Here are a few factors

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12 Complimentary domestic and international airport lounge access

Up to 4 reward point on every Rs.150 spent
Bonus 10,000 Reward Points on Rs. 5 lakhs spends
Zero Lost Card Liability
Up to 2 % Foreign Currency Mark up
Hdfc Regalia Credit Card

Unlock a World of Possibilities with Hdfc Regalia Credit Card

The HDFC Regalia Credit Card is a good option for people who want to spend their money on various things, such as travel, dining and shopping – it offers lots of benefits in return. It gives back rewards points on all your spending which can be used towards future purchases.

If you’re looking for a premium card that offers perks worth splurging on, the HDFC Regalia Credit Card is the right choice for you.

  • Card Type: Premium
  • Best Suited for: Shopping & Travel
  • Joining Fee: Rs. 2,500
  • Renewal Fee: 2500+18% GST SRB based (1 LAKH) used within 3 month
  • Reward Points Validity: 2 Year
  • Best feature: Earn 4 Reward Points on every Rs.150 spent
Visit Our Website

For the first step, you will have to visit our website to explore the options that fit your needs.

Select and Apply

Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Credit Card!

Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.

Make the Process Easy with the Right Documents

Documents required for Apply

PAN Card

Aadhaar Card

Latest card statement

Voter ID

6 Month vintage proof

The applicant must fulfil the below eligibility criteria to apply for this credit card:

  • Occupation: Salaried or Self-employed
  • Minimum Income for Salaried Applicants: Rs. 1 lakh p.m.
  • Minimum Income for Self-employed Applicants: ITR > Rs. 12 lakh p.a.

HDFC Regalia Credit Card: Fees & Charges

  • Joining Fee: Rs. 2,500
  • Annual fee: Rs. 2,500 (waived off on spending Rs. 3 lakh in a year)
  • Finance Charges: 3.6% p.m. (43.2% p.a.)
  • Late Payment Charges for statement balance:
    • Less than Rs. 100: Nil
    • Rs. 100 to Rs. 500: Rs. 100
    • Rs. 501 to Rs. 5,000: Rs. 500
    • Rs. 10,001 to Rs. 25,000: Rs. 800
    • Rs. 25,001 to Rs. 50,000: Rs. 1,100
    • More than Rs. 50,000: Rs. 1,300

Self Employed person documents

  • Income tax returns of previous 2 years
  • Statement of finances with a proper balance sheet with profit and loss in that sheet
  • Bank statement with continuity of business
  • GST registration evidence of business
All You Need, Just a Swipe Away!

Features and benefits : HDFC Regalia Credit Card

HDFC Regalia Credit Card offers premium benefits that include fuel surcharge waiver, insurance cover, and concierge service. It also comes with multiple categories of savings on shopping, travel expenses and more. Let us discuss features and benefits in brief.

Up to 10,000 Reward Points

HDFC Regalia Credit Card is giving a 10,000 reward points bonus for achieving the spending milestone. The following are details about the reward points:

  • 4 reward points per Rs. 150 on all spends, such as insurance, education, utilities, and rent.
  • 10,000 bonus reward points in the anniversary year when you spend Rs. 5 lakhs.
  • 5000 additional bonus for spending more than 8 lakhs.

How to Redeem HDFC Reward Points?

  • On the HDFC Credit Card page, you can find the list of HDFC credit cards on the top.
  • Choose a card and click on the ‘Check Eligibility’ button
  • You will be prompted with a list of questions
  • Answer them to know your eligibility.
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in all the required fields on the page before clicking on ‘Submit’.
  • You will then be asked to upload the documents – do the same and click on ‘Submit’
Airport Lounge

Complimentary Lounge Access

You can now have complimentary international and domestic lounge access via this credit card. The details are as follows:

  • 12 complimentary airport lounge visits per year, both domestic and international terminals (6 in each).
  • With complimentary Priority Pass membership, you’ll get 6 free lounge access in a calendar year, outside of India.
  • One person is allowed to come with Priority Pass membership.
Get Extra With Indusind Platinum Credit Card

Additional advantages

Besides the rewards and travel benefits, this credit card also offers an insurance cover, fuel surcharge waiver, low foreign currency markup fee.

Fuel Surcharge waiver: 1 percent fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 at all India’s fuel stations.

Lower Foreign currency markup fee: On your transactions, you will be charged a 2% foreign currency markup fee.

Insurance coverage:

  • Accidental air death cover worth Rs. 1 Crore.
  • Emergency overseas hospitalisation: up to Rs. 15 lakhs.
  • Lost Card Liability Cover: Upto Rs 9 lakhs
Leave Your Question


Zero Lost Card Liability means you won't be held responsible for unauthorized transactions made on your HDFC Bank Regalia Credit Card if you report it immediately to our 24-hour call center.

The foreign currency markup on HDFC Bank Regalia Credit Card is 2% on all your foreign currency spends.

The interest rate on your HDFC Bank Regalia Credit Card is 3.49% per month.

The joining/renewal fee for HDFC Regalia Credit Card is Rs. 2500/- + Applicable Taxes

The age of applicant must be between 21 to 60 years to be eligible to apply for this card.