Here are a few factors

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Basic Eligibility Criteria for Standard Chartered Bank Credit Card

Benefits of Standard Chartered Credit Card

Age: 21 to 65 years 
Earn cashback on making payments for fuel and other utility bills including your phone bill.
Nationality: Indian
Travel benefits like lounge access at multiple airports around the globe +  Rewards and cashback on travel expenses & duty-free shopping.
Salary:  Should have Stable Monthly Income
Movie Vouchers and Benefits with Some of SC Cards
Cibil Score: 750 and above
Convert large transactions into an EMI
Standard Chartered Credit Card

Raise the Standards of Your Spending With Standard Chartered Credit Cards

Standard Chartered Bank credit cards give you a lot of benefits, so you can use their card in all your spending. They have easy interest-free EMIs and cashback offers to give you back your money when making any purchase through their card. You also get rewards and discounts just by using the card all the time. They also offer reward point redemption for air miles if you need to travel abroad, Good Life Program which ensures that all your purchases are given life insurance coverage, and much more!

01
Visit Our Website

For the first step, you will have to visit our website to explore the options that fit your needs.

02
Select and Apply

Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Credit Card!

Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.

Make the Process Easy with the Right Documents

Required Documents 

PAN Card

Aadhaar Card

Driving Licence

Voter ID

Passport

Registered rent agreement

Current passport size photograph

Salaried income documents

Self Employed person documents

Salaried income documents

  • Last 3 months' salary slip
  • Form 16 of last 2 years
  • Income Tax Return if any of last 2 Years
  • Last 3 months' bank statement if the salary directly credited in the bank account
  • Certificate of employment from current employer

Self Employed person documents

  • Income tax returns of previous 2 years
  • Statement of finances with a proper balance sheet with profit and loss in that sheet
  • Bank statement with continuity of business
  • GST registration evidence of business

Card to Card Documents

  • Government Issued Photo ID.
  • Proof of Residency
  • Proof of Income
  • Applcation Form
  • Authorization to run a Credit Check (if required)

Note : Standard Chartered Bank may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

How to Apply 

The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick.

  • Visit the website of ReferLoan
  • There you can find the list of credit cards on the top.
  • Choose a Standard Chartered credit card and click on the ‘Check Eligibility’ button
  • You will be prompted with a list of questions .
  • Answer them to know your eligibility.
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in all the required fields on the page before clicking on ‘Submit’.
  • You will then be asked to upload the documents – do the same and click on ‘Submit’

How to Redeem Standard Chartered Credit Card Reward Points?

  • On the Standard Chartered Credit Card page, you can find the list of Standarde Chartered credit cards on the top.
  • Choose a card and click on the ‘Check Eligibility’ button
  • You will be prompted with a list of questions
  • Answer them to know your eligibility.
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in all the required fields on the page before clicking on ‘Submit’.
  • You will then be asked to upload the documents – do the same and click on ‘Submit’

In Case of Any Query

Leave Your Question

FREQUENTLY ASKED QUESTIONS

Once you have completed the application process, it usually takes 7 to 15 working days for you to get your card, pending verification and approval. The wait period varies from applicant to applicant and can take more than 15 days as well

You need to log in to SCB's online banking to request for a new card. If your old card has been stolen or lost, you need to first inform the bank to block it. This will make sure that no fraudulent transactions are carried out using that card.

Yes, only those who are above 21 years of age can apply for a Standard chartered card. You need to have a steady income and a favorable credit report to be eligible as well. The upper age limit for applicants of most cards is 65 years.

Yes, you can request the bank to approve add-on cards that can be used by family members. A percentage of your credit limit will be dedicated as the limit for the add-on cards.

Yes, to apply for the standard chartered bank the applicant must have a steady income of at least Rs. 3,00,000 per annum.