Here are a few factors

Rating 5 /
Total - 1 ratings
Location 50Km from Branch
CIBIL Score 680+
Applicant Salaried & Self Employed Both
Applicant Age Salaried-21 Year to 60 Year
Self Employed-21 Year to 70 Year
Loan Amount & Tenure 5 Lac to 1Cr
(5 Year to 30 Year)
Login Fees 1180
Rate of Interest & Type 9.90% to 11% (Reducing)
TAT 4 Days
Processing Fees 1%+GST
Insurance & Other Charges Insurance Charges:0%-2%
Foreclosure Charges Nil for Individual & 2% for other than individual
Minimum Income Which is fit to cover EMI 
Lock In Period 1 Month
Part Payment Allowed Yes
Home Loan OD Product No
LTV (i)Upto 10 Lac-100%
(ii) >10 Lac<=20Lac-95%
(iii) >20 Lac-30 Lac- 90%
(iv)>30 Lac<75 Lac-80%
(v)>75 Lac-75%
Product 1. Seller BT Product
2. New Purchase
3. BT+Topup
4. Plot Purchase+Construction
5. Home Renovation
Program 1. Banking Program-1Cr
2. BT+Topup-Upto 1 Cr
3. Normal Income- Upto 1 Cr
4. Without ITR-1 Cr
5. RTR Program-1 Cr
CO - Applicant Yes
FOIR 1.Salary <70K-70%, >1 Lac-80%
2. Self Employed-100% of Income
Negative Profile Jewellers & Wine Shop
Funded Property Type (i) Residential Property (ii) Residential Approved Plot Purchase (iii) Residential Plot Purchase & Construction
Negative Property (i) GPA Property(ii) Demolition List Property (iii) Un-Approved Plot (iv) Bachha Flat (v) Lal Dora
(vi) Sub-divided Property(vii)Auction List Property (viii) Un-approved Freehold Property (ix) 4th Floor & above
Accepted Collateral Other than Negative Property 
Business Vintage for Self Employed Person 3 Year
Minimum Job Experience for Salaried Person 2 Year
Experience with Current Employer 3 Month
Any Specific Product for Professionals No
USP (i) Funding on PM Uday Property (ii) No Negative Profile
Additional Funding to Cash Salary Applicant also
Yes Bank Home Loan
Leave Your Question


YES Bank offers an interest rate that starts at 9.90% annually and fluctuates depending on the program's features.

 Interest rate breaks are available to borrowers with good credit scores.

 Depending on the applicant, the interest rate on the EMI for a home loan varies.

Ans. No, you can use this housing loan amount for remodeling or repair work on your existing house. This can entail, among several other things, repainting, buying new furniture, and including more rooms in the current one. 

There is a maximum amount of Rs. 1.5 lakh that may be claimed. As per the provisions of the Income Tax Act 1961, the exemption amount under Section 24(b) that is now applicable is Rs. 2,00,000.