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Benefits & Features of HDFC Regalia Gold Credit Card
The HDFC Regalia Gold Credit Card is a good option for people who want to spend their money on various things, such as travel, dining, and shopping - it offers lots of benefits in return.
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Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.
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₹ 1,500 worth of vouchers on quarterly spends of Rs. 1.5 lakh.
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₹ 5,000 worth of flight vouchers on annual spends of Rs. 5 lacks and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
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5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
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Complimentary lounge access at over 1000 airports
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4 Reward Points on every Rs.150 spent On retail* 2% Foreign Currency Markup on all your foreign currency spends.
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Revolving Credit at nominal interest rate
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Zero Lost Card Liability
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Exciting vouchers on annual spending milestone achievements
One Step Closer to a Better Lifestyle
Visit Our Website
For the first step, you will have to visit our website to explore the options that fit your needs.
Select and Apply
Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Credit Card!
Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.
Required Documents for HDFC Regalia Gold Credit Card
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
HDFC Regalia Gold Credit Card & Charges
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Joining Fee: Rs. 2500 + Applicable Taxes
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Annual Fee: Rs. 2500 + Applicable Taxes
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Interest-Free Period: Up to 50 days
The applicant must fulfil the below Eligibility to Apply for HDFC Regalia Gold Credit Card
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Occupation: Salaried or Self-employed
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Minimum Income for Salaried Applicants:Net Monthly Income> Rs 1,00,000
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Minimum Income for Self-employed Applicants: ITR > Rs 12 Lakhs per annum
FREQUENTLY ASKED QUESTIONS
No, being an Indian Resident is mandatory to apply for HDFC Regalia Gold Credit Card.
The joining fee for HDFC Regalia Gold Credit Card is Rs. 2500 + applicable taxes
The Cash Advance Limit of the HDFC Regalia Gold Credit Card is 40% of the Credit Limit
Yes, you can spend 4 lakhs in a year and get a waiver of next year's annual membership fees
The customer care number for HDFC Bank is 1800 202 6161 / 1860 267 6161 which is accessible all across India.