The eligibility criteria for a heavy vehicle loan in India typically include age (minimum 21 years), employment (salaried or self-employed), and a minimum monthly income (usually INR 15,000). The specific criteria may vary depending on the lender and the loan product.

The documents required for a heavy vehicle loan typically include identity proof (such as a PAN card or Aadhaar card), address proof (such as an Aadhaar card, passport, or driving license), income proof (such as salary slips or income tax returns), bank statements for the past six months, and vehicle details (such as price and registration documents).

The maximum loan amount available for a heavy vehicle loan in India may vary depending on the lender and the borrower's creditworthiness. Typically, the loan amount can cover up to 90% of the cost of the vehicle, with the borrower required to pay the remaining 10% as a down payment.

1. The loan repayment period for a heavy vehicle loan in India may range from one year to five years, depending on the lender and the borrower's preference. The borrower is required to repay the loan in equated monthly installments (EMIs).

It may be difficult to get a heavy vehicle loan if you have a bad credit score, as lenders typically consider creditworthiness as an important factor when assessing loan applications. However, there are some lenders who may be willing to provide loans to individuals with lower credit scores, although the interest rates and loan terms may be less favorable.