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Godrej Capital Business Loan
Godrej Capital Business Loan
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Godrej Capital Business Loan
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Godrej Capital Business LoanHere are a few factors
| Location | 50Km from Branch |
| CIBIL Score | 690+ |
| Processing | Offline |
| Business Vintage | 3 Year |
| Minimum Turnover | 50 Lac No limit |
| Loan Amount & Tenure | 10
Lac-40 Lac (12month to 48 month) |
| Loan Product | Term Loan |
| Rate of Interest & Type | 17.50% to 20% (Reducing) |
| TAT | Sanction-2
Days Disbursement-7 Days |
| Processing Fees | 2% |
| Foreclosure Charges | 4% |
| Applicant Type | Any Self Employed Person |
| Whether Co-Applicant Mandatory | Yes, when applicant is other than individual or proprietorship firm |
| Proprietor Age/Co-Applicant Age | 23 Year-65 Year |
| Part Payment Allowed | Yes, after 12 month |
| Whether Ownership Proof Required | Yes, one should be owned at business place |
| Business Registration Proof Mandatory | Yes |
| Program | 1.
Banking-35 Lac 2. GST Program-25 Lac 3. Income Program-40 Lac |
| Product for Professionals | No |
| Negative Profile | Both
Side Rented,School, Grain Traders, Advocates, Jewellers, Share Traders, Gym,
Liquor Business, Man Power, Coal Industry, Hotels, Civil Contractors |
| USP | No Financial upto 35 Lac Loan |
| Additional | 1.
51% Shareholding required on Loan if applicant is LLP/Partnership
firm/Company 2. Real Estate & Aviation Sector are catious profile |
Godrej Capital Business Loan EMI Calculator
Interest Type
Loan Amount
Interest Rate
Loan Tenure
| Loan Amount | ₹100,000 |
| Interest % | 17 % |
| Tenure (months) | 12 |
| Emi (monthly) | ₹ 9,120 |
| Total Interest | ₹ 9,446 |
| Loan Amount + Interest | ₹ 109,446 |
| Year | Total Principal ( A ) | Total Interest ( B ) | Balance ( A + B) | Total Payment | Loan Paid Till Date (%) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ₹ 23,438 | ₹ 3,922 | ₹ 27,360 | ₹ 76,562 | 23.44 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ₹ 76,554 | ₹ 5,526 | ₹ 82,080 | ₹ 8 | 99.99 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Required Documents to Apply for Godrej Capital Business Loans
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Some Important Points
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
Note : Godrej Capital Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
About Godrej Capital Business Loan
A wide variety of business loans are offered by Godrej Capital, which serves both individuals and commercial organizations. There are options for both secured and unsecured loans. The Godrej Capital Commercial Property Loan and the Godrej Capital Business Loan are two separate business lending plans offered by the lender.
Godrej Capital provides affordable interest rates for commercial property loans, beginning at 9.75% annually. This loan is intended for companies looking for funding for commercial property. The Godrej Capital Business Loan Programme, on the other hand, has interest rates starting at 17% annually. This choice is made to fit the financial needs of distinct business endeavours.
Godrej Capital enables people and businesses to get the funds they require by providing a variety of loan options and competitive interest rates.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
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