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Bajaj Finserv Personal Loan

for you in Just one Click

Gone are the days when you needed to stand in a long queue, submit forms and papers, and then still wait for a day to get your loan approved. Bajaj Finserv offers fast approval of personal loans without asking you to fill out any extra paperwork. It also offers instant personal loans to self-employed applicants with minimal documentation and loan disbursal on the same day. Bajaj Finserv offers personal loans to salaried applicants at 13% p.a. onwards for loan amounts of up to Rs 25 lakh and for tenures of up to 5 years. . The personal loan products are designed to meet the needs of different borrowers, with loan amounts ranging from Rs 25 lakh to Rs 45 lakh, and tenures ranging from 1 year to 7 years.

Here are a few factors about Bajaj Finserv Personal Loan

Mode of Process

Mail

Location 

Delhi - NCR

Lending Size and Tenure 

1L-45L (12M to 7Y)

ROI

13.05%-15%

ROI (Fixed/Reducing)

Reducing

Foreclosure

4.50 %+GST

Partial Payment Allowance

NIL (CASE TO CASE DEPEND)

Dealing in Unsecured OD

Yes

Negative Profile for Bajaj Finserv Personal Loan

A negative list or negative profile is a list of areas of the city where residents would 

not qualify for credit approval. In India, this has been a relatively new development.

D-Grade

Defence Front Line Job

Real Estate

Jewellery and CONS

 

Eligibility 

Documents Required 

  • The age of the applicant should be between 25 to 59 
  • The min. salary of the applicant should be 40K in Delhi NCR and 22K in Rural Areas
  • The min. Employment should be for 6 months 
  • Minimum CIBIL score has to be 686

 
  • KYC of Applicant (PAN+Passport Size Photo+Adhar Card)
  • Last 3 Month Salary Bank Statement in PDF
  • Last 2 Month Salary Slip if Salary
  • Proof of business ownership 
  • Company ID (If not available then Office Mail ID & Land Line Number)
  • Employee ID card

 

FAQ

A personal loan is an unsecured loan that you can get from a bank or financial organization to help you meet your financial obligations.

When you need credit, you apply for a loan. The lender verifies and accepts your personal loan application when you submit it to them. The loan money is then transferred to your bank account. You must reimburse the lender via EMIs for the duration of the loan repayment period after receiving the loan amount.

You can avail yourself up to 25 lakhs for a personal loan along with a host of benefits you can leverage, Whereas the amount may vary depending upon the CIBIL Score, Monthly income, employer, etc.

Bajaj Finserv has a flexible repayment tenure from 12 months to 7 years.

At Bajaj Finserv you can get quick loan approvals on the very same day of your application submission.

Bajaj Finserv Personal Loan by Banks

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