ReferLoan Pvt. Ltd. takes and addresses all the data concerns of the applicants in terms of safety, confidentiality, and security. Ensuring the right safety to the given data of the customer, maintaining the line of unassailability for the customers.
ReferLoan is not engaged in any money lending activities and is only providing an online platform for users to leverage money lending by registered financial entities.
ReferLoan ensures that there is no breach or misuse of the provided data and that all the data security guidelines are followed properly in line with the best industry practices.
ReferLoan is just a service provider and doesn’t support or hold accountability for any payment transaction
Here with this Privacy Policy we are informing how we protect and use the provided personal information by the user of our Mobile App in connection with our services and in the favour of our API and UTM partners.
ReferLoan has partnered APIs with various banks and NBFCs to make the user experience friendly and allow them to access multiple banks (third-party networks and databases) all in one place.
Through these APIs the communication gateway between the applicants and the Bank/NBFCs becomes smoother
The applicants fill in their personal information through ReferLoan’s Website where all the raw data is automatically delivered to the concerned Bank/NBFC
Following this, the approval, rejection, or any other move on the user’s application or personal data is performed by the concerned party
ReferLoan doesn’t hold any accountability or liability of the further uses of the data once it is directed to the concerned authority.
In between the process, ReferLoan doesn’t misuse or store your data for any use except as directed by law or as per mandate received from the customer.
While submitting your personal information to the chosen API, ReferLoan will ask you to submit informations such as:
First Name of the Applicant,
Last Name of the Applicant
PAN Card Number
Aadhar Card Number
Gender of the Applicant
Date of the Birth of the Applicant
E-Mail ID of the Applicant
Contact Number of the Applicant
Name of the Employer Company
Employment Status ID of the Applicant
Salary Payment Mode
Work Mail ID of the Applicant
Profession Type ID
Joining Date of the Current Company
Total Work Experience Category ID
Salary of the Applicant
Bank Account Number of the Applicant
Bank’s Name
Bank Code
Bank City
Bank State
Full Name of the Bank Account Holder
IFSC code of the Bank Account
Qualification Type ID
Highest Education Institution’s Name
Current Residence Type
Current Address Line 1
Current Address Line 2
Current Pincode
Current City
Current State
Current Residence Stay Category ID
Current Company Address Line 1
Current Company Address Line 2
Current Company City
Current Company Pincode
Current Company State
Loan Purpose ID
Applicant’s Father’s First Name
Applicant’s Father’s Last Name
Applicant’s Mother’s First Name
Applicant’s Mother’s Last Name
Applicant’s Marital Status
Bank’s Branch
Bank’s District
Bank’s Contact Number
Name of the Banks/NBFC’s APIs Acquired by ReferLoan
Name of Bank/NBFCs | Contact Detail |
Standard Chartered Loan API | 6601 4444, 3940 4444, 1800 345 1000, and 1800 345 5000 |
Standard Chartered CC API | 6601 4444, 3940 4444, 1800 345 1000, and 1800 345 5000. |
Indian Gold API | 080-68495878 |
Tata Capital Used Car Loan API | 1860 267 6060 |
Faircent Personal Loan API | 0120 465 9902 |
Cashe Personal Loan API | 80975 53191 |
Ruptok Gold Loan | 9513319778 |
Finzy Personal Loan API | 9341 300 300 |
Flex Salary Personal Loan API | 040-4617 5151 |
Mpokket Personal Loan API | 033 6645 2400 |
Kreditbee Personal Loan API | 080-44292200 |
Paysense Personal Loan API | support@gopaysense.com |
Upward Fintech Personal Loan | 1860-267-4777 |
In Terms of UTMs
ReferLoan has partnered with multiple Banks/NBFCs by acquiring its UTMs.
These UTMs (Urchin Tracking Module) help ReferLoan to pinpoint specific sources of user’s traffic directly to the concerned financial platform (Bank/NBFCs).
ReferLoan’s website demands the user to fill in just their name and contact details which creates a Referal Code in the database.
With the help of this referral code, the user is directed to the concerned Bank/NBFC without storing any sort of private information or data.
In the UTM process, ReferLoan doesn’t demand to fill in any sort of private information of the user. Hence, ReferLoan is not accountable for any kind of data mishandling or breach.
ReferLoan is just a service provider and doesn’t support or hold accountability for any payment transaction
Name of the Banks/NBFC’s UTMs Acquired by ReferLoan
Name of Bank/NBFCs | Contact Detail |
WeRize Personal Loan | Not Mentioned |
Money Wide Personal Loan | 9911862226 |
ICICI Business Loan OverDraft | 18001080 |
Axis Bank Credit Card | 1860 500 5555 |
Axis Bank Savings Account | 1800–103–5577 |
AU Bank Credit Card | 1800 1200 1200 1800 26 66677 |
YES Bank Credit Card | 18001031212 |
Insta Money Personal Loan | 022 48913091 |
Abhi Loans Against Shares | 9310637483 |
Axis Bank Personal Loan | 1800–103–5577 |
Finance Peer Education Loan | 9554123123 |
HDFC Bank Credit Card | 1860 267 6161 |
Open Axis Bank Savings Account | 1800–103–5577 |