Who is eligible to take a personal loan


In between 21 to 68 years

Employment status

A minimum period of 2-5 years should be spent by the person as a professional in any field before applying for the personal loan

Employment type

Salary income, business owner, self-employment, retired, housewife, or any student

Work experience

The individual applying for the loan should have a minimum work experience of -13 years and above

Credit score

The CIBIL score of an individual applying for a personal loan should not be less than 750 points


65% of the income earned by an individual

Monthly income

Above Rs. 5000 per month