Recent Search and Popular Product
Business Loan
Personal Loan
Home Loan
Education Loan
Car Loan
Credit Card
Loan Against Security
Loan Against Property
Explore Your Options
DBS Bank Loan Against Property
The full form of DBS is the Development Bank of Singapore Limited. DBS Bank Limited, often known as DBS, is a Singaporean multinational banking and financial services corporation.Powered By
DBS Bank Loan Against Property
Apply Now
Here are a few factors
| Location | |
| Loan Amount & Tenure | |
| Rate of Interest & Type | |
| Login Fees | |
| CIBIL Score | |
| Foreclosure | |
| Applicant Age | |
| Minimum Business Vintage | |
| Lockin Period | 12 Month |
| Product | |
| LTV |
|
| Part Payment Allowed | |
| Negative Profile | |
| Negative Collateral | |
| FOIR | |
| USP |
Required Documents to Apply for DBS Bank Loan Against Property
Salaried income documents
-
KYC of applicant & Co-Applicant
-
Last 3 Month Salary Slip of Applicant
-
Last 12 month Bank Statement of applicant & co-applicant
-
Last 3 year ITR with computation of income of applicant & co-applicant
-
Last 2 Year Form 16 of applicant
-
26AS of last 2 year of applicant & co-applicant
-
Appointment letter of applicant if available
-
Agreement to Sale if purchase case
-
Property Paper with complete chain of last 13 years
-
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
-
Sanction letter of all running loan
-
Latest utility Bill if owned residence or rent agreement if rented
-
2 Reference with contact details
Self Employed person documents
-
KYC of applicant & Co-Applicant
-
Last 3 year ITR with computation of income of applicant & co-applicant
-
Last 3 year audited balance sheet of applicant
-
Last 3 year Tax audit report of applicant
-
Last 12 month Bank Statement of applicant & co-applicant
-
26AS of last 2 year of applicant & co-applicant
-
Copy of GST registration
-
Copy of MSME registration
-
Copy of Last 12 month GST return
-
Agreement to Sale if purchase case
-
Property Paper with complete chain of last 13 years
-
LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
-
Sanction letter of all running loan
-
Debt Sheet
-
Latest utility Bill of residence if owned or rent agreement if rented
-
Latest utility Bill of Office if owned or rent agreement if rented
-
2 Reference with contact details
-
Last 3 year Debtors & Creditors on letter head
-
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Some Important Points
If Applicant is
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
3. If applicant is professional, then his professional degree is required
About DBS Bank Loan Against Property
Have a DBS Bank Loan Against Property with an interest rate as low as 8.15% per year. With a maximum loan term of 15 years, you may get financing up to 65% of the value of a residential property. The DBS Mortgage Plan accepts applications from salaried and self-employed people for a small processing charge of up to 1%. To quickly evaluate loan eligibility and make a wise choice, utilize the Online LAP Calculator.
By going with DBS Bank, you may benefit from loans that have been tailored to make repayment simple and hassle-free. These loans feature short turnaround times, enabling you to obtain money whenever you need it, whether for personal or professional purposes.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
The Interest for DBS Bank Loan Against Property is around 8.15% which is subject to change on the basis of the loan amount and tenure.
DBS takes 1% of the total loan amount as processing fees for the loan from the borrower.
There is no fixed answer to this. The stamp duty varies from state to state where the loan has been taken and given.
Salaried employees applying for the loan can use their last 3-month salary slip, last 6-month bank statement or IT returns as their income proof.
The Loan against property from DBS can be taken for a maximum duration of 15 years.
Referloan Support
Consultant
Copyright 2023 © Referloan.in.