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Tata Capital (Small Segment) Business Loan
With structured Business Loan EMI options and extended loan terms from Tata Capital (Small Segment) Business Loan, you can effectively manage the cash flow of your business.
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Tata Capital (Small Segment) Business Loan
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Tata Capital (Small Segment) Business LoanHere are a few factors
| Location | 50Km from Branch |
| CIBIL Score | 675+ |
| Processing | Online |
| Business Vintage | 1 Year |
| Minimum Turnover | No Turnover Criteria |
| Loan Amount & Tenure | 1 Lac-10 Lac (12 month-48 month), OD Limit 3 lac-15 lac |
| Loan Product | Term Loan & OD Product |
| Rate of Interest & Type | 22% to 25% (Reducing) |
| TAT | Sanction-2 Days, Disbursement-7 Days |
| Processing Fees | 3% |
| Foreclosure Charges | 4% |
| Applicant Type | Any Self Employed Person |
| Whether Co-Applicant Mandatory | Yes, Lady Co-applicant is mandatory |
| Proprietor Age/Co-Applicant Age | 21 Year- 65 Year(at the time of maturity) |
| Part Payment Allowed | No |
| Whether Ownership Proof Required | Either Office or Residence must be Own |
| Business Registration Proof Mandatory | Yes |
| Program | 1. GST Program 2. Banking Program 3. Income Program 4. COP base funding |
| Product for Professionals | MBBS Doctor- COP base Funding (ROI 17%-20%) Chartered Accountant-COP base funding (ROI 17% to 20%) |
| Negative Profile | Both SIde Rented, School, Advocates, Share Traders, Gym, Liquor Business, Real Estate, SPA |
| USP | OD Limit Product |
| Additional | 1. Minimum 51% Shareholding required on Loan if applicant is LLP/Partnership firm/Company 2. Grain Traders, Jewellers, Man Power Industry,Civil Contractors,Aviation Sector,Tour & Travel is catious profile |
Tata Capital (Small Segment) Business Loan EMI Calculator
Interest Type
Loan Amount
Interest Rate
Loan Tenure
| Loan Amount | ₹100,000 |
| Interest % | 22 % |
| Tenure (months) | 12 |
| Emi (monthly) | ₹ 9,359 |
| Total Interest | ₹ 12,313 |
| Loan Amount + Interest | ₹ 112,313 |
| Year | Total Principal ( A ) | Total Interest ( B ) | Balance ( A + B) | Total Payment | Loan Paid Till Date (%) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ₹ 22,994 | ₹ 5,083 | ₹ 28,077 | ₹ 77,006 | 22.99 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ₹ 76,999 | ₹ 7,232 | ₹ 84,231 | ₹ 7 | 99.99 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Documents required for Tata Capital (Small Segment) Business Loan
Business loan eligibility is based on basic terms like CIBIL score, age, business turnover, and more that candidates must fulfil to avail business finance
Let’s look into the eligibilities and required Documentation to make your application process even smoother:
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Note : Tata Capital Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
Some Important Points
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
About Tata Capital (Small Segment) Business Loan
Tata Capital is a widely known Indian financial organization that offers a diverse variety of financial products and solutions to individuals and corporations. Tata Capital's Small Segment Business Loan stands out as a significant resource for small and medium-sized enterprises (SMEs) looking for financial help to drive progress, handle operations, and accomplish business objectives.
Tata Capital provides small and medium-sized enterprises (SMEs) with business loans to help them meet different financial milestones for business growth and operation. These loans could be used for a variety of purposes, including working capital, expansion, equipment purchases, managing inventories, and more.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
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