Here are a few factors

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Location PAN INDIA
CIBIL Score 720+
Processing Online
Business Vintage 2 Year
Minimum Turnover No Turnover Criteria
Loan Amount & Tenure 1.5 Lac-30 Lac( 12 month to 60 Month)
Loan Product Term Loan & OD Product
Rate of Interest & Type 21% to 24% (Reducing)
TAT Sanction-1 Days, Disbursement-3 Days
Processing Fees 2%-3%
Foreclosure Charges 4%
Applicant Type Any Self Employed Person
Whether Co-Applicant Mandatory Yes if Applicant is Other than Proprietorship Firm or if applicant age is< 30 year
Proprietor Age/Co-Applicant Age 24 Year- 65 Year(at the time of maturity)
Part Payment Allowed NO
Whether Ownership Proof Required Either Office or Residence must be Own
Business Registration Proof Mandatory Yes
Program GST Program-35 Lac, ABB Program-30 Lac, Income Program-50 Lac
Product for Professionals No
Negative Profile Both Side Rented, Grain Traders, Jewellers, Share Traders, Gym, Tour & Travel, Real Estate
USP Sanction in 24 hours
Additional Minimum 51% Shareholding required on Loan if applicant is LLP/Partnership firm/Company 2. Textile industry, Civil Contractor, Coal Industry, Aviation Sector & Manpower Industry is catious profile
Right Documents - Easy Process

Required Documents To Apply For Bajaj Finserv Business Loan

Documents Required

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Copy of GST registration
  • Copy of MSME registration
  • Copy of Last 12 month GST return
  • Sanction letter of all running loan
  • Debt Sheet
  • Latest utility Bill of residence if owned or rent agreement if rented
  • Latest utility Bill of Office if owned or rent agreement if rented
  • 2 Reference with contact details
  • Last 3 year Debtors & Creditors on letter head
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Note : Bajaj Finserv Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Some Important Points

1. KYC Means
If Applicant is
  • Company-MOA, AOA, COI , PAN Card
  • Partnership Firm/LLP- Partnership Deed & PAN Card
  • Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
For Co-Applicant
  • KYC means  Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
  • Company : Directors
  • Partnership firm/LLP : Partners
  • Proprietorship Firm : Spouse of Proprietor
2. If applicant is professional, then his professional degree is required

About Bajaj Finserve (Small Segment) Business Loan

With a Bajaj Finserv business loan, your small firm may enter a world of limitless possibilities. This financing solution, which is intended to be your partner in development, sparks success, growth, and innovation at every turn.

Taking advantage of chances is crucial in the dynamic world of small company endeavours. Your ambitions will be exceeded with the help of Bajaj Finserv's customized approach. Your firm may grow unrestrictedly with smooth operations and quick access to capital.

With a small business loan from Bajaj Finserv, you can strengthen your small business and create the backdrop for outstanding success.

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Leave Your Question


A business loan is a certain amount borrowed from any lender for the purpose of starting or expanding a business. 

The minimum ROI of a Bajaj Finserv (small segment)Business Loan is 21% per annum

The maximum ROI of a Bajaj Finserv (small segment)Business Loan is 24% per annum

The highest loan amount you can avail with a Bajaj Finserv (small segment)Business Loan is Rs. 30 Lacs 

The minimum loan amount you can avail of with a Bajaj Finserv (small segment)Business Loan is Rs. 1.5 Lacs.