Documentation to apply for a home loan

Documentation to apply for a home loan

1. Finished Home Loan Application Form


2. Photographs


3. Evidence of Identification: (Anyone)


PAN Card OR Aadhaar Card



Elector's ID Card


Driving License


4. Evidence of Age: (Anyone)


Aadhaar Card


PAN Card


Birth Certificate


tenth Class Marksheet


Bank Passbook


Driving License


5. Evidence of Residence: (Anyone,)


Bank Passbook


Elector's ID


Proportion Card




Service charges (Telephone Bill, Electricity Bill, Water Bill, Gas Bill)


LIC Policy Receipt


Letter from a perceived public position checking the client's location


6. Pay Documents:


For Salaried Individuals:


Form 16


Confirmed letter from Employer


Payslip of most recent 2 months


Augmentation or Promotion letter


IT returns of recent years


Aside from the confirmation of payment of the salaried individual, he would likewise need to outfit any venture verifications (like fixed stores, shares, and so forth) and his identification size photos.


Independently employed:


Personal Tax Returns (ITR) of most recent 3 years


Asset report and Profit and Loss Account Statement of the Company/Firm (properly validated by a C.A.)


Permit to operate Details (or some other comparable archive)


The permit of Professional Practice (For Doctors, Consultants, and so on)


Enlistment Certificate of Establishment (For Shops, Factories and Other Establishments)


Verification of Business Address


7. Property Documents Required For Home Loan:


NOC from Society/Builder


An itemized gauge of the expense of the development of the house


Enlisted Sale Deed, Allotment Letter or Stamped Agreement of Sale with the Builder (unique archive)


Inhabitance Certificate (if there should be an occurrence of prepared to-move-in properties)


Local charge Receipts, Maintenance Bills and Electricity Bills


Receipts of the settlements ahead of time made towards the acquisition of level (unique archive)


A supported duplicate of the structure plan (key arrangement/floor plan in the event of acquisition of pads)


Unique of the land charge paid receipt and ownership testament as given by the income authority


Installment receipt or financial balance articulations showing installments made to the Builder or Seller