finnable personal loan

Here are a few factors

Product Rating

( 4.4 /5 )

Total - 487 ratings

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312
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Location PAN INDIA
CIBIL Score 700+
Minimum Salary Per Month 20000/- (Tier 1 Metor City)
15000/- (Tier 2 Non Metro City)
Salary Mode NEFT,RTGS,COMPANY TRANSFER,IMPS if employer Name is Mention
Applicant Age 23 Year to 56 Year
Loan Amount & Tenure 50000 to 10 Lac
(12 Month to 60 Month)
Rate of Interest (Type) 16.95% to 30% (Reducing)
Processing Fees 1% - 4%
Processing Mode & TAT Processing: Online
TAT: 1 Day to 3 Days
Foreclosure Charges After 6 Month 4%
Part Payment Allowed No
OD Product No
BT+TopUp No
Minimum Job Experience 6 month 
Employer Business Vintage 2 year
FOIR 75% of Net Salary
Whether Co-Applicant Mandatory No
USP 1. Funding to Minus
1 CIBIL Applicant if age>25 Year
Negative Profile 1. NRI Employee
2. Applicant receiving Salary in Cash
3. NGO Employee
4. Delivery Boys/Security Guard/Taxi Driver/Gym Employee/Bartender

finnable personal loan EMI Calculator

Interest Type

Loan Amount

Interest Rate

%

Loan Tenure

Mo
Loan Amount100,000
Interest %16 %
Tenure (months)12
Emi (monthly)9,073
Total Interest8,877
Loan Amount + Interest108,877
YearTotal Principal
( A )
Total Interest
( B )
Balance
( A + B)
Total Payment Loan Paid Till Date (%)
100,0018,875108,8760100.00 %
Jan7,7401,3339,07392,2607.74 %
Feb7,8431,2309,07384,41715.58 %
Mar7,9471,1269,07376,47023.53 %
Apr8,0531,0209,07368,41731.58 %
May8,1619129,07360,25639.74 %
Jun8,2708039,07351,98648.01 %
Jul8,3806939,07343,60656.39 %
Aug8,4925819,07335,11464.89 %
Sep8,6054689,07326,50973.49 %
Oct8,7203539,07317,78982.21 %
Nov8,8362379,0738,95391.05 %
Dec8,9541199,0730100.00 %
Right Document : Easy Process

Required Documents to Apply for Finnable Personal Loan

Documents Required

  • KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
  • Last 3 month Salary Slip
  • Last 6 month Bank Statement in PDF
  • Form 16 of last 2 year
  • Rent Agreement if rented or Utility Bill if residence is owned
  • Sanction Letter of all current running loan if any
  • Office ID Card or Official EMAIL ID if any

About Finnable Personal Loan

You can use a personal loan to pay for a variety of unforeseen or urgent needs. It is simply an unsecured loan that anyone might take when they suddenly need money.

For salaried employees, Finnable offers rapid personal loans of up to Rs. 10 lakh. You may apply for a personal loan with only a few simple documents and a solid job history.

Finnable Customer Care

01
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

02
Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, the amount will be disbursed to your account shortly.

Let us take an example, How EMI is being calculated

For instance, if "Shubham" applies for a Personal loan of INR 1 Lacs and get the loan sanctioned at the rate of 15 % with a tenure range of 36 Months , in such a case his EMI would be INR 3,467 and complete repayment amount till the end of 36 Months tenure would be INR 1,24,795 (i.e 3,467 EMI * 36 Months), wherein the total interest amount is INR 24,795 along with principal repayment of INR ₹1,24,795 . Few additional charges like those of minimal one-time processing fee upto 2-3% of loan amount may apply. T&C apply.
Year Principal
(A)
Interest
(B)
Total Payment
(A + B)
Balance Loan Paid To Date
2022 ₹ 11,363 ₹ 5,969 ₹ 17,333 ₹ 88,637 11.36%
Aug ₹ 2,217 ₹ 1,250 ₹ 3,467 ₹ 97,783 2.22%
Sep ₹ 2,244 ₹ 1,222 ₹ 3,467 ₹ 95,539 4.46%
Oct ₹ 2,272 ₹ 1,194 ₹ 3,467 ₹ 93,267 6.73%
Nov ₹ 2,301 ₹ 1,166 ₹ 3,467 ₹ 90,966 9.03%
Dec ₹ 2,329 ₹ 1,137 ₹ 3,467 ₹ 88,637 11.36%
2023 ₹ 30,332 ₹ 11,266 ₹ 41,598 ₹ 58,305 41.70%
Jan ₹ 2,359 ₹ 1,108 ₹ 3,467 ₹ 86,278 13.72%
Feb ₹ 2,388 ₹ 1,078 ₹ 3,467 ₹ 83,890 16.11%
Mar ₹ 2,418 ₹ 1,049 ₹ 3,467 ₹ 81,472 18.53%
Apr ₹ 2,448 ₹ 1,018 ₹ 3,467 ₹ 79,024 20.98%
May ₹ 2,479 ₹ 988 ₹ 3,467 ₹ 76,545 23.45%
Jun ₹ 2,510 ₹ 957 ₹ 3,467 ₹ 74,036 25.96%
Jul ₹ 2,541 ₹ 925 ₹ 3,467 ₹ 71,495 28.51%
Aug ₹ 2,573 ₹ 894 ₹ 3,467 ₹ 68,922 31.08%
Sep ₹ 2,605 ₹ 862 ₹ 3,467 ₹ 66,317 33.68%
Oct ₹ 2,638 ₹ 829 ₹ 3,467 ₹ 63,679 36.32%
Nov ₹ 2,671 ₹ 796 ₹ 3,467 ₹ 61,009 38.99%
Dec ₹ 2,704 ₹ 763 ₹ 3,467 ₹ 58,305 41.70%
2024 ₹ 35,208 ₹ 6,390 ₹ 41,598 ₹ 23,097 76.90%
Jan ₹ 2,738 ₹ 729 ₹ 3,467 ₹ 55,567 44.43%
Feb ₹ 2,772 ₹ 695 ₹ 3,467 ₹ 52,795 47.20%
Mar ₹ 2,807 ₹ 660 ₹ 3,467 ₹ 49,988 50.01%
Apr ₹ 2,842 ₹ 625 ₹ 3,467 ₹ 47,147 52.85%
May ₹ 2,877 ₹ 589 ₹ 3,467 ₹ 44,270 55.73%
Jun ₹ 2,913 ₹ 553 ₹ 3,467 ₹ 41,356 58.64%
Jul ₹ 2,950 ₹ 517 ₹ 3,467 ₹ 38,407 61.59%
Aug ₹ 2,986 ₹ 480 ₹ 3,467 ₹ 35,420 64.58%
Sep ₹ 3,024 ₹ 443 ₹ 3,467 ₹ 32,397 67.60%
Oct ₹ 3,062 ₹ 405 ₹ 3,467 ₹ 29,335 70.67%
Nov ₹ 3,100 ₹ 367 ₹ 3,467 ₹ 26,235 73.76%
Dec ₹ 3,139 ₹ 328 ₹ 3,467 ₹ 23,097 76.90%
2025 ₹ 23,097 ₹ 1,169 ₹ 24,266 ₹ 0 100.00%
Jan ₹ 3,178 ₹ 289 ₹ 3,467 ₹ 19,919 80.08%
Feb ₹ 3,218 ₹ 249 ₹ 3,467 ₹ 16,701 83.30%
Mar ₹ 3,258 ₹ 209 ₹ 3,467 ₹ 13,443 86.56%
Apr ₹ 3,298 ₹ 168 ₹ 3,467 ₹ 10,145 89.86%
May ₹ 3,340 ₹ 127 ₹ 3,467 ₹ 6,805 93.19%
Jun ₹ 3,381 ₹ 85 ₹ 3,467 ₹ 3,424 96.58%
Jul ₹ 3,424 ₹ 43 ₹ 3,467 ₹ 0 100.00%
Leave Your Question

FREQUENTLY ASKED QUESTIONS

Finnable has partnered with RBI-authorized & regulated NBFCs/Financial Institutions. Their policies and services are fully regulated and legally compliant.

Finnable applies an interest rate of 16.95% on their loan.

The maximum loan amount you can get from Finnable is Rs.10 lakh.

You must be entitled to a salary of 15,000 per month to be eligible for a personal loan from Finnable.

Yes, a processing fee of 4% +GST is applicable on the Finnable personal loan.

The minimum ROI of a Finnable Personal Loan is 16.95% per annum

The minimum ROI of a Finnable Personal Loan is 30% per annum

The highest loan amount you can avail with a Finnable Personal Loan is Rs. 10 Lacs

The minimum loan amount you can avail of with a Finnable Personal Loan is Rs. 50,000

The processing fee for Finnable’s Personal loan is between 1% to 4% of your loan amount. 

The minimum repayment tenure of Finnable's Personal Loan is 12 months.

The maximum repayment tenure of Finnable's Personal loan is 60 months.

Yes, you can apply for a Finnable Personal Loan anywhere from India as it holds a PAN India access

The minimum required salary to apply for a Finnable Personal Loan is Rs. 20,000 Monthly for Metro cities and Rs. 15,000 per month for non-metro cities. 

To apply for Finnable Personal Loan your Minimum CIBIL score must be 700

No, to apply for  Finnable Personal Loan your Minimum CIBIL score must be  70

Yes, to apply for Finnable Personal Loan your Minimum CIBIL score must be  700

You can go to the official website of Finnable or you can also switch to ReferLoan for an easy and smooth loan application process. 

Yes, Finnable accepts minus CIBIL scores for Personal loans but only if the applicant's age is 23 or above.

The minimum required age to apply for a Finnable Personal Loan is 21

The maximum required age to apply for a Finnable Personal Loan is 60

Yes, Finnable does offer funding to the Proprietorship Firm Employees, but only if a PF deduction is included in their salary structure.

No, Finnable doesn’t offer funding to the Partnership Firm Employees too

If you are planning to apply for a Finnable Personal Loan, your minimum employment period must be 6 months.

The minimum vintage of the applicant’s employer must be 2 years to apply for a Finnable Personal Loan

No, it is not mandatory to provide a Co-applicant to apply for a Finnable Personal Loan

No, Finnable doesn’t fund NRIs for Personal Loans.


No, the job profile of Delivery Boy makes you ineligible to apply for a Finnable Personal Loan. 

No, the job profile of Courier Boy makes you ineligible to apply for a Finnable Personal Loan. 


No, the job profile of Waiter makes you ineligible to apply for a Finnable Personal Loan. 

No, the job profile of a Taxi Driver makes you ineligible to apply for a Finnable Personal Loan.

No, the job profile of Bartender makes you ineligible to apply for a Finnable Personal Loan. 

No, the job profile of Gym Instructor makes you ineligible to apply for a Finnable Personal Loan. 

No, the job profile of Office Boy makes you ineligible to apply for a Finnable Personal Loan. 

No, the job profile of Security Guard makes you ineligible to apply for a Finnable Personal Loan. 

Yes, you can apply for Finnable's Personal Loan if you are working as an Army Man, but only if your job profile doesn’t include any Gun ownership.

No, a Finnable Personal Loan doesn’t allow any partial payments.

The foreclosure interest on Finnable's Personal loan is 4% after 6 months and 3.5% after 12 months.

No, police officers are not eligible to apply for a Finnable Personal Loan. 

Yes,  MCD employees are eligible to apply for the Finnable Personal Loan, but only those who are on a profile as a Clerk. 

Yes, You can apply for a Finnable Personal Loan if you receive your salary through NEFT


Yes, You can apply for a Finnable Personal Loan if you receive your salary through IMPS.

Yes, You can apply for a Finnable Personal Loan if you receive your salary through Company Transfer. 

No, you can’t apply for a Finnable Personal Loan if you are receiving our salary in cash.

No, you can’t apply for a Finnable Personal Loan if you are receiving our salary through UPI. 

 Finnable takes 3 days for the disbursement of a personal loan

Finnable takes 1 day for the confirmation of a personal loan

Yes, you can apply for a Finnable Personal Loan online 

The customer care number of Finnable is 84478-96394.

Yes, you can easily apply for a Finnable Personal Loan online. 

The FOIR of a Finnable Personal Loan is 75%