Documentation to apply for a home loan

Documentation to apply for a home loan

1. Finished Home Loan Application Form

 

2. Photographs

 

3. Evidence of Identification: (Anyone)

 

PAN Card OR Aadhaar Card

Passport

 

Elector's ID Card

 

Driving License

 

4. Evidence of Age: (Anyone)

 

Aadhaar Card

 

PAN Card

 

Birth Certificate

 

tenth Class Marksheet

 

Bank Passbook

 

Driving License

 

5. Evidence of Residence: (Anyone,)

 

Bank Passbook

 

Elector's ID

 

Proportion Card

 

Identification

 

Service charges (Telephone Bill, Electricity Bill, Water Bill, Gas Bill)

 

LIC Policy Receipt

 

Letter from a perceived public position checking the client's location

 

6. Pay Documents:

 

For Salaried Individuals:

 

Form 16

 

Confirmed letter from Employer

 

Payslip of most recent 2 months

 

Augmentation or Promotion letter

 

IT returns of recent years

 

Aside from the confirmation of payment of the salaried individual, he would likewise need to outfit any venture verifications (like fixed stores, shares, and so forth) and his identification size photos.

 

Independently employed:

 

Personal Tax Returns (ITR) of most recent 3 years

 

Asset report and Profit and Loss Account Statement of the Company/Firm (properly validated by a C.A.)

 

Permit to operate Details (or some other comparable archive)

 

The permit of Professional Practice (For Doctors, Consultants, and so on)

 

Enlistment Certificate of Establishment (For Shops, Factories and Other Establishments)

 

Verification of Business Address

 

7. Property Documents Required For Home Loan:

 

NOC from Society/Builder

 

An itemized gauge of the expense of the development of the house

 

Enlisted Sale Deed, Allotment Letter or Stamped Agreement of Sale with the Builder (unique archive)

 

Inhabitance Certificate (if there should be an occurrence of prepared to-move-in properties)

 

Local charge Receipts, Maintenance Bills and Electricity Bills

 

Receipts of the settlements ahead of time made towards the acquisition of level (unique archive)

 

A supported duplicate of the structure plan (key arrangement/floor plan in the event of acquisition of pads)

 

Unique of the land charge paid receipt and ownership testament as given by the income authority

 

Installment receipt or financial balance articulations showing installments made to the Builder or Seller