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Standard Chartered Credit Card
Standard Chartered Bank have easy interest-free EMIs and cashback offers to give you back your money when making any purchase through their card.
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Standard Chartered Credit Card
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Standard Chartered Credit Card
Raise the Standards of Your Spending With Standard Chartered Credit Cards
Standard Chartered Bank credit cards give you a lot of benefits, so you can use their card in all your spending. They have easy interest-free EMIs and cashback offers to give you back your money when making any purchase through their card. You also get rewards and discounts just by using the card all the time. They also offer reward point redemption for air miles if you need to travel abroad, Good Life Program which ensures that all your purchases are given life insurance coverage, and much more!
Wide Range to Cater to All Your Needs
Different needs require different financial support. Standard Chartered Bank offers a range of Credit Card
One Step Closer to a Better Lifestyle
Visit Our Website
For the first step, you will have to visit our website to explore the options that fit your needs.
Select and Apply
Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Credit Card!
Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.
Features & Benefits
Standard Chartered Smart Credit Card
- Get 2% cashback on online purchases
- Earn 1% cash back on all your offline spending
- Get access to the Smart Card KBE offer which offers a tenure of 3 months at 0.99%.
- Get an extended interest-free period for the first 90 days
Standard Chartered DigiSmart Credit Card
- Discounts ranging from 10% to 25% on Yatra bookings and reservations
- Save up to INR750 a month while ordering food on Zomato
- Get heavy discounts and cashbacks on Grofers and Myntra
- You can avail a ‘buy one get one’ offer on INOX movie tickets*
Standard Chartered Manhattan Platinum Credit Card
- Get 5% cashback when you shop for a minimum of Rs.1,000 at supermarkets and departmental stores
- 3 reward points per Rs.150 spent on other purchases
- BookMyShow vouchers worth Rs.2,000 if you use your card within 90 days of issuance
- Offers on travel, shopping, and dining with The Good Life program
Standard Chartered Platinum Rewards Credit Card
- With Standard Chartered Platinum Rewards Credit Card earn 5 reward points for every INR 150 spent on dining and fuel.
- Earn 1 reward point, with the best rewards for every INR 150 spent es.
Standard Chartered Ultimate Credit Card
- Earn 5 reward points on every INR 150 spent
- Foreign currency markup fee of 2% on all foreign currency transactions
- Get 5% cashback* on duty-free spending and access to over 1000 airport lounges globally
- Complimentary access to premier golf courses in the country
Standard Chartered Super Value Titanium Credit Card
- 5% cashback on fuel spends at all fuel stations up to INR 200 per month
- Receive 5% cashback on paying for your utility bills
- 5% cash back on your telephone bills, for any transaction amount above just INR 750
- For every INR 150 you spend on all other expenses using your credit card, you earn 1 reward point
Required Documents
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Salaried income documents
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Last 3 months' salary slip
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Form 16 of last 2 years
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Income Tax Return if any of last 2 Years
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Last 3 months' bank statement if the salary directly credited in the bank account
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Certificate of employment from current employer
Self Employed person documents
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Income tax returns of previous 2 years
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Statement of finances with a proper balance sheet with profit and loss in that sheet
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Bank statement with continuity of business
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GST registration evidence of business
Card to Card Documents
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Government Issued Photo ID.
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Proof of Residency
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Proof of Income
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Applcation Form
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Authorization to run a Credit Check (if required)
Note : Standard Chartered Bank may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
How to Apply
The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick.
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Visit the website of ReferLoan
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There you can find the list of credit cards on the top.
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Choose a Standard Chartered credit card and click on the ‘Check Eligibility’ button
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You will be prompted with a list of questions .
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Answer them to know your eligibility.
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If you’re eligible for the card, you will be redirected to the online application page.
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Fill in all the required fields on the page before clicking on ‘Submit’.
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You will then be asked to upload the documents – do the same and click on ‘Submit’
How to Redeem Standard Chartered Credit Card Reward Points?
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On the Standard Chartered Credit Card page, you can find the list of Standarde Chartered credit cards on the top.
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Choose a card and click on the ‘Check Eligibility’ button
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You will be prompted with a list of questions
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Answer them to know your eligibility.
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If you’re eligible for the card, you will be redirected to the online application page.
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Fill in all the required fields on the page before clicking on ‘Submit’.
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You will then be asked to upload the documents – do the same and click on ‘Submit’
In Case of Any Query
Standard Chartered Bank, Customer Care Unit, 19 Rajaji Salai, Chennai 600 001
FREQUENTLY ASKED QUESTIONS
Once you have completed the application process, it usually takes 7 to 15 working days for you to get your card, pending verification and approval. The wait period varies from applicant to applicant and can take more than 15 days as well
You need to log in to SCB's online banking to request for a new card. If your old card has been stolen or lost, you need to first inform the bank to block it. This will make sure that no fraudulent transactions are carried out using that card.
Yes, only those who are above 21 years of age can apply for a Standard chartered card. You need to have a steady income and a favorable credit report to be eligible as well. The upper age limit for applicants of most cards is 65 years.
Yes, you can request the bank to approve add-on cards that can be used by family members. A percentage of your credit limit will be dedicated as the limit for the add-on cards.
Yes, to apply for the standard chartered bank the applicant must have a steady income of at least Rs. 3,00,000 per annum.
The Annual fee on Standard Chartered Credit Card starts from Rs. 250 and goes up based on the choice of card you're willing to apply for.
The Joining Fee on Standard Chartered Credit Card starts from Rs. 350 and goes up based on the choice of card you're willing to apply for. Most Standard Chartered Credit Cards don’t ask for any Joining Fees.
The Interest Rate of a Standard Chartered Credit Card is 3,75% p.m
Most Standard Chartered Credit Card annualize their APRs at an APR of 45.00%
To apply for a Standard Chartered Credit Card you can Visit the official website of Standard Chartered bank or apply through a third-party platform such as ReferLoan.
If you don't meet the eligibility criteria for a Standard Chartered credit card, your application might get rejected. The criteria used to determine your eligibility for owning a credit card include your credit card history, CIBIL score, income, background check, and more.
The Credit Card Variants offered by Standard Chartered Bank are:
Ultimate card
Standard Chartered EaseMyTrip credit card
Rewards Credit Card
Smart Credit Card
DigiSmart Card
Manhattan Card
Super Value Titanium Cashback Credit Card
Platinum Rewards
Visa Infinite
Bandhan Bank Standard Chartered Credit Cards
Your age must be between 21 and 65 years
● You must be having a stable monthly income
● You belong to the credit card sourcing cities/locations of the bank
● You must agree to all applications being subject to credit and other policy checks of the bank
The minimum age to apply for Standard Chartered Credit Card is 21.
Yes, you can apply for a standard chartered credit card if you are 60, as the maximum age for the same is 65.
The maximum age to apply for a Standard Chartered Credit Card in India is 65
No, a student can’t apply for a standard Chartered credit card as they don’t hold any stability of income. Although they can apply for an Add-on card with their guardians.
Yes, with Standard Chartered Credit Card you can get a loan on your credit card of up to INR 10,00,000.
The maximum loan amount you can get on Standard Chartered Bank Credit Card is INR 10,00,000.
Yes, you can get a loan of Rs. 5,00,000 on your Standard Chartered Bank Credit Card. The maximum loan amount you can avail of is INR 10,00,000.
Yes, You can convert your credit card outstanding amount (up to 5 lakhs) into monthly installments at interest rates starting at 1.49% per month.
To convert your outstanding SC credit card balance into EMIs, call 080 – 39401166/080 – 66011166. Their phone banking officer will assist you with details of the offer specifically curated for you.
To change your PIN, log in to online banking or SC Mobile. After that go to Help & Services, click on Card Management, and select 'Change PIN'. Now select the card and enter a new PIN. Enter the OTP sent on your mobile number and confirm.
In the event of forgetting your SCB credit card PIN, you can reset it using the procedure mentioned above. There is no way to recover your old credit card PIN.
Yes, you can generate your standard chartered bank PIN by visiting your nearest ATM.
You can easily check the status of any service request that you may have made through online or phone banking.
Yes, you can get an Add-on card with almost all your standard chartered credit cards.
The minimum required CIBIL Score to apply for Standard Chartered Credit Card is 750
No, you can’t apply for a Standard Chartered credit card with a CIBIL score lower than 750.
No, you can’t apply for a Standard Chartered credit card with a CIBIL score lower than 750.
You will need a minimum monthly income of INR 25,000 or above in order to apply for a Standard Chartered credit card.
No, in order to apply for a Standard Chartered Bank Credit Card, one must have a stable monthly income of a minimum of INR 25,000.
No, in order to apply for a Standard Chartered Bank Credit Card, one must have a stable monthly income of a minimum of INR 25,000.
No, in order to apply for a Standard Chartered Bank Credit Card, one must have a stable monthly income of a minimum of INR 25,000.
Yes, because in order to apply for a Standard Chartered Bank Credit Card, one must have a stable monthly income of a minimum of INR 25,000.
The joining fee of the Standard Chartered EaseMyTrip credit card is Rs. 350 + GST.
No, there is no annual fee waiver or reversal feature of Standard Chartered Manhattan Credit Card
No, the Standard Chartered Reward Credit Card doesn't ask for any joining fees
Yes, with SC reward credit cards you can get Additional 4 reward points per INR 150 on monthly Retail spends* above INR 20,000 (max. 2000 bonus reward points per statement cycle)
You can reach out to Standard Chartered Bank Customer Care Centre at 1300 888 888 or +603-7711 8888 (if you are calling from overseas).
With SC Super Value Titanium Credit Card, you can Enjoy 5%* cashback on fuel, telephone, and utility bills and 1 reward point per ₹150 on all other spends.
The First year annual fee for SC Super Value Titanium Credit Card is INR 750.
With SC Super Value Titanium Credit Card, one can get an extended interest-free credit period for the first 90 days post-credit card issuance by paying only the minimum amount due.
You can earn 6000 Reward Points* worth Rs. 6000 on payment of the joining fee with Ultimate Credit Card.
You can use Standard Chartered net banking or mobile banking to report or block any credit card loss or theft with immediate effects.
ReferLoan is a Marketplace which connect Financial institutes with prospective users through its integrated approach. ReferLoan helps users to increase their CIBIL Score and finding the best Financial Products from the available Financial Institutions. ReferLoan is the only Market Place which helps the users to explore the opportunities in Debt as well as in Equity.
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