Fullerton Personal Loan

Fullerton India is rated 4.1 out of 5 based on 2.6k reviews by employees on AmbitionBox. Fullerton India is highly rated for its salary and benefits package, which received a rating of 4.1. However, career growth is rated lower at 3.7 and has room for improvement.

Yes, Fullerton India Credit Company Limited is registered as an NBFC - Investment and Credit Company (NBFC-ICC) with the Reserve Bank of India and is a member of SMBC Group.

Shantanu Mitra is the CEO of Fullerton India Credit Company Limited, which is a subsidiary of Fullerton Financial Holdings Pte. Ltd.

Fullerton India Credit Company Limited, a non-banking financial company (NBFC), has become a consolidated subsidiary of SMFG, according to a recent announcement.

No, borrowers do not need to provide any collateral or guarantee to get a personal loan from Fullerton India. The loan is an unsecured one.

No, there are no restrictions on how borrowers can use the loan amount. The loan can be used for any purpose according to the borrower's specific needs, whether it's for a wedding, home repairs, or any other expenses. There's no need to provide any receipts to the lender.

Yes, Fullerton India offers additional benefits to its existing customers. The borrowers can check with the lender to get a good deal on interest rates, processing fees, and other charges.

Yes, borrowers can prepay the loan and close their account by paying the full outstanding amount. However, they need to pay prepayment charges in addition to the outstanding loan amount.

Borrowers can check the status of their loan application by visiting the website of Fullerton India. Alternatively, they may also check the loan status by calling the customer service department of the company.

Fullerton India allows borrowers to foreclose or prepay their personal loans. Foreclosure charges are not applied on floating rate term loans provided to individual borrowers. The foreclosure charges depend on the number of EMIs that have been paid off. If the full payment of 0 to 17 EMIs has been made, the foreclosure charge will be 7%. If the full payment of 18 to 23 EMIs has been made, the foreclosure charge will be 5%. If the full payment of 24 to 35 EMIs has been made, the foreclosure charge will be 3%. Finally, if the full payment of 36 or more EMIs has been made, the foreclosure charge will be 0%.

Fullerton India provides personal loans with benefits including loans up to Rs. 25 lakhs, attractive interest rates, flexible repayment tenures between 12-60 months, and a digital application process.

 Yes, you can submit your documents either online by uploading soft copies or offline by walking into a branch and submitting hard copies. In addition, customers who apply for a personal loan online can now also send their documents via WhatsApp.

Fullerton India offers competitive interest rates for personal loans starting from 11.99% per annum, which are determined by various factors such as credit score, repayment capacity, and occupation of the applicant. The processing fees for the loan can go up to 6% of the loan amount, and there are prepayment charges that can go up to 7% of the loan amount. These charges are nominal in nature.

To be eligible for a Fullerton India personal loan, the applicant should be a resident Indian between the ages of 21 and 60 years. The applicant must be a salaried or self-employed individual with a minimum monthly income of INR 20,000-25,000. In addition, the applicant must have a good credit score of 750 or above, with a good credit history. The applicant must also have a minimum work experience of 1 year.

Fullerton India requires several documents to be submitted when applying for a personal loan. These include a duly filled and signed application form, as well as proof of identity, address, and age. Salaried applicants are required to submit their salary slips for the past three months and bank statements for the past six months. They must also provide their income tax returns or Form 16. Self-employed applicants must furnish proof of income and financial statements in addition to the other required documents. By submitting these documents, applicants can move forward with their loan application process with Fullerton India.

 Fullerton India offers special personal loan interest rates for women borrowers. Women residing in urban, semi-urban and metropolitan areas are eligible to apply for the loan with a maximum loan amount of up to Rs.10 lakh. Female applicants can avail of loans at an interest rate that is lower than the applicable base interest rates. The borrowers can take the loan for extended repayment period of up to 5 years or 60 months, subject to meeting the eligibility criteria. This makes it easier for women to opt for a loan when required and meet their financial needs.

Fullerton India offers personal loans for salaried individuals with amounts as high as Rs. 25 lakh.

Fullerton India offers personal loans with a tenure period ranging from 12 months to 60 months.

Fullerton personal loans can be repaid through equated monthly instalments (EMIs), calculated at a monthly reducing interest rate. Users can pay their Fullerton India Personal Loan EMI online directly to Fullerton India using the online funds transfer facility or via cheque deposit.

One can use the Personal Loan EMI calculator available at Refer Loan.com to understand the monthly payment to be made against the Fullerton Personal Loan. The tool requires the user to enter the loan amount and preferred tenure, and then automatically calculates the Fullerton India Personal Loan EMI, providing the result instantly.

Fullerton India accepts online loan submissions and has partnered with Refer Loan.com for personal loan submissions online. Applying for a Fullerton India personal loan online through Refer Loan.com can help applicants get discounted interest rates, instant e-approval and online loan tracking facility, along with a dedicated customer helpline for any queries or grievances.

No, Refer Loan.com does not charge its members for using the online loan calculator tool. The services provided by Refer Loan.com are free.

Yes, personal data of loan applicants is secure while applying for a personal loan through Refer Loan.com. The website uses high-level encryption while sending personal data to the respective banks, and all data with Refer Loan.com is never shared with any third party except the loan department of the designated bank or non-banking financial company as per the case.

One can foreclose their personal loan by issuing a cheque against their Fullerton India personal loan account. However, Fullerton India allows foreclosure only after successful payment of 6 EMIs.

One can check the status of their personal loan at Fullerton India through a variety of methods. These include visiting the Fullerton India website, calling the customer care executives, giving a missed call at 9594763763, sending an email to namaste@fullertonIndia.com or using the chatbot ‘DIA’. In addition to this, the status of the loan application can be checked at mConnect, the official app for Fullerton India customers or by logging into the internet banking portal.