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Capri Global Loan Against Property
A trustworthy loan called a loan against property is one that is granted using properties as collateral. The asset might be anything, including real estate, a home, or other commercial buildings. Until the LAP, or loan against property, is fully repaid, the property remains the bank's collateral for the loan. Anyone who owns previously owned property and is in an employed or salaried position is eligible to qualify for this type of loan. It is crucial to be fully aware of the documentation requirements and application procedures if you wish to apply for a CAPRI Global Loan Against Property.
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Capri Global Loan Against Property
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Capri Global Loan Against PropertyHere are a few factors
| Location | 50Km from Branch |
| CIBIL Score | 600+ & Minus 1 CIBIL Score |
| Applicant | Any Salaried or Self Employed Person |
| Applicant Age | Salaried-21 Year to 65 Year, Self Employed-21 Year to 75 Year |
| Loan Amount & Tenure | 10
Lac to 1.50Cr (5 Year to 15 Year) |
| Login Fees | 3000+ |
| Rate of Interest & Type | 14% to 18% (Reducing) |
| TAT | Sanction-10
Days Disbursement-within 3 days after submission of documents |
| Processing Fees | 1.50%-3% |
| Foreclosure Charges | Insurance Charges:2%-4% |
| Insurance | 1%-4% |
| Minimum Business Vintage | 2 Year |
| Lock In Period | 12 month |
| Part Payment Allowed | No |
| LTV | (i)
Residential-70% (ii) Commercial-60%(iii) Industrial Property-50% (iii)
Plot-50% (iv) if residential property is rented/vacant then LTV will be 10% lower (v) If Commercial Property Puchase/vacant/rented then LTV will be 10% lower |
| Product | (i) Fresh Loan (ii) BT+Top UP (iii) Seller BT |
| Program | (i)
Income Program-1.50 Cr (ii) LIP Program- 1.50 Cr (iii) BT+Topup Program-1.50 Cr (iv) Without ITR-1Cr |
| FOIR | (i) Salaried: Salary<40K-50% of Net Salary,If Salary>40K-60% of Salary (ii) Self Employed: 80% of Income |
| Cautious Profile | No Cautious Profile |
| Negative Profile | (i) Applicant living in dominated area (ii) Politician (iii) NRI (iv)Wine Shop (vi)Criminal Lawyer (vii) Property Dealer (viii) Cash Salary |
| Funded Property | (i)
Residential Property (ii) Commercial Property (iii) Residential/Commercial
Plot (iv) Khasra-Khatauni Property (v) Lal Dora Property (vi) Un-approved Property (vii) Gram Panchayat Property (viii) Legal & technical not clear (ix) Bachha Flat (x) Basement with 1st Floor (xi) Sub-divided Property (xii) Without MAP Property (xiii) Subject to Sale Deed (xiv) Regularized Colony (xv) Stone Slab Property (xvi)Ground+4th Floor (xvii) Multi Tenanted Unit upto 15 Tanent |
| Negative Property | (i)
GPA Property (ii) Auction Property (iii) School (iv) Hospital & Nursing
Home (v) Hotel & Restaurant (vi) Lease Hold Property without PTM (vii) Applicant living in dominated Area (viii) Cash Salary |
| Accepted Collateral | Other than negative property |
| Specific Property wise Funding Limit | On all Property upto 1.50 Cr |
| Any Specific Product for Professionals | No |
| USP | Without Financial Upto 1 Cr |
Capri Global Loan Against Property EMI Calculator
Interest Type
Loan Amount
Interest Rate
Loan Tenure
| Loan Amount | ₹100,000 |
| Interest % | 14 % |
| Tenure (months) | 12 |
| Emi (monthly) | ₹ 8,979 |
| Total Interest | ₹ 7,745 |
| Loan Amount + Interest | ₹ 107,745 |
| Year | Total Principal ( A ) | Total Interest ( B ) | Balance ( A + B) | Total Payment | Loan Paid Till Date (%) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ₹ 23,711 | ₹ 3,226 | ₹ 26,937 | ₹ 76,289 | 23.71 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ₹ 76,291 | ₹ 4,520 | ₹ 80,811 | ₹ 0 | 100.00 % | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Required Documents to Apply for Capri Global Loan Against Property
Salaried income documents
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KYC of applicant & Co-Applicant
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Last 3 Month Salary Slip of Applicant
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Last 12 month Bank Statement of applicant & co-applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 2 Year Form 16 of applicant
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26AS of last 2 year of applicant & co-applicant
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Appointment letter of applicant if available
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Agreement to Sale if purchase case
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Property Paper with complete chain of last 13 years
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LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
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Sanction letter of all running loan
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Latest utility Bill if owned residence or rent agreement if rented
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2 Reference with contact details
Self Employed person documents
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Agreement to Sale if purchase case
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Property Paper with complete chain of last 13 years
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LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Some Important Points
If Applicant is
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
3. If applicant is professional, then his professional degree is required
About Capri Global Loan Against Property
With the help of Capri Global loans against property products, both individuals and companies may access the value of their property to finance various requirements, including debt reduction, company growth, educational expenses, and medical crises.
You may unleash the value of the properties you own and use them as a useful source of funding for business expansion or other objectives by using a loan against property.
Take advantage of the longer repayment terms, which offer you the opportunity to manage your repayments and utilize your assets more wisely.
Key highlights of Capri Global Loan Against Property
The sudden need for finances is sometimes unavoidable, whether personally or professionally. So, consider a loan against property as the first and best option for immediate funds. Also, as per the market trends, Capri Global Loan Against Property has been acting like a boom because of its lowest interest rates and higher loan amounts. Let us move ahead in this article and learn more about the benefits and other details of Capri Global Loan Against Property.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
Yes. Any individual who owns land or property can get a loan from CAPRI Global. However, if you have any questions regarding the process, you should speak with a CAPRI Global Capital Limited professional.
Loan-to-value, or LTV, is a term widely used in secured lending situations. LTV is used to compare and evaluate the amount of the secured asset with the plot's estimated worth for loans secured by real estate.
Yes, they provide 7.6% per annum.
Although CAPRI Global offers fixed-rate mostly, yet sometimes it depends upon the applicant’s profile or the type of property.
Yes. Before approving any loan, all banks are required to check out the applicants' CIBIL scores.
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