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ICICI Bank Credit Card

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Product Rating

4.5 /5

Total - 768 ratings


No Annual Fees

No Joining Fees
Fuel Surcharge Waiver
Discounts on shopping, dining, movies and more.
Quick and Secure Contactless Payments

ICICI Credit card: ICICI Bank is one of India’s leading credit card issuers. ICICI credit cards are available to fit a variety of purposes, including fuel, travel, online shopping, food, entertainment, and more. However, with so many card possibilities, choosing the best ICICI credit card for you might be difficult. We’ve compiled a list of the most popular ICICI credit cards, together with their fees & charges, ratings, and eligibility, to assist you in finding the proper credit card. Before you apply, read the card’s details and our evaluation.

ICICI Bank Emeralde Credit Card

Annual Fee 5%
Redeem your Payback Points 
1. movie and travel vouchers
2. lifestyle product
3. mobiles
4. appliances 
Reward Points system
4 PAYBACK Points on every Rs. 100 spent on all retail transactions except fuel
1 PAYBACK Point on every Rs. 100 spent on utilities and insurance categories
The card offers a Flexible Membership Plan
Their Monthly Membership Fee Is Rs.1,000 + GST which will be waived off on spending Rs.1 lakh in the previous month.
The Annual Fee is Rs.12,000 + GST which will be waived off on spending Rs.15 lakh in the previous year
Here are the highlights of ICICI Bank Emeralde Credit Card
It is best suited for those who want to avail of lifestyle benefits
All existing ICICI Bank Global Private Client customers are eligible for this card
The applicants should have a minimum salary of Rs. 3 Lakh per month or if they’re self-employed they should file an ITR of Rs. 30 lakh every year.


Have a question? We've got answers!

To avail ICICI credit card, your salary should be at least Rs. 15,000 per month.

Your age should be 21 to 60 years and must have a regular source of income. Additionally, your eligibility will depend on your good credit score. Finally, you should be a citizen of India or NRI.

Yes, you can link your ICICI credit card on the iMobile app. Create your account on iMobile and hit the credit card section. Then, tap on 'Request' and enter 'Link credit card'. Now, obey all the instructions and link your bank account.

The ideal CIBIL score for an ICICI credit card should be at least 750. You get useful offers and rewards and faster approval.

Apply for ICICI Coral Credit Card which is recommended for shopping. It offers shopping discounts and rewards. In addition, the coral credit card's payback percentage is less.