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India Shelter Home loan
India Shelter Home loan
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India Shelter Home loan
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India Shelter Home loanHere are a few factors
| Location | 40 km from Branch |
| CIBIL Score | 500+ |
| Applicant | Salaried & Self Employed Both |
| Applicant Age | Salaried-21 Year to 60 Year, Self Employed-21 Year to 65 Year |
| Loan Amount & Tenure | 5
Lac to 50 Lac (5 Year to 20 Year) |
| Login Fees | 5900 |
| Rate of Interest & Type | 13% to 20% (Reducing) |
| TAT | 15 Days |
| Processing Fees | 2% |
| Insurance & Other Charges | Insurance Charges:2%-4% |
| Foreclosure Charges | Nil for Individual |
| Minimum Income | Which is fit to cover EMI |
| Lock In Period | 6 Month |
| Part Payment Allowed | Yes |
| Home Loan OD Product | No |
| LTV | 90% of Market Value if Loan amount<30 Lac, 80% of Market Value if Loan amount>30 lac |
| Product | New Purchase, Plot Purchase, Plot Purchase+Construction |
| Program | LIP Program-50 Lac, Low LTV Program-50 Lac, Cash Income-50 Lac, Banking Program-50 Lac, Income Program-50 Lac |
| CO - Applicant | Yes |
| FOIR | If Salary<30K-50% of Net Salary,If Salary>30K-60-70% |
| Negative Profile | Any profile where collection is not comfortable |
| Funded Property Type | (i)
Residential Property (ii) Residential Plot Purchase (iii) Residential Plot Purchase & Construction |
| Negative Property | No Negative Property |
| Accepted Collateral | All Property accepted |
| Business Vintage for Self Employed Person | 1 Year |
| Minimum Job Experience for Salaried Person | 1 Year |
| Experience with Current Employer | 1 Month |
| Any Specific Product for Professionals | No |
| USP | Funding to all applicant |
India Shelter Home loan EMI Calculator
Interest Type
Loan Amount
Interest Rate
Loan Tenure
| Loan Amount | ₹100,000 |
| Interest % | 13 % |
| Tenure (months) | 12 |
| Emi (monthly) | ₹ 8,932 |
| Total Interest | ₹ 7,181 |
| Loan Amount + Interest | ₹ 107,181 |
| Year | Total Principal ( A ) | Total Interest ( B ) | Balance ( A + B) | Total Payment | Loan Paid Till Date (%) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ₹ 23,803 | ₹ 2,993 | ₹ 26,796 | ₹ 76,197 | 23.80 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ₹ 76,202 | ₹ 4,186 | ₹ 80,388 | ₹ 0 | 100.01 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
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India Shelter Home loan
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