Tata Capital (Small Segment) Business Loan

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Location 50Km from Branch
CIBIL Score 675+
Processing Online
Business Vintage 1 Year
Minimum Turnover No Turnover Criteria
Loan Amount & Tenure 1 Lac-10 Lac (12 month-48 month), OD Limit 3 lac-15 lac
Loan Product Term Loan & OD Product
Rate of Interest & Type 22% to 25% (Reducing)
TAT Sanction-2 Days, Disbursement-7 Days
Processing Fees 3%
Foreclosure Charges 4%
Applicant Type Any Self Employed Person
Whether Co-Applicant Mandatory Yes, Lady Co-applicant is mandatory
Proprietor Age/Co-Applicant Age 21 Year- 65 Year(at the time of maturity)
Part Payment Allowed No
Whether Ownership Proof Required Either Office or Residence must be Own
Business Registration Proof Mandatory Yes
Program 1. GST Program 2. Banking Program 3. Income Program 4. COP base funding
Product for Professionals MBBS Doctor- COP base Funding (ROI 17%-20%) Chartered Accountant-COP base funding (ROI 17% to 20%)
Negative Profile Both SIde Rented, School, Advocates, Share Traders, Gym, Liquor Business, Real Estate, SPA
USP OD Limit Product
Additional 1. Minimum 51% Shareholding required on Loan if applicant is LLP/Partnership firm/Company 2. Grain Traders, Jewellers, Man Power Industry,Civil Contractors,Aviation Sector,Tour & Travel is catious profile

Tata Capital (Small Segment) Business Loan EMI Calculator

Interest Type

Loan Amount

Interest Rate


Loan Tenure

Loan Amount100,000
Interest %22 %
Tenure (months)12
Emi (monthly)9,359
Total Interest12,313
Loan Amount + Interest112,313
YearTotal Principal
( A )
Total Interest
( B )
( A + B)
Total Payment Loan Paid Till Date (%)
22,9945,08328,07777,00622.99 %
Oct7,5261,8339,35992,4747.53 %
Nov7,6641,6959,35984,81015.19 %
Dec7,8041,5559,35977,00622.99 %
76,9997,23284,231799.99 %
Jan7,9471,4129,35969,05930.94 %
Feb8,0931,2669,35960,96639.03 %
Mar8,2411,1189,35952,72547.27 %
Apr8,3929679,35944,33355.67 %
May8,5468139,35935,78764.21 %
Jun8,7036569,35927,08472.92 %
Jul8,8624979,35918,22281.78 %
Aug9,0253349,3599,19790.80 %
Sep9,1901699,359799.99 %

Documents required for Tata Capital (Small Segment) Business Loan

Business loan eligibility is based on basic terms like CIBIL score, age, business turnover, and more that candidates must fulfil to avail business finance

Let’s look into the eligibilities and required Documentation to make your application process even smoother:

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Copy of GST registration
  • Copy of MSME registration
  • Copy of Last 12 month GST return
  • Sanction letter of all running loan
  • Debt Sheet
  • Latest utility Bill of residence if owned or rent agreement if rented
  • Latest utility Bill of Office if owned or rent agreement if rented
  • 2 Reference with contact details
  • Last 3 year Debtors & Creditors on letter head
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Note : Tata Capital Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Some Important Points

1. KYC Means If Applicant is
  • Company-MOA, AOA, COI , PAN Card
  • Partnership Firm/LLP- Partnership Deed & PAN Card
  • Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
For Co-Applicant
  • KYC means  Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
  • Company : Directors
  • Partnership firm/LLP : Partners
  • Proprietorship Firm : Spouse of Proprietor
2. If applicant is professional, then his professional degree is required

About Tata Capital (Small Segment) Business Loan

Tata Capital is a widely known Indian financial organization that offers a diverse variety of financial products and solutions to individuals and corporations. Tata Capital's Small Segment Business Loan stands out as a significant resource for small and medium-sized enterprises (SMEs) looking for financial help to drive progress, handle operations, and accomplish business objectives.

Tata Capital provides small and medium-sized enterprises (SMEs) with business loans to help them meet different financial milestones for business growth and operation. These loans could be used for a variety of purposes, including working capital, expansion, equipment purchases, managing inventories, and more.

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.