Godrej Capital Business Loan

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Location 50Km from Branch
CIBIL Score 690+
Processing Offline
Business Vintage 3 Year
Minimum Turnover 50 Lac No limit
Loan Amount & Tenure 10 Lac-40 Lac
(12month to 48 month)
Loan Product Term Loan
Rate of Interest & Type 17.50% to 20% (Reducing)
TAT Sanction-2 Days
Disbursement-7 Days
Processing Fees 2%
Foreclosure Charges 4%
Applicant Type Any Self Employed Person
Whether Co-Applicant Mandatory Yes, when applicant is other than individual or proprietorship firm 
Proprietor Age/Co-Applicant Age 23 Year-65 Year
Part Payment Allowed Yes, after 12 month
Whether Ownership Proof Required Yes, one should be owned at business place
Business Registration Proof Mandatory Yes
Program 1. Banking-35 Lac
2. GST Program-25 Lac
3. Income Program-40 Lac
Product for Professionals No
Negative Profile Both Side Rented,School, Grain Traders, Advocates, Jewellers, Share Traders, Gym, Liquor Business,
Man Power, Coal Industry, Hotels, Civil Contractors
USP No Financial upto 35 Lac Loan
Additional 1. 51% Shareholding required on Loan if applicant is LLP/Partnership firm/Company
2. Real Estate & Aviation Sector are catious profile

Godrej Capital Business Loan EMI Calculator

Interest Type

Loan Amount

Interest Rate


Loan Tenure

Loan Amount100,000
Interest %17 %
Tenure (months)12
Emi (monthly)9,120
Total Interest9,446
Loan Amount + Interest109,446
YearTotal Principal
( A )
Total Interest
( B )
( A + B)
Total Payment Loan Paid Till Date (%)
23,4383,92227,36076,56223.44 %
Oct7,7031,4179,12092,2977.70 %
Nov7,8121,3089,12084,48515.52 %
Dec7,9231,1979,12076,56223.44 %
76,5545,52682,080899.99 %
Jan8,0351,0859,12068,52731.47 %
Feb8,1499719,12060,37839.62 %
Mar8,2658559,12052,11347.89 %
Apr8,3827389,12043,73156.27 %
May8,5006209,12035,23164.77 %
Jun8,6214999,12026,61073.39 %
Jul8,7433779,12017,86782.13 %
Aug8,8672539,1209,00091.00 %
Sep8,9921289,120899.99 %
Right Documents - Easy Process

Required Documents to Apply for Godrej Capital Business Loans

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Copy of GST registration
  • Copy of MSME registration
  • Copy of Last 12 month GST return
  • Sanction letter of all running loan
  • Debt Sheet
  • Latest utility Bill of residence if owned or rent agreement if rented
  • Latest utility Bill of Office if owned or rent agreement if rented
  • 2 Reference with contact details
  • Last 3 year Debtors & Creditors on letter head
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Some Important Points

1. KYC Means If Applicant is
  • Company-MOA, AOA, COI , PAN Card
  • Partnership Firm/LLP- Partnership Deed & PAN Card
  • Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
For Co-Applicant
  • KYC means  Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
  • Company : Directors
  • Partnership firm/LLP : Partners
  • Proprietorship Firm : Spouse of Proprietor
2. If applicant is professional, then his professional degree is required

Note : Godrej Capital Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

About Godrej Capital Business Loan

A wide variety of business loans are offered by Godrej Capital, which serves both individuals and commercial organizations. There are options for both secured and unsecured loans. The Godrej Capital Commercial Property Loan and the Godrej Capital Business Loan are two separate business lending plans offered by the lender.

Godrej Capital provides affordable interest rates for commercial property loans, beginning at 9.75% annually. This loan is intended for companies looking for funding for commercial property. The Godrej Capital Business Loan Programme, on the other hand, has interest rates starting at 17% annually. This choice is made to fit the financial needs of distinct business endeavours.

Godrej Capital enables people and businesses to get the funds they require by providing a variety of loan options and competitive interest rates.

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.