a YES Bank Credit Card with a monthly salary of Rs. 25,000 as the minimum required monthly salary for the same is Rs. 25,000 only.
Yes, you can apply for a YES Bank Credit Card with a monthly salary of Rs. 30,000 as the minimum required monthly salary for the same is Rs. 25,000 only.
To apply for a YES Bank Credit Card the applicant needs to have a CIBIL Score of 750 or above.
No, to apply for a YES Bank Credit Card you need a minimum of 750 of the CIBIL score. Although you can reach out to the bank in case of any exceptions.
No, if you have no Credit History you won’t be qualified to apply for YES Bank Credit Card. A stable credit history shows that you are a responsible borrower.
Yes, a bad CIBIL score will definitely affect your chances and eligibility for getting a YES Bank Credit Card.
If you are someone who is 21 or above you can apply for a YES Bank Credit Card.
No, to apply for a YES Bank Credit Card your age must be 21 or above, Although students can get an add-on credit card.
No, you can’t apply for a YES Bank Credit Card as the maximum age to apply for it is 60
Your YES Bank credit card should be used only for small purchases, or better yet, paid off each month. This will help you establish a good credit history and increase your credit limit over time.
Yes, you can apply for a YES Bank credit card from any corner of India.
YES Bank Credit Cards give you special deals and privileges at your favorite merchants, as well as rewards for using the card. You'll enjoy low-interest rates and great service.
The Joining Fee of the YES Bank Prosperity Reward Plus Credit Card is Rs 399.
The charged joining fee on YES Prosperity Reward Plus Credit Card will get reversed on spends of Rs 5,000 within 30 days of the card Set up.
The Renewal membership fee for YES Prosperity Reward Plus Credit Card is Rs 399.
The charged annual fee on YES Prosperity Reward Plus Credit Card will get reversed on spends of Rs 50,000 within 12 months prior to the renewal.
You can Register yourself for the YES BANK Net Banking facility and make Credit Card payments online you can also do the same through their apps.
No, YES Prosperity Reward Plus Credit Card doesn’t charge any processing fees.
Yes, YES Prosperity Rewards Plus Credit Card is also available against a Fixed Deposit of INR 30,000 and above
You can reach out to YES bank by calling their 24*7 YES TOUCH Customer Care Number 1800-103-1212
Yes, salaried individuals can apply for YES Bank Credit Card
Yes, Self-employed people can apply for YES Bank Credit Card
You can generate your YES Credit Card PIN through Net Banking. You can also do the same by YES Mobile App: Login to YES Mobile App> Credit Card > Set/Reset PIN (Steps for YES Mobile Registration). Also, through the IVR Self Service: Call 1800 103 1212 > Select the option - "Generate/Change Credit Card PIN" from the Credit Card menu.
You can apply for a YES Bank credit card by visiting the official website of YES Bank or you can also apply from any thief party platform such as ReferLoan.
Yes, YES Bank offers a cash withdrawal feature on most of its credit cards, also known as a cash advance facility.
Yes, you will get a 25% Discount on Movie Tickets booked through BookMyShow with YES Premia Credit Card.
Yes, with YES Prosperity Edge Credit Card, the applicant can avail of 1 Domestic Lounge Access per Quarter.
To apply for YES First Exclusive Credit Card the applicant must have a Minimum Net Salary of INR 2 lakhs per month or an Income Tax Return of INR 18 lakhs and above.
The joining fee for YES First Exclusive Credit Card IS Rs 1,999 + Applicable Taxes.
The approval
process for a Yes Bank credit card typically involves the following steps:
- Check eligibility: The first step is to check if you meet the
eligibility criteria set by the bank. This usually includes factors such
as age, income, credit score, employment status, etc.
- Submit
application: Once you have checked your eligibility, you can submit an
application for a credit card through the bank's website or by visiting a
branch in person. You will need to provide details such as your personal
information, contact details, employment details, income details, etc.
- Verification:
After you submit your application, the bank will verify the information
you have provided. This may involve a background check, checking your
credit score, and verifying your income and employment details.
- Approval: If
your application is approved, the bank will inform you and issue you a
credit card. The approval process usually takes a few days to a few weeks,
depending on the bank's internal processes and the completeness of the
information you have provided.
- Activation: Once you receive your credit card, you will need to
activate it by following the instructions provided by the bank. You will
typically need to call a phone number or visit the bank's website to
activate your card.