Standard Chartered Credit Card

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Basic Eligibility Criteria for Standard Chartered Bank Credit Card

Benefits of Standard Chartered Credit Card

Age: 21 to 65 years 
Earn cashback on making payments for fuel and other utility bills including your phone bill.
Nationality: Indian
Travel benefits like lounge access at multiple airports around the globe +  Rewards and cashback on travel expenses & duty-free shopping.
Salary:  Should have Stable Monthly Income
Movie Vouchers and Benefits with Some of SC Cards
Cibil Score: 750 and above
Convert large transactions into an EMI
Standard Chartered Credit Card

Raise the Standards of Your Spending With Standard Chartered Credit Cards

Standard Chartered Bank credit cards give you a lot of benefits, so you can use their card in all your spending. They have easy interest-free EMIs and cashback offers to give you back your money when making any purchase through their card. You also get rewards and discounts just by using the card all the time. They also offer reward point redemption for air miles if you need to travel abroad, Good Life Program which ensures that all your purchases are given life insurance coverage, and much more!

01
Visit Our Website

For the first step, you will have to visit our website to explore the options that fit your needs.

02
Select and Apply

Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Credit Card!

Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.

Make the Process Easy with the Right Documents

Required Documents 

PAN Card

Aadhaar Card

Driving Licence

Voter ID

Passport

Registered rent agreement

Current passport size photograph

Salaried income documents

Self Employed person documents

Salaried income documents

  • Last 3 months' salary slip
  • Form 16 of last 2 years
  • Income Tax Return if any of last 2 Years
  • Last 3 months' bank statement if the salary directly credited in the bank account
  • Certificate of employment from current employer

Self Employed person documents

  • Income tax returns of previous 2 years
  • Statement of finances with a proper balance sheet with profit and loss in that sheet
  • Bank statement with continuity of business
  • GST registration evidence of business

Card to Card Documents

  • Government Issued Photo ID.
  • Proof of Residency
  • Proof of Income
  • Applcation Form
  • Authorization to run a Credit Check (if required)

Note : Standard Chartered Bank may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

How to Apply 

The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick.

  • Visit the website of ReferLoan
  • There you can find the list of credit cards on the top.
  • Choose a Standard Chartered credit card and click on the ‘Check Eligibility’ button
  • You will be prompted with a list of questions .
  • Answer them to know your eligibility.
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in all the required fields on the page before clicking on ‘Submit’.
  • You will then be asked to upload the documents – do the same and click on ‘Submit’

How to Redeem Standard Chartered Credit Card Reward Points?

  • On the Standard Chartered Credit Card page, you can find the list of Standarde Chartered credit cards on the top.
  • Choose a card and click on the ‘Check Eligibility’ button
  • You will be prompted with a list of questions
  • Answer them to know your eligibility.
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in all the required fields on the page before clicking on ‘Submit’.
  • You will then be asked to upload the documents – do the same and click on ‘Submit’

In Case of Any Query

Leave Your Question

FREQUENTLY ASKED QUESTIONS

Once you have completed the application process, it usually takes 7 to 15 working days for you to get your card, pending verification and approval. The wait period varies from applicant to applicant and can take more than 15 days as well

You need to log in to SCB's online banking to request for a new card. If your old card has been stolen or lost, you need to first inform the bank to block it. This will make sure that no fraudulent transactions are carried out using that card.

Yes, only those who are above 21 years of age can apply for a Standard chartered card. You need to have a steady income and a favorable credit report to be eligible as well. The upper age limit for applicants of most cards is 65 years.

Yes, you can request the bank to approve add-on cards that can be used by family members. A percentage of your credit limit will be dedicated as the limit for the add-on cards.

Yes, to apply for the standard chartered bank the applicant must have a steady income of at least Rs. 3,00,000 per annum.

The Annual fee on Standard Chartered Credit Card starts from Rs. 250 and goes up based on the choice of card you're willing to apply for. 

The  Joining Fee on Standard Chartered Credit Card starts from Rs. 350 and goes up based on the choice of card you're willing to apply for. Most Standard Chartered Credit Cards don’t ask for any Joining Fees. 

The Interest Rate of a Standard Chartered Credit Card is 3,75% p.m 

Most Standard Chartered Credit Card annualize their APRs at an APR of 45.00%

To apply for a Standard Chartered Credit Card you can Visit the official website of Standard Chartered bank or apply through a third-party platform such as ReferLoan

If you don't meet the eligibility criteria for a Standard Chartered credit card, your application might get rejected. The criteria used to determine your eligibility for owning a credit card include your credit card history, CIBIL score, income, background check, and more.

The Credit Card Variants offered by Standard Chartered Bank are:

  • Ultimate card

  • Standard Chartered EaseMyTrip credit card

  • Rewards Credit Card

  • Smart Credit Card

  • DigiSmart Card 

  • Manhattan Card

  • Super Value Titanium Cashback Credit Card

  • Platinum Rewards

  • Visa Infinite 

  • Bandhan Bank Standard Chartered Credit Cards

Your age must be between 21 and 65 years

● You must be having a stable monthly income

● You belong to the credit card sourcing cities/locations of the bank

● You must agree to all applications being subject to credit and other policy checks of the bank

The minimum age to apply for Standard Chartered Credit Card is 21.

Yes, you can apply for a standard chartered credit card if you are 60, as the maximum age for the same is 65.

The maximum age to apply for a Standard Chartered Credit Card in India is 65 

No, a student can’t apply for a standard Chartered credit card as they don’t hold any stability of income. Although they can apply for an Add-on card with their guardians. 

Yes, with Standard Chartered Credit Card you can get a loan on your credit card of up to INR 10,00,000.

The maximum loan amount you can get on Standard Chartered Bank Credit Card is INR 10,00,000. 

Yes, you can get a loan of Rs. 5,00,000 on your Standard Chartered Bank Credit Card. The maximum loan amount you can avail of is INR 10,00,000. 

Yes, You can convert your credit card outstanding amount (up to 5 lakhs) into monthly installments at interest rates starting at 1.49% per month.

To convert your outstanding SC credit card balance into EMIs, call 080 – 39401166/080 – 66011166. Their phone banking officer will assist you with details of the offer specifically curated for you.

To change your PIN, log in to online banking or SC Mobile. After that go to Help & Services, click on Card Management, and select 'Change PIN'. Now select the card and enter a new PIN. Enter the OTP sent on your mobile number and confirm.

In the event of forgetting your SCB credit card PIN, you can reset it using the procedure mentioned above. There is no way to recover your old credit card PIN.

Yes, you can generate your standard chartered bank PIN by visiting your nearest ATM. 

You can easily check the status of any service request that you may have made through online or phone banking.

Yes, you can get an Add-on card with almost all your standard chartered credit cards. 

The minimum required CIBIL Score to apply for Standard Chartered Credit Card is 750 

No, you can’t apply for a Standard Chartered credit card with a CIBIL score lower than 750. 

No, you can’t apply for a Standard Chartered credit card with a CIBIL score lower than 750. 

You will need a minimum monthly income of INR 25,000 or above in order to apply for a Standard Chartered credit card.

No, in order to apply for a Standard Chartered Bank Credit Card, one must have a stable monthly income of a minimum of INR 25,000. 

No, in order to apply for a Standard Chartered Bank Credit Card, one must have a stable monthly income of a minimum of INR 25,000. 

No, in order to apply for a Standard Chartered Bank Credit Card, one must have a stable monthly income of a minimum of INR 25,000. 

Yes, because in order to apply for a Standard Chartered Bank Credit Card, one must have a stable monthly income of a minimum of INR 25,000. 

The joining fee of the Standard Chartered EaseMyTrip credit card is Rs. 350 + GST.

No, there is no annual fee waiver or reversal feature of Standard Chartered Manhattan Credit Card

No, the Standard Chartered Reward Credit Card doesn't ask for any joining fees

Yes, with SC reward credit cards you can get Additional 4 reward points per INR 150 on monthly Retail spends* above INR 20,000 (max. 2000 bonus reward points per statement cycle)

You can reach out to Standard Chartered Bank Customer Care Centre at 1300 888 888 or +603-7711 8888 (if you are calling from overseas).

With SC Super Value Titanium Credit Card, you can Enjoy 5%* cashback on fuel, telephone, and utility bills and 1 reward point per ₹150 on all other spends.

The First year annual fee for  SC Super Value Titanium Credit Card is INR 750.

With SC Super Value Titanium Credit Card, one can get an extended interest-free credit period for the first 90 days post-credit card issuance by paying only the minimum amount due.

You can earn 6000 Reward Points* worth Rs. 6000 on payment of the joining fee with Ultimate Credit Card.

You can use Standard Chartered net banking or mobile banking to report or block any credit card loss or theft with immediate effects.