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Documentation

The documents required to file for a vehicle insurance are as follows:

  • Claim form that should be duly filled
  • Copy of the insurance policy
  • Copy of driving license of the person who was driving the vehicle when the accident occurred
  • FIR if there is any event of death, damage or any other bodily injury
  • Key sets, service booklets, as well as, warranty cards if the result is theft
  • Repair bills in case you are getting your vehicle repaired post the accident has occurred
  • Payment bill after the repair has been completed

You can opt for the additional benefits which can be recognized as the add-ons. However, you need to pay an extra amount in order to get your hands on the same. The advantages related to the same might vary from one provider to the other. There are some add-on covers available like the following:

  • Zero depreciation cover
  • Engine protect cover
  • Roadside assistance cover

However, the following are excluded.

  • Wear and tear of the vehicle in use
  • Depreciation
  • Any other consequential loss
  • Mechanical issues
  • Electrical breakdown
  • If the damage is a result of the act that has been committed by the person who is driving the car and is under the influence of any kinds of alcohol or drugs