Shriram Housing Finance Home Loan

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Location 45Km from Branch
CIBIL Score 650+
Applicant Any Salaried or Self Employed Person
Applicant Age Salaried-21 Year-65 Year, Self Employed-21 Year-70 Year
Loan Amount & Tenure 10 lac-1 Cr
(5 year to 20 year)
Login Fees Upto 50 Lac-3540, >50 Lac-5900+
Rate of Interest & Type 11.50% to 13% (Reducing)
TAT Santion-7 days
Disbursement- within 2 days after submission of complete documents
Processing Fees 1%
Insurance & Other Charges Insurance Charges:1%-4% 
Foreclosure Charges Zero
Minimum Income Nil
Lock In Period Nil
Part Payment Allowed 3 Year for Self Emplyed Person
Home Loan OD Product 12 month
LTV Upto 30 Lac-90% of Property Value, 30 Lac-75 Lac-80% of Property Value,>75 Lac-75% of Property Value
Product Fresh Purchase, Plot Purchase, Plot Purchase+Construction, BT+Top Up, Home Renovation, Seller BT
Program Banking Program-1 Cr, Income Program-1 Cr, Without ITR-30 Lac, Cash Rental-1 Cr(50% of Rental), LIP Program-1 Cr, GST Program-1 Cr
CO - Applicant Yes
FOIR Salaried:<1lac-50%, >1 lac-60%, Self Employed-100% of income
Negative Profile Person residing in Dominated Area, Police, Politian
Funded Property Type (i) Residential Property
(ii) Residential Plot Purchase
(iii) Residential Plot Purchase & Construction
Negative Property Unapproved 4th Floor and above, Upapporved Freehold Property where any authority belongs, Basement
Accepted Collateral Approved Property, Gram Panchayat Property, Lal Dora, Sub-divided Property,Khasra Khatauni Plot,
Khasta Khatauni Purchase, Without MAP Property
Business Vintage for Self Employed Person 2 Year
Minimum Job Experience for Salaried Person 1 Year
Experience with Current Employer 1 Month
Any Specific Product for Professionals No
USP 1. Cash Salary is also considered 2. Pension also considered (50% of pension)3. DPD's are also considered

Shriram Housing Finance Home Loan EMI Calculator

Interest Type

Loan Amount

Interest Rate


Loan Tenure

Loan Amount100,000
Interest %11 %
Tenure (months)12
Emi (monthly)8,838
Total Interest6,058
Loan Amount + Interest106,058
YearTotal Principal
( A )
Total Interest
( B )
( A + B)
Total Payment Loan Paid Till Date (%)
23,9822,53226,51476,01823.98 %
Oct7,9219178,83892,0797.92 %
Nov7,9948448,83884,08515.92 %
Dec8,0677718,83876,01823.98 %
76,0153,52779,5423100.00 %
Jan8,1416978,83867,87732.12 %
Feb8,2166228,83859,66140.34 %
Mar8,2915478,83851,37048.63 %
Apr8,3674718,83843,00357.00 %
May8,4443948,83834,55965.44 %
Jun8,5213178,83826,03873.96 %
Jul8,5992398,83817,43982.56 %
Aug8,6781608,8388,76191.24 %
Sep8,758808,8383100.00 %
Shriram Housing Finance Home Loan