Standard Chartered Home Loan

Here are a few factors

How To Apply
Product Rating

( 4.6 /5 )

Total - 327 ratings


Loan Amount

Minimum - 5 Lakhs

Maximum - 35 crores


PAN India


starting at. 8.75%* p.a.

Processing Fees

Up to 1% of the loan amount or ₹3,000, whichever is higher, plus applicable taxes.

Loan Repayment Tenure

Up to 20 years

Re-Appraisal Of Loan After 6 Months From Sanction

Up to Rs 2,000 plus applicable taxes.

Standard Chartered Home Loan EMI Calculator

Interest Type

Loan Amount

Interest Rate


Loan Tenure

Loan Amount100,000
Interest %8 %
Tenure (months)12
Emi (monthly)8,699
Total Interest4,386
Loan Amount + Interest104,386
YearTotal Principal
( A )
Total Interest
( B )
( A + B)
Total Payment Loan Paid Till Date (%)
57,3643,52960,89342,63657.36 %
Jun8,0326678,69991,9688.03 %
Jul8,0866138,69983,88216.12 %
Aug8,1405598,69975,74224.26 %
Sep8,1945058,69967,54832.45 %
Oct8,2494508,69959,29940.70 %
Nov8,3043958,69950,99549.00 %
Dec8,3593408,69942,63657.36 %
42,63885743,4950100.00 %
Jan8,4152848,69934,22165.78 %
Feb8,4712288,69925,75074.25 %
Mar8,5271728,69917,22382.78 %
Apr8,5841158,6998,63991.36 %
May8,641588,6990100.00 %
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.


Documents and Eligibility Required for STANDARD CHARTERED HOME LOAN


  • The age of the applicant should be between 21 - 60 years
  • The monthly income should be at least RS. 25,000.
  • Salaried
  • Self Employed.
  • Resident Indian
  • The minimum CIBIL score should be 700)

List of common documents:

Duly completed application form with a photograph

Identity proof - PAN Card

Address proof - Adhaar Card

Age proof-should be any of these: PAN Card, birth certificate, passport

About Standard chartered Home Loan

Owning a home is like a dream for everyone. But, whenever you think about living this dream, multiple factors or issues arise in your mind. Starting with home hunting and ending with financial assistance to purchase your dream home. So, while dealing with such situations, one should surely opt for standard chartered home loans, as they are the best in the market as of now because of the low and interesting interest rates.

With the help of a standard chartered home loan, you can make your dreams come true of buying your own home. They have a really quick and easy processing and disbursal process for home loans. This bank offers customized home loan options to their customers, which include buying new or old homes; home renovations; home transfers; and also an extension of the existing home. Standard Chartered home loans have two main key points: low processing fees and less paperwork. The standard chartered bank also offers various EMI payment methods too for loan applicants.

Based on your employment, you have to prepare the set of documents needed.

Salaried Individual

  • Salary slips of last 3 months
  • Form 16 of last 2 years
  • ITR reports of the last 2 years.
  • Appointment letter by the employer
  • Promotion or compensation letter by the employer if any.
  • Bank account statement of last 6 months.
  • Identity card from the employer.

Self – Employed or businessman

  • Tax return reports of the last 2 years
  • Business establishment certificate
  • Bank statements for the last 6 months
  • The complete profile of the business

Eligibility Criteria

Salaried Individual

  • The age of the applicant should be between 21 - 60 years
  • The monthly income should be at least RS. 25,000
  • The applicant should have at least 2 years of work experience with the recent employer
  • The minimum CIBIL score should be 700
  • The loan amount should be between Rs. 15 lakhs - Rs. 10 crores.
  • The applicant should be filling IT for the last 2 years.

Self – Employed or businessman

  • The age of the loan applicant should be between 21 - 65 years
  • The loan applicant's monthly income should be at least Rs. 25000, and his or her annual income should be at least Rs. 3 lakhs.
  • The business of the applicant should be running smoothly for the last 3 years
  • The minimum CIBIL score should be 700
  • The loan amount should be between Rs. 15 lakhs - Rs. 20 crores
  • The applicant should be filling ITR for the last 3 years.

Different types of home loans at the Standard Chartered Bank

Standard Chartered offers various kinds of home loan packages to their customers, suiting their needs and requirements as per their needs and requirements. The 3 main categories of the standard chartered home loan categories are mentioned below:

Home saver standard chartered home loan

In this type of home loan, the borrower gets an option to repay the home loan at half the loan cost and also within the half repayment home loan tenure. By going this way, the monthly rate of interest is calculated based on the daily reducing balance loan amount.

Standard chartered home loan for NRIs

Standard Chartered also provides NRIs with the option of obtaining home loan benefits to either purchase a new home or for any type of construction or renovation in their existing home

Top-up loan

Along with ongoing home loans, Standard Chartered also provides their customers with the option of extending the existing loan amounts. The best part of the top-up loan is that the loan amount can be up to 100% of the original standard chartered home loan amount with either equal to longer loan tenure.

Leave Your Question


No, the standard chartered bank does not refund the home loan processing fee in case the loan request gets rejected.

Your immediate family members can become your co-applicants on your standard chartered home loans.

They take 5 working days to process your home loan.

With Standard Chartered Home Loans, you can avail of an amount up to Rs. 35 crores.

The processing fee for the Standard Chartered Home Loan will be up to 1% of the loan amount or ₹3,000, whichever is higher, plus applicable taxes.