Credit cards are one of the best ways to increase a person's purchasing power. They also offer rewards on your spending, such as cashback and discounts. hey also offer rewards on your spending, such as cashback and discounts. To maximize these benefits, you should compare different credit card offers before choosing the right deal for you. Let’s take a look at the features, benefits, and other important information about credit cards.
Credit Card | Joining Fee | Minimum Required Income | Apply to get credit card |
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HDFC Bank Credit Card | Rs. 499 + GST. | Salaried - Rs. 20,000 p.m Self-Employed - 6 Lakhs p.a | Apply Now |
Kotak Bank Credit Card | Rs. 500 onwards | Above Rs. 5 lakhs p.a | Apply Now |
SBI Bank CardCredit | Depends on the Card Variant | Up to Rs. 3 Lakhs p.a | Apply Now |
Yes Bank Credit Card | Depends on the Card Variant | Salaried - Rs. 25,000 p.m Self-Employed - Rs. 41,666 p.m. | Apply Now |
ICICI Bank Credit Card | Rs 500 + Goods and Services Tax (GST) | Up to Rs. 2.5 Lakhs | Apply Now |
Standard Chartered Bank Credit Card | Depends on the Card Variant | Salaried - Rs. 27,500 p.m Self-Employed - Rs. 5 lakhs p.a | Apply Now |
Axis Bank Credit Card | Depends on the Card Variant | Salaried - Rs. 25,000 p.m Self-Employed - Rs. 6 lakhs | Apply Now |
Indusind Bank Credit Card | Depends on the Card Variant | Depends on the Card Variant | Apply Now |
AU Bank Credit Card | Rs. 200 onwards | Depends on the Card Variant | Apply Now |
To know more about credit cards BY Bank? CLICK HERE
Required Documents
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Salaried income documents
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Last 3 months' salary slip
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Form 16 of last 2 years
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Income Tax Return if any of last 2 Years
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Last 3 months' bank statement if the salary directly credited in the bank account
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Certificate of employment from current employer
Self Employed person documents
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Income tax returns of previous 2 years
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Statement of finances with a proper balance sheet with profit and loss in that sheet
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Bank statement with continuity of business
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GST registration evidence of business
Card to Card Documents
The documents required for a card-to-card application vary, but common documents include:
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Government Issued Photo ID
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Proof of Residency
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Proof of Income
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Applcation Form
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Authorization to run a Credit Check (if required)
Note : Banks may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
FREQUENTLY ASKED QUESTIONS
A credit card is an essential financial tool. It enables its holders to make purchases and pay back the amount later. A bank-approved credit limit will give you a certain amount of purchasing power, which must be repaid on the due date that's mutually decided by both parties: The holder and their bank.
This is the maximum amount of money that one can spend on their card. Having a high limit for your credit card will allow you to spend more and help your score in return.
A good guideline would be that if your score falls below 750, then it's best not to apply.
If you're looking for a credit card, the best and easiest way to get one is to apply on our platform. It's easy to compare features and benefits, fees as well as interest rates from different cards before making your final decision.
Premium cards offer perks like airport lounge access, concierge service, air accident insurance, etc., as well as substantial annual fees. And of course, not all benefits are included in the fees; international travel comes with several attendant expenses on top of it!
There are many ways to check the credit card balance. One is by checking your monthly statement or logging in and viewing your net banking account online.
We have a range of credit cards without job requirements. Even if you do not have a job, you are eligible to apply for one with us.
Yes, a lot of credit cards come with airport lounge benefits. Some even have international lounge access in airports.