ruptok gold loan

Here are a few factors

How To Apply
Product Rating

( 4.5 /5 )

Total - 268 ratings

Per Gram Rate ₹ 3,570* per gram
Location PAN India
Interest Rate 0.83% - 1.58%
Loan Amount Rs. 30,000 - 1 Crore
Gold Quality 18 Karat and Above
Repayment Tenure Up to 12 months
Processing Fee No
Renewal Charges No
Part Payment Allowance Yes
Part Release Facility Yes
Bureau Check Required Only above 5 Lakhs Cases (Just to Check Previous Defaults only) No Specific Score Required
Minimum Gold Required: 10 Gms

ruptok gold loan EMI Calculator

Interest Type

Loan Amount

Interest Rate


Loan Tenure

Loan Amount100,000
Interest %1 %
Tenure (months)12
Emi (monthly)8,379
Total Interest542
Loan Amount + Interest100,542
YearTotal Principal
( A )
Total Interest
( B )
( A + B)
Total Payment Loan Paid Till Date (%)
58,21443958,65341,78658.21 %
Jun8,296838,37991,7048.30 %
Jul8,303768,37983,40116.60 %
Aug8,309708,37975,09224.91 %
Sep8,316638,37966,77633.22 %
Oct8,323568,37958,45341.55 %
Nov8,330498,37950,12349.88 %
Dec8,337428,37941,78658.21 %
41,79010541,8950100.00 %
Jan8,344358,37933,44266.56 %
Feb8,351288,37925,09174.91 %
Mar8,358218,37916,73383.27 %
Apr8,365148,3798,36891.63 %
May8,37278,3790100.00 %
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Asset Specification

Acceptable Assets

  • Only Wearable Gold Jewellery
  • Gold Coins below 50 Gms issued by Bank

Non-Acceptable Assets

  • No Gold Biscuits
  • No Gold Coins above 50 Gms
  • No Gold Bars
  • No Kundan Jewellery
  • No Rose Gold


From service to delivery, Ruptok Gold Loan encompasses the path the borrower needs to travel from its first signature to the final hand-to-hand delivery. Ruptok Gold Loan understands that time is of the essence and hence they have availed their services to many cities across the nation in order to provide their customers with a hassle-free gold loan service which is faster than any other gold loan company at an affordable interest rate. Ruptok has developed a unique business model for the gold loans industry. With the best of technology, logistical expertise, and customer service, Ruptok can boast to be one of the first companies to deliver gold loans at your doorstep with the fastest turnaround time compared to any other company of its kind. Thus, what can be a tiring task of saving up gold coins or jewelry along with meeting a lengthy and cumbersome process of getting a collateral-based loan becomes an easy breeze that you can achieve at Ruptok's doorsteps.

Documents and Eligibility Required for Ruptok Gold Loan


  • The age of the borrower must be 20+
  • The borrower can be a Businessman (MSME / SMEs), Self Employed / Service Class.
  • No minimum income criteria required


  • Aadhaar Card: Mandatory for all Loans
  • PAN Card: Required only for Loan above 2 Lakh
  • Form 60: Required only if PAN Card Not Available
  • ITR: For Gold Loan above 50 Lakhs

Features of Ruptok Gold Loan

Quick Disbursement in just 30 mins Lowest Interest Rates Highest Loan-to-Value
One time Annual Renewal Convenient Doorstep Disbursement Highly Tech Enabled
Disbursement in just 30 mins

Loan facility in your city


Let us take an example, How EMI is being calculated

Suppose you have taken a Gold Loan of Rs. 5 lakh, the ROI (Return on Investment) and other allowance will be structured like this:
S no. Loan Amount Rate of Interest Monthly Repayment Amount Loan Tenure Required Net Gold(22k)
1 500000 1.75 % / month ₹ 11291.00 3 months 181.75
2 500000 0.83 % / month ₹ 5355.16 12 months 181.75
3 500000 1.75 % / month ₹ 33873.00 3 months 181.75
4 500000 0.83 % / month ₹ 5355.16 12 months 181.75
5 500000 1.75 % / month ₹ 33873.00 3 months 181.75
6 500000 0.83 % / month ₹ 5355.16 12 months 181.75
7 500000 0.69 % / month ₹ 4451.88 12 months 189.76
8 500000 0.49 % / month ₹ 3161.48 12 months 195.52
Leave Your Question


There’s an applicable interest rate of 0.83% - 1.58% on the Ruptok Gold Loan. However, it may depend on the type of gold asset you are pledging.

According to the weight and karat of the pledging gold asset, you can get a gold loan of around 30,0000 to 1,00,00,000.

There’s no chargeable processing fee associated with the Ruptak Gold Loan. You can easily get a loan without any hassle.

According to the norms of Ruptok Gold Loan, the minimum weight of the pledging gold asset should be no less than 10 grams.

The following are the acceptable gold assets for getting a Ruptok Gold Loan: 

  • Only Wearable Gold Jewellery

  • Gold Coins below 50 Gms issued by Bank