Here are a few factors

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Card Type :                                             Lifestyle                                                                                                        
Best Suited :
Joining Fee :
Rs 999 + GST
Annual Fee :
Rs 999 + GST
Finance Charges :
0.035% per month
Negative Profiles :

Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc.

Best Features :

5% cashback on your movie ticket bookings and grocery shopping.


Enjoy reward points for your purchases!

  • 1 point per Rs. 100 spent. (including groceries, electronics, travel bookings, etc.)

Check Here Some Exciting Perks

  • Complimentary airport lounge access every quarter
  • Complimentary domestic lounge access every quarter.

Required Documents

PAN card photocopy or Form 60

Latest payslip/Form 16/IT return copy as proof of income

Residence proof (any one of the following):

Ration card

Electricity bill

Driving License


Landline telephone bill

Benefits of Yes Bank BYOC Credit Card

1%%fuel surcharge is waived on all fuel purchases at all Indian fuel stations.

4 Green fee waiver per year and1 Golf lesson per year at select golf courses in India.

15% discount on dining at selected restaurants.

Eligibility to Apply for Yes Bank BYOC Credit Card

Primary cardholders must be between the age of 21 years to 60 years

Add-on cardholders should be 18 years or above.

Self-employed people should file ITR of at least Rs. 5 lakh.

Should have a minimum monthly income of 25,000 for the salaried applicants.

Resident Indian

Leave Your Question


This credit card is open to Indian citizens with a consistent source of income.

Yes, overall cashback is limited to Rs. 100 per statement cycle.

To reach the concierge desk, please call 1800119371. You may contact the YES Bank credit card customer service department at 1800 103 1212.

The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .

There is a joining fee of Rs. 999+ GST.