People have become more aware of their spending. With credit cards, the charges are already high, so why pay even more? SBI credit card benefits are adding value to banking and shopping. Be it for reward points, travel insurance, or welcome perks, the features will help you get more in your hands.
For the first step, you will have to visit our website to explore the options that fit your needs.
Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.
One of the most important steps. Now you will have to submit all the required documents digitally.
Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
The documents required for a card-to-card application vary, but common documents include:
Note : SBI may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
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Yes, SBI Card has an app called SBI Card, which is available on Android and iOS. You can register and view your credit card account details, raise card-related requests, execute transactions, and place requests for other SBI products, among other things, once you download the app.
Not at all. However, a few SBI credit cards allow you to pay off your balance with reward points. SBI Card Prime, SBI Card Elite, and SBI Simply SAVE Advantage, for example, will enable you to redeem reward points against outstanding card balances. You can redeem Rs.1 for every four reward points on these cards.
For applying for an SBI credit card, you should earn a minimum of Rs. 18,000 monthly. However, the higher the wage, the more premium the card is. The customer is always requested to show proof of income while applying for the card.
The bank may take up to 21 days to complete your SBI credit card application after you submit it, together with the relevant documents. It could take much longer if there are any missing documents or other difficulties with the application. Meanwhile, you can use SBI's 'Track Application' feature at www.sbicard.com/en/eapply.page#track-retrieve-form to track the status of your credit card application.
You can use your SBI credit card to get a cash advance. Your card allows you to withdraw a limit of Rs.15,000 every day. Cash withdrawals are limited to 80 percent of your total SBI credit limit. Accepting a cash advance will result in a monthly finance charge of up to 3.35 percent.
If you are traveling overseas, you must first go to the Main menu in the SBI credit card application, click on “services,” and then click on “manage card usage” under that column, select the transaction type of the SBI credit card from Domestic to International.