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finnable personal loan

Here are a few factors

How To Apply
Product Rating

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Mode of Process

Online

Location

PAN India

Lending Size and Tenure

50k-10L (12M to 60 M)

ROI

18.99%-25.99%

ROI (Fixed/Reducing)

Fixed

Processing Fees

4%

Foreclosure

After 6 Months with applicable fees

USP

Funding to All Profile whether Employee of Proprietorship firm/Partnership firm or Company & Minus 1 CIBIL if Age>25 Year

finnable personal loan EMI Calculator

Interest Type

Loan Amount

₹

Interest Rate

%

Loan Tenure

Mo
Loan Amount₹100,000
Interest %17 %
Tenure (months)12
Emi (monthly)₹ 9,120
Total Interest₹ 9,446
Loan Amount + Interest₹ 109,446
YearTotal Principal
( A )		Total Interest
( B )		Balance
( A + B)		Total Payment Loan Paid Till Date (%)
₹ 56,269₹ 7,571₹ 63,840₹ 43,73156.27 %
Jun₹ 7,703₹ 1,417₹ 9,120₹ 92,2977.70 %
Jul₹ 7,812₹ 1,308₹ 9,120₹ 84,48515.52 %
Aug₹ 7,923₹ 1,197₹ 9,120₹ 76,56223.44 %
Sep₹ 8,035₹ 1,085₹ 9,120₹ 68,52731.47 %
Oct₹ 8,149₹ 971₹ 9,120₹ 60,37839.62 %
Nov₹ 8,265₹ 855₹ 9,120₹ 52,11347.89 %
Dec₹ 8,382₹ 738₹ 9,120₹ 43,73156.27 %
₹ 43,723₹ 1,877₹ 45,600₹ 899.99 %
Jan₹ 8,500₹ 620₹ 9,120₹ 35,23164.77 %
Feb₹ 8,621₹ 499₹ 9,120₹ 26,61073.39 %
Mar₹ 8,743₹ 377₹ 9,120₹ 17,86782.13 %
Apr₹ 8,867₹ 253₹ 9,120₹ 9,00091.00 %
May₹ 8,992₹ 128₹ 9,120₹ 899.99 %
Work Process

Get Started With a Secure Future in Just a Few Easy Steps

01
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

02
Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, the amount will be disbursed to your account shortly.

Make the Process Easy with the Right Documents

Required Documents to Apply for a Finnable Instant Personal Loan

PAN Card

Aadhaar Card

Driving Licence

Voter ID

Cancel Cheque

Last 3 Month Salary Bank Statement

Last 3 Month Salary Slip

Passport size Photo

Ownership Proof Latest Utility Bil

Eligibility Of Instant Loan for Students

The following information illustrates the loan eligibility and disbursal limits

  • The age of the applicant should be between 23 to 56
  • The min. Employment should be 3 months of continuous salary
  • The minimum CIBIL score has to be 700
  • The Applicant must be an Indian Resident
Apply for Loan

Finnable Customer Care

Email :- makeiteasy@finnable.com

Negative Profile for Finnable Personal Loan

A negative list or negative profile is a list of areas of the city where residents would not qualify for credit approval. In India, this has been a relatively new development.

Delivery Boys and Security Guard

Gym

Bartender

Taxi Driver

Politician

NGO

Mandir/Masjid/

Gurudwara/Church

Company which are in Liquidation or in BIFR

Let us take an example, How EMI is being calculated

For instance, if "Shubham" applies for a Personal loan of INR 1 Lacs and get the loan sanctioned at the rate of 15 % with a tenure range of 36 Months , in such a case his EMI would be INR 3,467 and complete repayment amount till the end of 36 Months tenure would be INR 1,24,795 (i.e 3,467 EMI * 36 Months), wherein the total interest amount is INR 24,795 along with principal repayment of INR ₹1,24,795 . Few additional charges like those of minimal one-time processing fee upto 2-3% of loan amount may apply. T&C apply.
Year Principal
(A) 		Interest
(B) 		Total Payment
(A + B) 		Balance Loan Paid To Date
2022 ₹ 11,363 ₹ 5,969 ₹ 17,333 ₹ 88,637 11.36%
Aug ₹ 2,217 ₹ 1,250 ₹ 3,467 ₹ 97,783 2.22%
Sep ₹ 2,244 ₹ 1,222 ₹ 3,467 ₹ 95,539 4.46%
Oct ₹ 2,272 ₹ 1,194 ₹ 3,467 ₹ 93,267 6.73%
Nov ₹ 2,301 ₹ 1,166 ₹ 3,467 ₹ 90,966 9.03%
Dec ₹ 2,329 ₹ 1,137 ₹ 3,467 ₹ 88,637 11.36%
2023 ₹ 30,332 ₹ 11,266 ₹ 41,598 ₹ 58,305 41.70%
Jan ₹ 2,359 ₹ 1,108 ₹ 3,467 ₹ 86,278 13.72%
Feb ₹ 2,388 ₹ 1,078 ₹ 3,467 ₹ 83,890 16.11%
Mar ₹ 2,418 ₹ 1,049 ₹ 3,467 ₹ 81,472 18.53%
Apr ₹ 2,448 ₹ 1,018 ₹ 3,467 ₹ 79,024 20.98%
May ₹ 2,479 ₹ 988 ₹ 3,467 ₹ 76,545 23.45%
Jun ₹ 2,510 ₹ 957 ₹ 3,467 ₹ 74,036 25.96%
Jul ₹ 2,541 ₹ 925 ₹ 3,467 ₹ 71,495 28.51%
Aug ₹ 2,573 ₹ 894 ₹ 3,467 ₹ 68,922 31.08%
Sep ₹ 2,605 ₹ 862 ₹ 3,467 ₹ 66,317 33.68%
Oct ₹ 2,638 ₹ 829 ₹ 3,467 ₹ 63,679 36.32%
Nov ₹ 2,671 ₹ 796 ₹ 3,467 ₹ 61,009 38.99%
Dec ₹ 2,704 ₹ 763 ₹ 3,467 ₹ 58,305 41.70%
2024 ₹ 35,208 ₹ 6,390 ₹ 41,598 ₹ 23,097 76.90%
Jan ₹ 2,738 ₹ 729 ₹ 3,467 ₹ 55,567 44.43%
Feb ₹ 2,772 ₹ 695 ₹ 3,467 ₹ 52,795 47.20%
Mar ₹ 2,807 ₹ 660 ₹ 3,467 ₹ 49,988 50.01%
Apr ₹ 2,842 ₹ 625 ₹ 3,467 ₹ 47,147 52.85%
May ₹ 2,877 ₹ 589 ₹ 3,467 ₹ 44,270 55.73%
Jun ₹ 2,913 ₹ 553 ₹ 3,467 ₹ 41,356 58.64%
Jul ₹ 2,950 ₹ 517 ₹ 3,467 ₹ 38,407 61.59%
Aug ₹ 2,986 ₹ 480 ₹ 3,467 ₹ 35,420 64.58%
Sep ₹ 3,024 ₹ 443 ₹ 3,467 ₹ 32,397 67.60%
Oct ₹ 3,062 ₹ 405 ₹ 3,467 ₹ 29,335 70.67%
Nov ₹ 3,100 ₹ 367 ₹ 3,467 ₹ 26,235 73.76%
Dec ₹ 3,139 ₹ 328 ₹ 3,467 ₹ 23,097 76.90%
2025 ₹ 23,097 ₹ 1,169 ₹ 24,266 ₹ 0 100.00%
Jan ₹ 3,178 ₹ 289 ₹ 3,467 ₹ 19,919 80.08%
Feb ₹ 3,218 ₹ 249 ₹ 3,467 ₹ 16,701 83.30%
Mar ₹ 3,258 ₹ 209 ₹ 3,467 ₹ 13,443 86.56%
Apr ₹ 3,298 ₹ 168 ₹ 3,467 ₹ 10,145 89.86%
May ₹ 3,340 ₹ 127 ₹ 3,467 ₹ 6,805 93.19%
Jun ₹ 3,381 ₹ 85 ₹ 3,467 ₹ 3,424 96.58%
Jul ₹ 3,424 ₹ 43 ₹ 3,467 ₹ 0 100.00%
Leave Your Question

FREQUENTLY ASKED QUESTIONS

Finnable has partnered with RBI-authorized & regulated NBFCs/Financial Institutions. Their policies and services are fully regulated and legally compliant.

Finnable applies an interest rate of 16.99% on their loan.

The maximum loan amount you can get from Finnable is Rs.10 lakh.

You must be entitled to a salary of 20,000 per month to be eligible for a personal loan from Finnable.

Yes, a processing fee of 5% +GST is applicable on the Finnable personal loan.

Refer Loan is a Phy-zital Fintech that connects Lenders and Borrowers digitally as well physically. It provides a Financial Bouquet to the users with multiple Financial solutions. Its AI-based detailed comparison enables users to find the best financial product from the best financial institutions.

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