
Here are a few factors
Per Gram Rate | ₹ 3,570* per gram |
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Location | PAN India |
Interest Rate | 1% - 1.92% |
Loan Amount | Rs. 30,000 - 1 Crore |
Gold Quality | 18 Karat and Above |
Repayment Tenure | Up to 12 months |
Processing Fee | No |
Renewal Charges | No |
Part Payment Allowance | Yes |
Part Release Facility | Yes |
Bureau Check | Required Only above 5 Lakhs Cases (Just to Check Previous Defaults only) No Specific Score Required |
Minimum Gold Required: | 10 Gms |
ruptok gold loan EMI Calculator
Interest Type
Loan Amount
Interest Rate
Loan Tenure
Loan Amount | ₹100,000 |
Interest % | % |
Tenure (months) | 12 |
Emi (monthly) | ₹ NaN |
Total Interest | ₹ NaN |
Loan Amount + Interest | ₹ 0 |
Year | Total Principal ( A ) | Total Interest ( B ) | Balance ( A + B) | Total Payment | Loan Paid Till Date (%) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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₹ NaN | ₹ NaN | ₹ NaN | ₹ NaN | NaN % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Start with RUPTOK GOLD LOAN in few steps
If you are planning to apply for a gold loan at ruptok gold loan there are certain details that you should be aware of, Let’s discuss

Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
Asset Specification
Acceptable Assets
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Only Wearable Gold Jewellery
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Gold Coins below 50 Gms issued by Bank
Non-Acceptable Assets
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No Gold Biscuits
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No Gold Coins above 50 Gms
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No Gold Bars
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No Kundan Jewellery
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No Rose Gold
About RUPTOK GOLD LOAN
From service to delivery, Ruptok Gold Loan encompasses the path the borrower needs to travel from its first signature to the final hand-to-hand delivery. Ruptok Gold Loan understands that time is of the essence and hence they have availed their services to many cities across the nation in order to provide their customers with a hassle-free gold loan service which is faster than any other gold loan company at an affordable interest rate. Ruptok has developed a unique business model for the gold loans industry. With the best of technology, logistical expertise, and customer service, Ruptok can boast to be one of the first companies to deliver gold loans at your doorstep with the fastest turnaround time compared to any other company of its kind. Thus, what can be a tiring task of saving up gold coins or jewelry along with meeting a lengthy and cumbersome process of getting a collateral-based loan becomes an easy breeze that you can achieve at Ruptok's doorsteps.
Documents and Eligibility Required for Ruptok Gold Loan
Eligibility
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The age of the borrower must be 20+
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The borrower can be a Businessman (MSME / SMEs), Self Employed / Service Class.
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No minimum income criteria required
Documentation
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Aadhaar Card: Mandatory for all Loans
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PAN Card: Required only for Loan above 2 Lakh
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Form 60: Required only if PAN Card Not Available
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ITR: For Gold Loan above 50 Lakhs
Features of Ruptok Gold Loan
Quick Disbursement in just 30 mins | Lowest Interest Rates | Highest Loan-to-Value |
One time Annual Renewal | Convenient Doorstep Disbursement | Highly Tech Enabled |
Loan facility in your city

Let us take an example, How EMI is being calculated
Suppose you have taken a Gold Loan of Rs. 5 lakh, the ROI (Return on Investment) and other allowance will be structured like this:S no. | Loan Amount | Rate of Interest | Monthly Repayment Amount | Loan Tenure | Required Net Gold(22k) |
---|---|---|---|---|---|
1 | 500000 | 1.75 % / month | ₹ 11291.00 | 3 months | 181.75 |
2 | 500000 | 0.83 % / month | ₹ 5355.16 | 12 months | 181.75 |
3 | 500000 | 1.75 % / month | ₹ 33873.00 | 3 months | 181.75 |
4 | 500000 | 0.83 % / month | ₹ 5355.16 | 12 months | 181.75 |
5 | 500000 | 1.75 % / month | ₹ 33873.00 | 3 months | 181.75 |
6 | 500000 | 0.83 % / month | ₹ 5355.16 | 12 months | 181.75 |
7 | 500000 | 0.69 % / month | ₹ 4451.88 | 12 months | 189.76 |
8 | 500000 | 0.49 % / month | ₹ 3161.48 | 12 months | 195.52 |
FREQUENTLY ASKED QUESTIONS
There’s an applicable interest rate of 0.83% - 1.58% on the Ruptok Gold Loan. However, it may depend on the type of gold asset you are pledging.
According to the weight and karat of the pledging gold asset, you can get a gold loan of around 30,0000 to 1,00,00,000.
There’s no chargeable processing fee associated with the Ruptak Gold Loan. You can easily get a loan without any hassle.
According to the norms of Ruptok Gold Loan, the minimum weight of the pledging gold asset should be no less than 10 grams.
The following are the acceptable gold assets for getting a Ruptok Gold Loan:
Only Wearable Gold Jewellery
Gold Coins below 50 Gms issued by Bank